Secured with SHA-256 Encryption

Select Page

No Pay/No Play Bill Passed in Kansas

Home » Auto Insurance » No Pay/No Play Bill Passed in Kansas

FREE Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

 Secured with SHA-256 Encryption

Shuman Roy is an entrepreneur, business owner, and musician. He started RoysNoys, LLC in 2013 as a music production and education service company. He also offers small business consulting and advisory services to help businesses get from start-up mode to turn-key operations. Shuman earned his M.B.A from the Stern School of Business in 2001...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency...

Full Bio →

Reviewed byJoel Ohman
Founder, CFP®

UPDATED: Mar 13, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.


Uninsured drivers in Kansas may want to rethink their decision.

The Kansas Legislature has passed the so-called “No Pay/No Play” bill (SB 136), a piece of legislation that aims to encourage more drivers to purchase auto insurance, which is mandated by state law.

Their goal is to reduce the number of uninsured drivers on Kansas roadways, according to a press release from the Property and Casualty Insurers Association of America (PCI).

How Does the Proposed Law Work?

A No Pay/No Play law would prohibit the ability of drivers to recover non-economic damages in the event they suffer bodily injury as a result of an accident if they do not have personal injury protection coverage (PIP).

What we’re talking about here is “pain and suffering” damages. Uninsured motorists would still legally be able to collect damages for bodily injury and property damage that results from another’s negligence…just not the “extra” money beyond that.

Kansas is taking the position that if you’re not capable of providing certain benefits (i.e. pain and suffering damages) if you’re the at-fault driver, then you don’t deserve to collect them yourself if someone harms you.

And it’s not acting as a rogue state here. The release notes that Alaska, California, Iowa, Louisiana, Michigan, New Jersey, North Dakota and Oregon all have statutes based on the concept of no pay/no play as well.

In addition to Kansas, Minnesota and Montana also considered no pay/no play legislation this year.

Contact a local independent insurance agent or get insurance quotes online if you think now might be a good time to revisit the idea of purchasing insurance coverage.

Read more: Is car insurance required in every state?

FREE Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

 Secured with SHA-256 Encryption