Yes, you read that correctly.
Sixteen out of every 100 people you pass on the freeway have driven without car insurance at one time or another…scary thought!
What’s worse? Two percent of drivers say they’re currently driving without insurance, according to a recent online study conducted by Harris Interactive on behalf of InsuranceQuotes.com.
Unsurprisingly, 44 percent of those who admitted to driving without car insurance attributed it to not being able to afford insurance premiums, while 24 percent said their policies expired before they had the chance to renew them.
Another 19 percent said a gap in coverage occurred when switching insurance companies, and 12 percent said the insurance company canceled their policy.
Who are the Culprits?
The study sheds some light on the demographics of exactly who the uninsured motorists are and where they might be concentrated in the United States.
Shocker alert, more men admitted to driving without car insurance than women.
In fact, 28 percent of men between the ages of 18-34 and 45-54 led the list of offenders.
Women aged between 18-34 admitted to the highest incidence of uninsured driving, but were still about half the rate of men.
Interestingly, men and women overall, aged 45-54, were the most likely to have driven without auto insurance.
This seems to be counterintuitive, as we’re supposed to be more responsible the older we get, right?
But it probably has more to do with the fact that they’ve simply been around longer…
Western Drivers Worst
Those in the West admitted to the highest incidence of uninsured driving (20%), followed by the Northeast (16%), South (15%) and Midwest (13%).
Contact a local independent insurance agent if you don’t have car insurance coverage.
Just because your current insurer’s premiums are too much for your budget doesn’t mean everyone else’s are too.
If you were insured with a large national chain, there’s a good chance a better deal may be out there.
