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Frequently Asked Questions About Tires and Car Insurance

The Truth in a Nutshell Car insurance covers tires sometimes, but only if you have the right coverage Tires that are flat, slashed or stolen will not be covered by your liability-only car insurance Comprehensive car insurance will cover stolen tires or slashed tires One particular issue many consumers seem concerned about is tires, seeing...

The Truth in a Nutshell Car insurance covers tires sometimes...

GEICO Auto Insurance DiscountsPost

GEICO Auto Insurance Discounts

Like all other major (and minor) car insurance companies, Geico offers a slew of discounts to help drivers save money on auto insurance. It seems to be in every car insurer’s playbook these days as a motivator to get customers in the door. But we know if can be difficult sometimes to keep up with...

Like all other major (and minor) car insurance companies, Ge...

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Does Car Insurance Cover a Rental Truck?Post

Does Car Insurance Cover a Rental Truck?

The Truth in a Nutshell: Does car insurance cover a rental truck? Yes and no. You will likely be covered for damages and injuries caused to others and their property, but not to yourself or the truck you rented. Your car insurance and credit card company are not likely to offer insurance for rental trucks,...

The Truth in a Nutshell: Does car insurance cover a rental t...

Does my insurance premium go down when I pay off my car?Post

Does my insurance premium go down when I pay off my car?

Insurance Q&A: “Does my insurance premium go down when I pay off my car?” With the U.S. economy in shambles and no end in sight, more and more consumers are paying off their cars and keeping them, rather than restarting leases or buying new cars. Of course, the same poor economy is forcing many to...

Insurance Q&A: “Does my insurance premium go down when...

How long does it take to get a refund from a canceled insurance policy?Post

How long does it take to get a refund from a canceled insurance policy?

Insurance Q&A: “How long does it take to get a refund from a canceled insurance policy?” So you canceled your existing insurance policy and switched to a new insurer. Congratulations on taking a leap of faith. Most people “set it and forget it,” never realizing they could be saving money each month. If you didn’t...

Insurance Q&A: “How long does it take to get a refund ...

Can I change my car insurance coverage mid-term?Post

Can I change my car insurance coverage mid-term?

It’s the middle of the year, but you’re unsatisfied with what you’re paying on your current policy with a particular insurer. Your insurer is fine; they’re helpful and always there when you need them. You just want to know if you can switch between coverage options, or if you’re stuck until your policy renews. The...

It’s the middle of the year, but you’re unsatisf...

RelayRides Insurance Review: A Word of CautionPost

RelayRides Insurance Review: A Word of Caution

“RelayRides” is a nationwide car-sharing network where individuals can “rent” their own cars to others in exchange for a fee. Turo is an app that allows vehicle owners to rent their vehicles. In so many words, you can become your own Enterprise Rent-A-Car and earn up to “$1,000 per month,” according to their website. It’s...

“RelayRides” is a nationwide car-sharing network where i...

Why are some car insurance companies cheaper than others?Post

Why are some car insurance companies cheaper than others?

With the constant barrage of insurance advertising centered on how much lower everyone else’s rates are compared to the next company, you might be wondering how one particular company can offer lower insurance premiums than everyone else. It’s a valid question, and the explanation is simple. Each insurance company has a different underwriting process. They look at...

With the constant barrage of insurance advertising centered ...

Car Insurance and Moving Back Home With Your ParentsPost

Car Insurance and Moving Back Home With Your Parents

The following question came from a reader: “I just moved back in my mother’s house and I recently got my own car insurance with Geico. Just prior to having Geico, I started a policy under my mothers insurance. My mother says that her insurance company won’t deduct the prices to what she used to pay...

The following question came from a reader: “I just moved b...

Elephant Auto Insurance Review: Available in Illinois, Indiana, Maryland, Tennessee, Texas, and VirginiaPost

Elephant Auto Insurance Review: Available in Illinois, Indiana, Maryland, Tennessee, Texas, and Virginia

Watch out Geico, there’s another Brit on the American insurance block. Yes, the Geico Gecko is from England. We’re talking about Elephant Insurance, which is currently invading our shores from afar. Well, not that far, just England… They claim to be one of the fastest growing multi-car insurers in the United States, so let’s learn...

