Shuman Roy is an entrepreneur, business owner, and musician. He started RoysNoys, LLC in 2013 as a music production and education service company. He also offers small business consulting and advisory services to help businesses get from start-up mode to turn-key operations. Shuman earned his M.B.A from the Stern School of Business in 2001 and has an undergraduate degree from Manhattan College in ...

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jul 19, 2021

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health insurance

A staggering 24.3 percent of Californians under the age of 65 went without health insurance coverage for all or part of 2009, according to a new study by UCLA researchers.

That’s up from 19.5 percent in 2007 – an increase from 6.4 million to 8.2 million in just two years.

Among only working-age adults, those 18 to 65, the rate was one in three. Something surely isn’t right here.

The bulk of the increase was attributed to recession-related job loss and ongoing economic distress, but the number is high regardless.

Employer-provided health insurance reportedly accounts for roughly half the heath insurance coverage for California residents under 65.

COBRA Plans Have Doubled

During the past two years, coverage under COBRA plans more than doubled, but nearly two-thirds of those who lost their employee-based health benefits were forced to other coverage or became uninsured.

Nearly all senior citizens in the United States have health insurance coverage under the government’s Medicare program.

Nationwide, roughly 17 percent of non-elderly Americans went without health insurance in 2008 (the last year data was available), considerably less than in California.

California, thanks in part to its sheer number of residents, leads the nation in the number of uninsured.

Tip: Can I get health insurance without a job?