Shuman Roy is an entrepreneur, business owner, and musician. He started RoysNoys, LLC in 2013 as a music production and education service company. He also offers small business consulting and advisory services to help businesses get from start-up mode to turn-key operations. Shuman earned his M.B.A from the Stern School of Business in 2001 and has an undergraduate degree from Manhattan College in ...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...

Full Bio →

Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jul 19, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider. Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance related. We update our site regularly, and all content is reviewed by life insurance experts.


As of today, liability auto insurance is mandatory in the state of Wisconsin.

Going forward, drivers in the state will be required to carry minimum car insurance coverage and proof of insurance.

The minimum liability limits in Wisconsin are $50,000 per person for bodily injury, $100,000 per accident for bodily injury, and $15,000 for property damage.

The state’s minimum liability limits, which were raised in January, are nearly the highest in the nation, behind just Maine and Alaska.

Those caught driving without proof of insurance may face a $10 fine, while those caught without insurance can be fined up to $500.

Wisconsin had been one of only two states that did not require auto insurance coverage, the other being New Hampshire.

“This upcoming change in the law means that people who are currently uninsured need to act now to get the required auto liability coverage in place,” said Wisconsin Insurance Commissioner Sean Dilweg, in a press release.

“Fortunately Wisconsin has a very competitive auto insurance marketplace with over 200 insurance companies doing business here,” added Dilweg. “Someone looking for coverage should be able to find the insurance they need and get covered almost immediately.”

If you’re unable to obtain auto insurance via the private market (such as through a direct insurer or independent agent), you can get coverage via the Wisconsin Auto Insurance Plan (WAIP).

The big question is whether the new law will actually lead to better auto insurance coverage in the state – roughly 15% of drivers in Wisconsin are uninsured.

There’s a good chance that those currently driving without insurance will continue to drive uninsured, all the more reason to carry uninsured motorist coverage.

(photo: diomakr)