Shuman Roy is an entrepreneur, business owner, and musician. He started RoysNoys, LLC in 2013 as a music production and education service company. He also offers small business consulting and advisory services to help businesses get from start-up mode to turn-key operations. Shuman earned his M.B.A from the Stern School of Business in 2001 and has an undergraduate degree from Manhattan College in ...

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Oct 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider. Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance related. We update our site regularly, and all content is reviewed by life insurance experts.

The Truth in a Nutshell

  • Transamerica has comparatively high death benefits
  • A wide range of life insurance forms are offered
  • A.M. Best and the BBB gave high ratings to Transamerica Premier

When it comes to your personal and financial security, you want to know all that there is to know about the provider you’re choosing. From what products they offer, to how easily you’ll be able to file claims, better understanding a company will help you make your choice. Since you’re here with us today you must be considering Transamerica Premier for your life insurance provider.

We will tell you all you need to know, from Transamerica’s term life vs. whole life insurance to how the company is reviewed. This way you can get a better idea of what an acceptable policy looks like before springing into action and selecting the first one you come across. 

Prior to jumping into our Transamerica Premier Life Insurance Company review, type your ZIP code into our free and helpful tool above. With it, you will find the most affordable life insurance quotes in your area.

What are Transamerica’s premier term life insurance policies? 

Transamerica life insurance company offers two forms of term life insurance coverage, each with a set of term lengths. These term lengths are 10, 15, 20, 25, and 30 years.

The Trendsetter Super provides coverage services dependent upon individual circumstances and goes up to $10 million in value.

The Trendsetter LB offers up less coverage, up to $2 million, but gives access to part of the payout prior to death should the insured need it.

Now that we know what forms of term life insurance Transamerica offers, it’s time to think of finances. One of the worst things that a consumer can do is end up with a payment they’re not able to afford. 

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How hard is it to find affordable Transamerica life insurance?

Let’s take a look at a table that compares Transamerica life insurance rates offered to men and women of various ages for these two forms of term life insurance.

Transamerica Term Life Rates for Males and Females
Term Life FormMale 30s Male 50s Female 30sFemale 50s
Trendsetter Super$12.47$37.41$11.18$29.89
Trendsetter LB$13.33$40.21$12.26$32.25
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Hopefully this gives you a better glimpse into the services that they offer, as well as what your payment may look like. Now that we’ve analyzed Transamerica life insurance quotes, let’s move on to other forms of coverage offered by Transamerica.

What are some other premier life insurance policies that Transamerica offers? 

Transamerica’s whole life policies offer up to $2 million in coverage. Furthermore, Transamerica tailors some whole life policies to cover funeral and other death-related expenses one’s family would have to endure.

Indexed universal life insurance is offered by Transamerica as well. This sees cash value increase or decrease in accordance with the stock market.

Lastly, there is final expense insurance. This whole life policy has limited death benefits, ranging from $25,000 to $50,000.

Let’s wrap up with Transamerica Premier Life Insurance Company reviews.

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What are the Transamerica company ratings? 

Not only should you pay attention to the financial services that a company offers, but you should also look at whether or not they have any risk of loss associated with their business. What they provide is just as important as how long they are able to provide said services. The last thing you want is to purchase an individual policy only to be met with rejection after rejection of your requests for claims. 

A.M. Best and the Better Business Bureau are two of the best organizations to analyze when it comes time to choose an insurance company.

A.M. Best’s Financial Strength Rating scale goes from “A++” (Superior) down to “B” (Fair). How did Transamerica Premier do? While not the highest rating, it scored an “A.”

The Better Business Bureau’s scale ranges from “A+” down to “F”. How did Transamerica score? It received a rating of “A-” but lacks BBB accreditation.

In short, Transamerica is a well-reviewed company that has plenty of options to choose from. Should you need the Transamerica Premier Life Insurance Company phone number it is 1-888-345-0234.

However, don’t let your comparison shopping stop here with our Transamerica Premier life insurance review. Type your ZIP code into our free and helpful tool below to find affordable life insurance rates. Online tools can help you to make sound decisions when it comes to finding a company with a solid reputation. The vast majority of companies have both websites and apps that can help you as well.