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PostThere are many types of homeowner’s insurance policies available to fit our unique lifestyles and needs, including plans for those who choose to rent apartments or single-family homes. Homeowner’s policies can be thought of as your personal liability insurance and the insurance for your personal and real property. They cover your home, its contents, and the occupants’...
There are many types of homeowner’s insurance policies a...
PostUnlike a homeowner’s insurance policy, condominium (and renters) insurance policies are designed to cover your personal property and liability, not the physical structure you live in. Depending on the master policy held by your condo association, a condo policy may still include walls-in coverage for flooring, fixtures, etc. The coverage difference is due to a...
Unlike a homeowner’s insurance policy, condominium (and re...
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PostEarthquake insurance protects your home in the event of a…you guessed it, earthquake. But we’re willing to bet you don’t have it. And we assume you probably don’t care, probably because you think you’re already covered, or that FEMA will step in, or that serious damage just won’t occur. While some of this may be...
Earthquake insurance protects your home in the event of a…...
PostFirst and foremost, it is important to understand how to read a homeowner’s insurance policy in order to understand what general types are available to you. It’s easy to just choose a policy that seems to give you what you need. The problem is many homeowners find out when it’s too late that the policy...
First and foremost, it is important to understand how to rea...
PostThe typical homeowner’s insurance policy provides coverage for your personal belongings. This includes items such as electronics, clothing, and furniture, up to a specified percentage of the coverage amount for your dwelling. There are also “sub limits” of coverage for “special” items such as valuable jewelry, fur coats, and silverware. These are predetermined amounts, normally...
The typical homeowner’s insurance policy provides coverage...
PostIf you’ve ever been to the emergency room at a major hospital, you probably swore never to return. Of course, when you’re seriously injured or ill and can’t visit your primary care physician or network preferred doctor (if dealing with a PPO), all bets are off. You’ll likely put up with the long wait in...
If you’ve ever been to the emergency room at a major h...
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