Business Insurance Basics

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Top Commercial Insurance Companies in Texas (2023)

Overview: Chubb, Travelers, and Liberty Mutual are the top three commercial insurance carriers in Texas Commercial insurance coverage available includes commercial auto, general liability, and commercial property Commercial insurance rates are specific to each business and difficult to estimate Finding the top commercial insurance companies in Texas can be a confusing subject. For example, when...

Overview: Chubb, Travelers, and Liberty Mutual are the top t...

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Top 10 Workers Compensation Insurance Companies in Texas

Even if you’re running a small business, a single serious worker accident could have lasting effects. It could even put you out of business. Depending on your business, you might be required to carry coverage under federal law. If you’re currently looking for a workers’ compensation insurance company in Texas, you may be wondering who...

Even if you’re running a small business, a single seri...

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Commercial General Liability Limits

You may or may not know that commercial insurance policies typically have more than one limit of liability associated with differing coverage. For example, a commercial general liability policy may have a separate limit of liability for premises and operations coverage, personal and advertising injury, and products and completed operations, all of which are separate...

You may or may not know that commercial insurance policies t...

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Business Income Coverage: How It Works

Income: It’s the reason we’re in business. Unless you’re an unprofitable startup… Anyway, imagine you open shop and buy commercial general liability insurance to cover you against “slip and falls” and property insurance to cover you in the event of a fire. Perhaps you are a small business owner and have purchased a business owner’s...

Income: It’s the reason we’re in business. Unless yo...

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Who pays for unemployment insurance?

Insurance Q&A: “Who pays for unemployment insurance?” There seems to be a bit of uncertainty about who pays for unemployment insurance. One of the main misconceptions floating around out there is that employees pay for the unemployment insurance benefits out of their pocket (or paycheck). You may have heard someone who is unemployed make the...

Insurance Q&A: “Who pays for unemployment insuranc...

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