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PostAs most motorcycle riders will tell you, it’s nice to be able to ride knowing you’re protected against anything that could happen while on the road. However, could your guests say the same thing? Protective gear will only be partially effective in the event of an accident, which is why there is coverage in existence...
As most motorcycle riders will tell you, it’s nice to ...
PostInsurance can be difficult to grasp. Many of the terms used to express coverage sound similar but have completely different meanings. For example, property damage liability and physical damage coverage are two of the most commonly misunderstood and confused types of coverage.Read More: Types of Car Insurance Coverage While they almost sound exactly the same...
Insurance can be difficult to grasp. Many of the terms used ...
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PostWe’ve all experienced that sinking feeling when renting a car and trying to decide whether to get the insurance or not. It seems like a no-win situation; you either pay for the additional rental car insurance, or decline it and leave in fear you may be involved in an accident and go broke paying for the damages (which...
We’ve all experienced that sinking feeling when renting a ...
PostInsurance Q&A: “Do I need uninsured motorist coverage?” Uninsured motorist coverage, as well as, underinsured motorist coverage are available in most states at the moment. While this coverage is not mandatory in every state, auto insurance companies typically have to offer it and it is highly recommended you purchase it in an amount equal to...
Insurance Q&A: “Do I need uninsured motorist coverage?...
PostTwelve states and Puerto Rico have no-fault car insurance laws. With so many Americans residing in one of the biggest states in the nation, many people are likely to ask: “Is California a no-fault state for auto insurance?” This guide will tell you everything you need to know about California’s fault system for auto accidents....
Twelve states and Puerto Rico have no-fault car insurance la...
PostInsurance Q&A: “Should I buy collision insurance on an older car?” Let’s face it; we’re all looking for ways to save a buck on our auto insurance premiums. Additionally, we want to be certain we’re not paying for coverage that will wind up being useless when it comes time to file an insurance claim. That...
Insurance Q&A: “Should I buy collision insurance on an...
PostNo-fault insurance coverage provides compensation to insured parties in an accident without having to prove which party was at fault, or negligent. These laws have been adopted by many states in order to speed up injured party compensation and to unclog our court systems from time consuming lawsuits. Additionally, no-fault laws restrict and can minimize...
No-fault insurance coverage provides compensation to insured...
PostBelieve it or not, most of the price associated with our insurance rates is based on the cost to settle a claim versus the amount of money actually paid for injury liability or physical damage. Think attorney fees and court costs. MedPay insurance, or medical payments that are covered when damage is done to others, is an optional...
Believe it or not, most of the price associated with our ins...
PostCar insurance companies use a number of tools to determine how much to charge you for insurance coverage. One of the most commonly used reports is the “MVR,” or “motor vehicle record.” An MVR is a report that contains information regarding your personal driving record, including the tickets and accidents you have been charged with...
Car insurance companies use a number of tools to determine h...
PostHere’s what you need to know… When adding a teen to your auto insurance, your rates may go up anywhere from a few hundred dollars to over $1,000 annually Insurance companies view teenagers as high-risk drivers, which is why rates are higher for them Asking about discounts, raising your deductible, and driving an inexpensive vehicle...
Here’s what you need to know… When adding a teen...
PostGood Students Can Save on Car Insurance Most car insurers offer a “good student discount” Generally qualify when you maintain a “B” average or better Must be a full-time high school or college student May be restricted to drivers of a certain age (e.g. 16-24) We all know it pays to get good grades in...
Good Students Can Save on Car Insurance Most car insurers of...
PostA big chunk of your auto insurance premium is determined by what kind of car you drive. No matter how safe a driver you are, some cars cost more to replace or leave you vulnerable to more serious injuries in an accident. Insurance companies account for all these and other factors. So we thought it’d...
A big chunk of your auto insurance premium is determined by ...
PostYou found an insurance agent, got your VIN numbers, calculated how many miles you drive per year, chose liability limits and made your down payment. You get your I.D. card for the glove box and sigh a breath of relief. Finally, it’s over. That looming task of getting your car insurance policy is complete. You...
You found an insurance agent, got your VIN numbers, calculat...
PostInsurance Q&A: “Can I buy car insurance without owning a car?” You don’t own a car, but want to ensure you’re covered when driving another person’s vehicle. Sounds logical, right?Read More: Types of Car Insurance Coverage What is a named non-owner auto insurance policy? Fortunately, it is possible to purchase liability, medical payments, personal injury...
Insurance Q&A: “Can I buy car insurance without ow...
PostThere are only a few possible reasons why you’re inquiring about SR-22 insurance. Either you’ve been convicted of driving a vehicle without proof of mandatory liability insurance, or one of many other moving violations considered to be major driving offenses…the most common being a DUI/DWI. However, driving without coverage could also see you with...
There are only a few possible reasons why you’re in...
PostTrying to figure out what sort of auto insurance policy you need can be pretty complicated stuff. Most of us aren’t attorneys or insurance policy experts. Heck, have you ever actually read through your entire insurance policy? We all like to think we’re covered in any situation as long as we purchase a policy, but...
Trying to figure out what sort of auto insurance policy you ...
PostDon’t be embarrassed if you’re not sure whether to get the “rental car insurance” or not. I recently paid nearly $300 for a week long car rental while on vacation! That’s why I decided to include the subject on this site. Stop me if you’ve heard this one before: Rental Car Agent: Hello unknowing customer!...
Don’t be embarrassed if you’re not sure whether to get t...
PostYou’ve been dreaming of that Hawaiian vacation all year, but in an effort to save some cash, decided to visit your in-laws in a nearby state instead.Read More: Types of Car Insurance Coverage With that in mind, the last thing you need to be worrying about is your auto insurance coverage while driving out-of-state. Well,...
You’ve been dreaming of that Hawaiian vacation all year, b...
PostIf you are anything like us here at TTAI, your life is already too busy to take on any more tasks. So we’ve put together a comprehensive list of the questions you need answers to in order to make sure you have the right auto insurance coverage. We want to make sure that you’ll be...
If you are anything like us here at TTAI, your life is alrea...
PostHere’s what you need to know… Combined single limit liability is auto insurance coverage that combines bodily injury and property damage coverage Combined single limits are commonly used for commercial vehicle coverage Combined single limit liability is often more expensive than split-limit coverage What is CSL insurance? There’s no need to worry, it’s nothing sinister....
Here’s what you need to know… Combined single li...
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