Life Insurance
Are Insurance Quotes Free?
Insurance Q&A: “Are insurance quotes free?” It’s very common for insurance related advertisements to end with, “Call today for a free quote!” That seemingly magical, too hard to pass up offer might lead the average consumer to believe getting quotes ... Read More »
Gerber Life College Plan Review
We review a lot of insurance companies and products for our readers, and if you follow us closely, you’ll notice we don’t ever call anything a “scam.” We do, however, from time to time, point out that there may certainly ... Read More »
How Much Do Insurance Agents Make?
Insurance Q&A: “How much do insurance agents make?” Just like any other commission based sales job in the world, the sky is the limit as far as income goes for an insurance agent. However, it’s not that cut-and-dry. There are ... Read More »
What Is a Waiver of Premium Provision?
Insurance Q&A: “What is a waiver of premium provision?” We purchase insurance with the idea that it’ll be there when we need it. But an obvious downside is that it doesn’t work if you don’t pay for it. So what ... Read More »
Is Life Insurance Tax Deductible?
Insurance Q&A: “Is life insurance tax deductible?” Who’s Asking? The answer depends on who’s asking. Generally, personal life insurance premiums are not tax deductible. So if you have a term life or whole life insurance policy, you are not able ... Read More »
Is It Bad to Let Insurance Coverage Lapse?
Spoiler alert! Yes, it is generally bad news to allow your insurance to lapse, no matter what type of insurance you’re talking about. Insurers don’t like it for a few different reasons, and in most cases, you can expect to ... Read More »
Accidental Death & Dismemberment Coverage
It’s not a subject we love to bring up, but it beats burying your head in the sand. Accidental Death & Dismemberment coverage, also known as “AD&D,” is a type of life insurance policy (or rider) that will pay out ... Read More »
What Is an Insurance Rider?
Insurance Q&A: “What is an insurance rider?” Similar to an insurance endorsement, a rider is a provision added to a policy that adds additional coverage beyond what is offered on the standard coverage form. But why is this necessary? Why ... Read More »
Overcharged for Insurance?
Like it or not, insurance takes a good chunk out of just about everyone’s budget. But what’s worse is being “overcharged for your insurance.” Of course, the phrase “overcharged” implies price gouging of some kind, which probably isn’t the case ... Read More »
How Do Life Insurance Companies Test for Tobacco Use?
Insurance Q&A: “How do life insurance companies test for tobacco use?” If you’re a smoker looking to obtain life insurance, you probably already know it’s not a good mix. But that doesn’t necessarily mean you won’t be able to obtain ... Read More »