Allstate Auto Insurance Discounts

This article answers questions about Allstate auto insurance, such as “Does Allstate give good student discounts?” and “What discounts does Allstate offer?” specifically Allstate discounts on auto insurance. You will find information on a variety of Allstate discounts, including anti-lock brakes discounts, anti-theft discounts, deductible rewards, Allstate good student discount, and more. The perks of Allstate discounts / Allstate auto insurance discounts can range from saving up to 30% to getting $100 off your deductible.

These days, car insurance discounts are all the rage. You never actually hear about the starting or final price, just the many discounts available to drivers.

But we’ve noted before that if the starting price is much higher than comparable quotes, even a ton of discounts won’t translate to the best deal.

For example, a car insurance premium that starts at $900 with no discounts is better than one that starts at $2,000 with 50% off.

That being said, let’s take a look at the discounts offered by one of the top auto insurance companies in the United States. Anytime during the read, type your ZIP code into the quote box above to find affordable auto insurance in your area.

Allstate Insurance Discounts List

55 and retired – save up to 10% if you’re at least 55 years old and retired.

Anti-lock brakes discount – save 10% if your car is equipped with anti-lock brakes.

Anti-theft discount – save up to 10% if your car is equipped with an anti-theft device.

Deductible Rewards – get $100 off your auto deductible the day you sign up, and $100 off each year you go accident free (similar to vanishing deductible).

Defensive driver discount – get a discount for completing a defensive drivers course.

Early signing discount – switch before your current policy expires and save up to 10%.

EZ pay plan discount – save up to 5% for setting up auto payments.

Economy car discount – get a discount for driving an “economy car.”

eSmart® discount – if you sign up for an ePolicy (paperless) you can save up to 10%.

Farm vehicle discount – discount for driving a farm vehicle.

Full pay discount – get a discount for paying your premium in full, as opposed to installments.

Good payer discount – save up to 5% for paying on time when you renew.

Good student discount (Allstate Insurance student discount) – single full-time students under 25 can save up to 20% with the good student discount if they get good grades (Allstate student discount GPA), typically a “B” average or Dean’s List.

Multi-policy discount – save an extra 10% on your car insurance by insuring your home or apartment with Allstate.

New car discount – save up to 30% if you drive a new car (2004 and newer models).

Passive restraint discount – save up to 30% if your car has factory installed airbags and motorized seatbelts.

Preferred package discount – get a discount if you insure more than one vehicle, own a home and pay electronically.

Resident student discount (Allstate resident student discount) – if you have a child at school at least 100 miles away, you can get up to 30% off your insurance premium.

Safe driver discount – save 45% or more if you’re a good driver; Premier Discount if you have been accident free for the past three years and clear of any moving violations, Allstate Premier Plus Discount if 5 years (Allstate safe driving bonus check)

Senior citizen discount – discounts available for senior citizens.

teenSMART discount – if you’re between 16 and 21, and successfully complete the teenSMART program, you’re eligible for a discount.

Note: Be sure to contact your insurance agent or Allstate directly to ensure these discounts apply in your unique situation and/or in your state. You can also ask them about other discounts not mentioned here, such as the Allstate professional discount, Allstate responsible payer discount, and Allstate distinguished driver.

Not every discount is available in each state and individual discount percentages may vary by the state in which you reside. Additionally, insurance companies are constantly tweaking their auto insurance rates based on their results, so these discounts could be changing as we speak. To compare affordable quotes from different companies, enter your ZIP code into the quote tool below for free auto insurance quotes.