Shuman Roy is an entrepreneur, business owner, and musician. He started RoysNoys, LLC in 2013 as a music production and education service company. He also offers small business consulting and advisory services to help businesses get from start-up mode to turn-key operations. Shuman earned his M.B.A from the Stern School of Business in 2001 and has an undergraduate degree from Manhattan College in ...

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jul 19, 2021

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Below is a list of the top commercial auto insurance companies in Texas, based on written insurance premium.

This doesn’t necessarily mean they are the top rated as far as customer service or even profitability, rather the list shows who brought in how much money and what their loss ratio was for 2009, which is expressed as earned premium divided by the amount of money paid out for insurance claims.

As you can see from the chart below, AIG was the top commercial auto insurance carrier in Texas in 2009 (the most recent data available), according to a report from the Independent Insurance Agents of Texas.

top commercial auto insurance companies

The company grabbed 8.7% market share with $169.6 million in written premium, followed by Progressive, which came in with an 8.1% market share totaling $158.3 million in written premium.

The Travelers grabbed the third spot with 6.6% market share and $129.7 million in written premium, followed closely by Zurich, with 6.5% market share and $127.8 million in written premium.

Coming in at number five and grabbing almost identical market share to Zurich was Liberty Mutual, with 6.5% market share and $127.3 million in written premium.

A couple of the other major players in the top 20 include Nationwide, Old Republic, Hartford, CNA, and Home State.

Texas continues to come in at a much higher overall commercial auto insurance loss ratio than the rest of country according to the IIAT Special Report.

The IIAT pointed out that “the 2009 loss ratio of 59% follows the 61.4% in 2008,” and the “national loss ratio is significantly lower at 53.2%.”

Contact a local independent insurance agent if you are in the market for a commercial auto insurance policy or if you want to be certain you are not overpaying for your current commercial auto insurance policy.