Homeowners Insurance

Allstate Claim Rateguard: It’ll Cost You More Money Today to Avoid a Higher Rate Later

Allstate Claim Rateguard: It’ll Cost You More Money Today to Avoid a Higher Rate Later
May 20, 2014 5 Comments »

Another week, another new product from Allstate, an insurer that always seems to be “innovating” in one way or another. And by innovating, we mean getting more of your money in exchange for more protection from higher insurance costs in ... Read More »

Most Americans Don’t Bother with Renter’s Insurance

Most Americans Don’t Bother with Renter’s Insurance
March 12, 2013 No Comments »

A new survey from InsuranceQuotes.com revealed that six out of 10 U.S. adults who rent don’t have renter’s insurance. This includes both those who rent apartments and those who rent single-family homes. In both cases, these tenants are simply letting ... Read More »

What Is a Homeowners Insurance Protection Class?

What Is a Homeowners Insurance Protection Class?
February 21, 2013 5 Comments »

Insurance Q&A: “What is a homeowner’s insurance protection class?” So, you’re moving out to a rural area and just discovered your homeowner’s insurance policy is more expensive than you anticipated due to the “protection class” for your new address. Aside ... Read More »

How Long Does It Take to Get a Refund from a Canceled Insurance Policy?

How Long Does It Take to Get a Refund from a Canceled Insurance Policy?
February 7, 2013 6 Comments »

Insurance Q&A: “How long does it take to get a refund from a canceled insurance policy?” So you canceled your existing insurance policy and switched to a new insurer. Congratulations on taking a leap of faith. Most people “set it ... Read More »

Nationwide Brand New Belongings Review

Nationwide Brand New Belongings Review
February 5, 2013 No Comments »

Nationwide has really been at it lately with their television advertising campaign. You might recall our recent post about the Nationwide Vanishing Deductible. The most recent spot highlights “Brand New Belongings” coverage on their homeowner, condo, and renters insurance policies ... Read More »

Do I Have To Buy My Lenders Insurance?

Do I Have To Buy My Lenders Insurance?
January 23, 2013 No Comments »

Insurance Q&A: “Do I have to buy my lender’s insurance?” Welcome to the wonderful world of homeownership…and all the frustrating, unexpected costs that come along with it. While there are many expenses you’ve likely overlooked, let’s focus on the insurance ... Read More »

Can I Get Landlord Insurance for My Home If I Move Out?

Can I Get Landlord Insurance for My Home If I Move Out?
January 16, 2013 No Comments »

Just the other day we were asked if it’s OK to get landlord insurance for a home if you move out of it and wind up renting it to someone else. This particular individual was worried about doing so because ... Read More »

Guns and Insurance: What You Need to Know

Guns and Insurance: What You Need to Know
January 15, 2013 No Comments »

Let’s tackle a pretty hot topic here in the United States. The more the spotlight focuses on gun ownership, the more questions will pop up here at TTAI about guns and insurance. Namely, are my personal firearms covered by my ... Read More »

Super Storm Sandy and What It Means for Your Insurance

Super Storm Sandy and What It Means for Your Insurance
November 13, 2012 No Comments »

We’ve said it a thousand times and will probably say it one thousand more times in the next few years. When it comes to insurance; the devil, or angel in the case of this post, is in the details of ... Read More »

Home Insurance vs. Home Warranty

Home Insurance vs. Home Warranty
July 26, 2012 No Comments »

So, you’ve faithfully paid your homeowners insurance policy for a few years without so much as a phone call to your insurer. The bill shows up; you pay it. Rinse and repeat. All of the sudden, out of nowhere, something ... Read More »