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PostInsurance Q&A: “Is insurance cheaper for cars or trucks?” A question that many drivers have, considering it could be the deciding factor of which vehicle they end up purchasing. The answer, however, depends on what type of car and what type of truck we’re talking about. If you’re comparing a car to a semi tractor...
Insurance Q&A: “Is insurance cheaper for cars or truck...
PostSo you’ve decided to lease a new car rather than buy it outright, congratulations! You’re going to make a leasing company out there very happy. While there’s heated debate about which option is more cost effective in the long run, the insurance side of the decision is really a non-issue. Insurance premiums can be higher...
So you’ve decided to lease a new car rather than buy it ou...
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PostHere’s what you need to know… Car insurance for convertibles is more expensive Repairs are more expensive for convertibles Convertibles are more easily stolen Will the insurance cost of a convertible be higher than any other vehicle? Owning a convertible is cool, but being cool isn’t cheap. Are insurance rates different by car? The short...
Here’s what you need to know… Car insurance for ...
PostInsurance Q&A: “Can I buy insurance for someone else’s car?” Most of us don’t enjoy buying insurance for our own property, let alone someone else’s belongings. But the fact is it may be quite necessary to obtain insurance coverage for someone else’s car. When is this necessary? Vehicles are expensive! And so is the rate...
Insurance Q&A: “Can I buy insurance for someone else...
PostInsurance Q&A: “How much is RV insurance?” If you’re a fan of the open road, you may be wondering what it all costs, wheels excluded. In short, insurance companies determine RV insurance rates the same way car insurance rates are determined. Here are just a few of the factors they consider for an RV insurance...
Insurance Q&A: “How much is RV insurance?” If you...
PostWhether you’re a recently licensed driver buying your first car or simply purchasing a new car to replace “old reliable,” you will need to factor in the costs and options of how to insure your recent addition to the family. There are many things to consider to be certain you are properly covered while ensuring...
Whether you’re a recently licensed driver buying your ...
PostBelow is a list of the top commercial auto insurance companies in Texas, based on written insurance premium. This doesn’t necessarily mean they are the top rated as far as customer service or even profitability, rather the list shows who brought in how much money and what their loss ratio was for 2009, which is expressed...
Below is a list of the top commercial auto insurance compani...
PostInsurance Q&A: “Do insurance companies check driving records?” Well, some do…and some don’t. The answer depends on the risk profile of the insurance company you most closely match up with or perhaps the one you decide to apply to. Every time an insurance company runs you CLUE and MVR reports, they have to pay. So...
Insurance Q&A: “Do insurance companies check driving r...
PostIt would be great if the sticker price were the only consideration when making a decision to buy that new car you’ve been eyeballing. But with the economy still barely sputtering along and unemployment holding steady, or increasing, depending on who you talk to, most of us need to consider the overall cost of car...
It would be great if the sticker price were the only conside...
PostLet’s face it; unless you live alone and have no friends or family living near you, an individual not listed on your insurance policy will probably drive your car at some point. The thought of an accident is probably the furthest thing from your mind when you hand over the keys. Unfortunately, these quick trips...
Let’s face it; unless you live alone and have no friends o...
PostThese days, it’s cliché to see or hear a commercial about how much you can save by switching insurance companies. You might be asking yourself how it’s possible that every insurance company in America can save you $400 by switching. Why not just keep moving from insurer to insurer until you’re paying nothing? And heck, how...
These days, it’s cliché to see or hear a commercial about...
PostAs most motorcycle riders will tell you, it’s nice to be able to ride knowing you’re protected against anything that could happen while on the road. However, could your guests say the same thing? Protective gear will only be partially effective in the event of an accident, which is why there is coverage in existence...
As most motorcycle riders will tell you, it’s nice to ...
PostWe’ve all experienced that sinking feeling when renting a car and trying to decide whether to get the insurance or not. It seems like a no-win situation; you either pay for the additional rental car insurance, or decline it and leave in fear you may be involved in an accident and go broke paying for the damages (which...
We’ve all experienced that sinking feeling when renting a ...
PostInsurance Q&A: “Should I buy collision insurance on an older car?” Let’s face it; we’re all looking for ways to save a buck on our auto insurance premiums. Additionally, we want to be certain we’re not paying for coverage that will wind up being useless when it comes time to file an insurance claim. That...
Insurance Q&A: “Should I buy collision insurance on an...
PostBelieve it or not, most of the price associated with our insurance rates is based on the cost to settle a claim versus the amount of money actually paid for injury liability or physical damage. Think attorney fees and court costs. MedPay insurance, or medical payments that are covered when damage is done to others, is an optional...
Believe it or not, most of the price associated with our ins...
PostHere’s what you need to know… When adding a teen to your auto insurance, your rates may go up anywhere from a few hundred dollars to over $1,000 annually Insurance companies view teenagers as high-risk drivers, which is why rates are higher for them Asking about discounts, raising your deductible, and driving an inexpensive vehicle...
Here’s what you need to know… When adding a teen...
PostHere’s what you need to know… Liability auto insurance does not cover physical damage to your car, just to the car you hit Collision coverage is for when your car is damaged in an accident Comprehensive coverage handles damage to your car not from an accident, like theft or a fire When purchasing auto insurance,...
Here’s what you need to know… Liability auto ins...
PostThe Truth in a Nutshell: Most car insurance companies will lower your rates if you have no tickets for three years Car insurance rates can go up for many reasons, like a change in address or if you buy a new car You can lower rates by increasing your deductible, lowering your coverage, or shopping...
The Truth in a Nutshell: Most car insurance companies will l...
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