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PostOkay, so you’ve missed your insurance payment and you coverage has lapsed. Yeah, that’s right; insurance is a no-pay, no-play game. If you don’t make a timely payment within the “grace period,” your coverage stops. If we’re talking about your car insurance, pull over. Don’t risk driving uninsured. The consequences can be dire. Try to imagine...
Okay, so you’ve missed your insurance payment and you cove...
PostWhat is comprehensive with full glass insurance coverage? Do I even need full glass coverage? It seems like there is no end to the number of auto insurance coverage options available nowadays. Accident forgiveness, ticket forgiveness, personal injury protection, auto death indemnity…and now there are different types of full glass coverage too? Where does it...
What is comprehensive with full glass insurance coverage? Do...
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PostSpoiler alert! Yes, it is generally bad news to allow any sort of insurance lapses to occur, no matter what insurance company you’re working with or what sort of coverage you’re paying for. There are penalties involved that could end up causing you a massive amount of stress. And if you think grace periods are...
Spoiler alert! Yes, it is generally bad news to allow any so...
PostThe relationship between an insurance agent and an insured should be a close one, built on mutual respect and most of all, trust. Of course, there may be complaints on both sides. You may feel like your agent only calls you when he or she needs money, and your agent may feel like you only...
The relationship between an insurance agent and an insured s...
PostInsurance Q&A: “Does my insurance cover windshield replacement?” It has already happened or likely will at some point in your driving career. A rock will get kicked up in the air by someone else’s tire on the highway…and as a result, your windshield will get cracked. Seems pretty unfair, right? Well, once you’ve dealt with...
Insurance Q&A: “Does my insurance cover windshield rep...
PostLike it or not, insurance takes a good chunk out of just about everyone’s budget. But what’s worse is being “overcharged for your insurance.” Of course, the phrase “overcharged” implies price gouging of some kind, which probably isn’t the case in the largely homogenous insurance realm. Put another way, you may be paying too much...
Like it or not, insurance takes a good chunk out of just abo...
PostInsurance Q&A: “Is car insurance more expensive in California?” Yes and No. You might expect to automatically pay more for insurance in California because everything seems to be more expensive. The truth is there’s no tax on Californians simply because of the state. With its size, rates vary wildly depending on what part of California...
Insurance Q&A: “Is car insurance more expensive in Cal...
PostInsurance Q&A: “Is insurance cheaper when you’re married?” For the record, no one is going to believe you’re putting off asking her to marry you because you’re worried about your car insurance costs. If that’s what’s holding you back, you may want to consider cutting your losses… But in all seriousness, you’ll want to read...
Insurance Q&A: “Is insurance cheaper when you’re mar...
PostInsurance Q&A: “Is insurance cheaper if you own the car?” It certainly can be cheaper, but the answer is really up to you. Auto insurance policies offer multiple coverage types for drivers. You just need to find the right insurance company to go through. Typically, you are required to purchase liability car insurance coverage no...
Insurance Q&A: “Is insurance cheaper if you own the ca...
PostInsurance Q&A: “Is car insurance transferable to another vehicle?” We here at TTAI aren’t exactly sure what’s being asked. So we’ll provide some general information on this topic by the way of a few examples. In many cases, the simple answer is yes. But the devil is in the details. Sometimes, you have to take...
Insurance Q&A: “Is car insurance transferable to anoth...
PostInsurance Q&A: “Is insurance for a 2-door car expensive?” Not every driver is going to be concerned about how many doors come with their car, but sometimes it just matters! But just to be clear, are we talking about a 2-door Yugo? Those aren’t too expensive to insure to the best of our knowledge. All...
Insurance Q&A: “Is insurance for a 2-door car expensiv...
PostInsurance Q&A: “Is insurance cheaper for older cars?” If you’re a driver who is into collecting antique, older vehicles, you may have wondered this from time to time. Even if we’re only talking about older models rather than vintage ones, the answer to this age old question is a big, fat maybe. Glad we could...
Insurance Q&A: “Is insurance cheaper for older cars?...
PostInsurance Q&A: “How do insurance companies find out about speeding tickets?” First thing first: drivers who like to live in the fast lane, slow down! Statistics show that ‘speeders’ typically have more accidents and that speed is a significant factor in how severe a particular accident can be. Drivers who cruise at high speeds are...
Insurance Q&A: “How do insurance companies find out ab...
PostInsurance Q&A: “Why do insurance companies total cars?” When it comes down to it, the insurance industry is a “for-profit” outfit. They charge you for collision and comprehensive coverage based on the value of your vehicle. You then pay for the amount of liability insurance you want. State minimums are relatively low, but some policies...
Insurance Q&A: “Why do insurance companies total cars?...
PostYou may be aware that your driving record is one of the factors that are part of how car insurance rates are determined. What do we mean by this? Essentially, if you have incidents like accidents or traffic citations on your record, some insurance companies offer “forgiveness” programs like accident forgiveness and ticket forgiveness, or amnesty, that can...
You may be aware that your driving record is one of the fact...
PostInsurance Q&A: “Why do insurance companies have deductibles?” Not a bad question. After all, we pay insurance premiums so the insurance company will take care of us in the event we have a property damage claim on our homeowner’s insurance policy or physical damage to our vehicle. What gives with taking our hard earned money...
Insurance Q&A: “Why do insurance companies have deduct...
Post“OK, Mrs. Thompson, your premium is going to be a very favorable…oh, wait a second…I am seeing an insurance claim you filed a few years back on your homeowners insurance. That’s going to significantly impact your premium.” If you’ve heard this or anything like the scenario above, or anything such as the statement, “you still...
“OK, Mrs. Thompson, your premium is going to be a very fav...
PostIt should be noted that there are thousands of car insurance companies out there with almost unlimited ways of determining insurance premiums. And there are likely a bunch of them that decrease car insurance premiums for those over the age of 21. Although, a discount for turning the legal drinking age seems a little counter-intuitive....
It should be noted that there are thousands of car insurance...
PostInsurance Q&A: “Is insurance included when you lease a car?” If the leasing company you’ve decided to go with is including car insurance as part of the lease agreement, don’t sign it! Odds are the car insurance you’re being offered is simply an additional ‘convenience’ option provided by the car leasing company. It is the...
Insurance Q&A: “Is insurance included when you lease a...
PostInsurance discounts are all the rage right now. Tons of drivers seem to be clamouring to get every possible auto insurance discount out there in order to reduce their overall insurance premium, especially when adding a new teen driver to a policy. Depending on the policy, adding one teen driver could more than double your...
Insurance discounts are all the rage right now. Tons of driv...
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