Health Insurance
What Is a Qualifying Life Event That Allows You to Apply Outside Open Enrollment
Most of us can only switch health insurers (or health insurance plans) during the Open Enrollment Period, which tends to take place between November 1st and December 15th of each year. Some states may have extended deadlines, but for the ... Read More »
How to Avoid and Fight Out-of-Network Medical Bills
While the government has taken great steps to make health insurance available and affordable to everyone, there’s still one major flaw. I’m talking about out-of-network charges, which go beyond out-of-pocket maximums and can be astronomical. They really shouldn’t even exist, ... Read More »
Costco Health Insurance Review
Costco Offers Health Insurance Quotes They sell pretty much everything else, so why not offer health insurance too, right? Costco entered the insurance market several years ago to offer property and casualty (auto/home/renters) policies on behalf of Ameriprise Financial and ... Read More »
How Much Do Insurance Agents Make?
Insurance Q&A: “How much do insurance agents make?” Just like any other commission based sales job in the world, the sky is the limit as far as income goes for an insurance agent. However, it’s not that cut-and-dry. There are ... Read More »
What Is a Waiver of Premium Provision?
Insurance Q&A: “What is a waiver of premium provision?” We purchase insurance with the idea that it’ll be there when we need it. But an obvious downside is that it doesn’t work if you don’t pay for it. So what ... Read More »
Top 10 New Years Insurance Resolutions for 2012
We just couldn’t help ourselves. TTAI doesn’t take its eye off the ball even over the Holidays. Each year many of us make a list of resolutions that likely won’t last through January…the author of this article included. Mostly, our ... Read More »
Aetna Payment Estimator Review
A certain unnamed TTAI staff member recently went in for their “free” annual physical. Many health insurers offer this as a preventative measure against major medical problems that may go undiscovered without routine screenings. Sounds simple enough…right? Wrong. You probably ... Read More »
Is It Bad to Let Insurance Coverage Lapse?
Spoiler alert! Yes, it is generally bad news to allow your insurance to lapse, no matter what type of insurance you’re talking about. Insurers don’t like it for a few different reasons, and in most cases, you can expect to ... Read More »
What Is an Insurance Rider?
Insurance Q&A: “What is an insurance rider?” Similar to an insurance endorsement, a rider is a provision added to a policy that adds additional coverage beyond what is offered on the standard coverage form. But why is this necessary? Why ... Read More »
Overcharged for Insurance?
Like it or not, insurance takes a good chunk out of just about everyone’s budget. But what’s worse is being “overcharged for your insurance.” Of course, the phrase “overcharged” implies price gouging of some kind, which probably isn’t the case ... Read More »