Shuman Roy is an entrepreneur, business owner, and musician. He started RoysNoys, LLC in 2013 as a music production and education service company. He also offers small business consulting and advisory services to help businesses get from start-up mode to turn-key operations. Shuman earned his M.B.A from the Stern School of Business in 2001 and has an undergraduate degree from Manhattan College in ...

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Jul 19, 2021

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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider. Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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The Truth in a Nutshell

  • Transamerica has comparatively high death benefits
  • A wide range of life insurance forms are offered
  • A.M. Best and the BBB gave high ratings to Transamerica Premier

Since you’re here with us today you must be considering Transamerica Premier for your life insurance provider.

We will tell you all you need to know, from Transamerica’s term life vs. whole life insurance to how the company is reviewed.

Prior to jumping into our Transamerica Premier Life Insurance Company review, type your ZIP code into our free and helpful tool above. With it, you will find the most affordable life insurance quotes in your area.

Transamerica Premier Term Life Insurance Policies

Transamerica life insurance company offers two forms of term life insurance coverage, each with a set of term lengths. These term lengths are 10, 15, 20, 25, and 30 years.

The Trendsetter Super provides coverage dependent upon individual circumstances and goes up to $10 million in value.

The Trendsetter LB offers up less coverage, up to $2 million, but gives access to part of the payout prior to death should the insured need it.

Now that we know what forms of term life insurance Transamerica offers, it’s time to think of finances. How hard is it to find affordable Transamerica life insurance?

Let’s take a look at a table that compares Transamerica life insurance rates offered to men and women of various ages for these two forms of term life insurance.

Transamerica Term Life Rates for Males and Females
Term Life FormMale 30s Male 50s Female 30sFemale 50s
Trendsetter Super$12.47$37.41$11.18$29.89
Trendsetter LB$13.33$40.21$12.26$32.25
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Now that we’ve analyzed Transamerica life insurance quotes, let’s move on to other forms of coverage offered by Transamerica.

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Transamerica Premier Other Life Insurance Policies

Transamerica’s whole life policies offer up to $2 million in coverage. Furthermore, Transamerica tailors some whole life policies to cover funeral and other death-related expenses one’s family would have to endure.

Indexed universal life insurance is offered by Transamerica as well. This sees cash value increase or decrease in accordance with the stock market.

Lastly, there is final expense insurance. This whole life policy has limited death benefits, ranging from $25,000 to $50,000.

Let’s wrap up with Transamerica Premier Life Insurance Company reviews.

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Transamerica Company Ratings

A.M. Best and the Better Business Bureau are two of the best organizations to analyze when it comes time to choose an insurance company.

A.M. Best’s Financial Strength Rating scale goes from “A++” (Superior) down to “B” (Fair). How did Transamerica Premier do? While not the highest rating, it scored an “A.”

The Better Business Bureau’s scale ranges from “A+” down to “F”. How did Transamerica score? It received a rating of “A-” but lacks BBB accreditation.

In short, Transamerica is a well-reviewed company that has plenty of options to choose from. Should you need the Transamerica Premier Life Insurance Company phone number it is 1-888-345-0234.

However, don’t let your comparison shopping stop here with our Transamerica Premier life insurance review. Type your ZIP code into our free and helpful tool below to find affordable life insurance rates.