Life Insurance

Insurance Q&A: “Are insurance quotes free?” It’s very common for insurance related advertisements to end with, “Call today for a free quote!” That seemingly magical, too hard to pass up offer might lead the average consumer to believe getting quote …

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We review a lot of insurance companies and products for our readers, and if you follow us closely, you’ll notice we don’t ever call anything a “scam.” We do, however, from time to time, point out that there may certainly be better ways to accomplish a …

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Insurance Q&A: “How much do insurance agents make?” Just like any other commission based sales job in the world, the sky is the limit as far as income goes for an insurance agent. However, it’s not that cut-and-dry. There are a number of ways to ge …

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Insurance Q&A: “What is a waiver of premium provision?” We purchase insurance with the idea that it’ll be there when we need it. But an obvious downside is that it doesn’t work if you don’t pay for it. So what happens if you become ill or disabled …

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Insurance Q&A: “Is life insurance tax deductible?” Who’s Asking? The answer depends on who’s asking. Generally, personal life insurance premiums are not tax deductible. So if you have a term life or whole life insurance policy, you are not able to …

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Spoiler alert! Yes, it is generally bad news to allow your insurance to lapse, no matter what type of insurance you’re talking about. Insurers don’t like it for a few different reasons, and in most cases, you can expect to shell out more of your hard-e …

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