Watch out Geico, there’s another Brit on the American ...

What is a collision deductible waiver?Post

What is a collision deductible waiver?

Insurance Q&A: “What is a collision deductible waiver?” Sadly, studies reveal that as many as 16 out of every 100 drivers are currently uninsured, which doesn’t even scrape the surface of the risk you take every time you get behind the wheel of your car. You also need to factor in drivers who may be considered...

Insurance Q&A: “What is a collision deductible waiver?...

Car Insurance Policy Terms:  6-Month vs. 12-MonthPost

Car Insurance Policy Terms: 6-Month vs. 12-Month

We all like choices. When it comes to car insurance, some choices are more difficult, such as Med Pay vs. PIP, while others are a “no-brainer.” This post fits into the latter category. We’ll let the cat out of the bag right away and tell you the 12-month auto insurance policy is the way to...

We all like choices. When it comes to car insurance, some ch...

Wawanesa Insurance ReviewPost

Wawanesa Insurance Review

If you live in California or Oregon, you may have noticed “Wawanesa Insurance” television commercials recently and wondered who they are. You may also be wondering where their name was invented. No fear, TTAI is here to give you the rundown on this very old and established, yet relatively unknown insurance company. If you’re looking...

If you live in California or Oregon, you may have noticed ...

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What if my C.L.U.E. and MVR reports are wrong?

The Truth in a Nutshell C.L.U.E. stands for Comprehensive Loss Underwriting Exchange. MVR stands for Motor Vehicle Record. Driving infractions show up on your MVR and accidents show up on your C.L.U.E. report Car insurance is expensive enough for even the best drivers. Add a ticket or an accident to your record and your insurance...

The Truth in a Nutshell C.L.U.E. stands for Comprehensive Lo...

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GEICO Mechanical Breakdown Insurance Review

The Truth in a Nutshell Geico Mechanical Breakdown Insurance is only available if your car has less than 100,000 miles and must be started before your car has more than 15,000 miles Wear and tear and damages from an accident are not covered Adding the coverage can cost as little as $30 a year Insurers...

The Truth in a Nutshell Geico Mechanical Breakdown Insurance...

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Defensive Driving Class: Is It Worth It?

The Truth in a Nutshell Defensive driving classes may save you five to ten percent on your car insurance Not all defensive driving classes will remove points from your license Accidents can raise your rates by an average of around $80 a month So is defensive driving worth it? Just how much does a defensive...

The Truth in a Nutshell Defensive driving classes may save y...

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USAA Car Insurance Discounts

The Truth in a Nutshell USAA offers many types of car insurance discounts. USAA is exclusively for current and retired military and members of their families. USAA good student discount requirements are a 3.0 or better GPA and full-time enrollment. Auto insurance discounts rule the roost these days when it comes to insurance advertising. They...

The Truth in a Nutshell USAA offers many types of car insura...

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The General Auto Insurance Review

The General auto insurance sells insurance products on behalf of a few different companies. While lacking a BBB rating, the provider has an A- with A.M. Best. The General is known for its claim of $39 monthly auto insurance rates. You’ve probably seen a few million of their silly television commercials featuring a cute little...

The General auto insurance sells insurance products on behal...

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How much is insurance for a new driver?

Insurance Q&A: How much is car insurance for a new driver? Auto insurance rates for a new driver can vary widely depending on several individual factors which include the type of vehicle to be insured, to the types of insurance you’re looking into. If you’re new to this country or have a newly licensed teen, you...

Insurance Q&A: How much is car insurance for a new drive...

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What is a named insured?

Insurance Q&A: “What is a named insured?” You may come across this term when you are shopping for insurance coverage. While there shouldn’t be any trouble figuring out who a particular named insured will be for an insurance policy, it’s important to understand why an individual (or entity) is a named insured and what rights/obligations...

Insurance Q&A: “What is a named insured?” You may co...

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