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Insurance Q&A: “What is a time deductible?” Most of us are familiar with the concept of an insurance deductible. Whether it’s the co-pay on a health insurance policy, the wind and hail deductible on a homeowner’s insurance policy, or the comprehensive and collision deductible on an auto policy, we are expected to share in the [...]
Insurance Q&A: “How much do insurance agents make?” Just like any other commission based sales job in the world, the sky is the limit as far as income goes for an insurance agent. However, it’s not that cut-and-dry. There are a number of ways to get into the industry as a sales agent and a [...]
Insurance Q&A: “How much is insurance for a new driver?” If you’re new to this country or have a newly licensed teen, you may be wondering how much auto insurance is going to set you back. The cost of insurance for a new driver can vary widely depending on several individual factors and the type [...]
Wouldn’t it be nice if we could tell if a particular vehicle was insured just be looking at it? At least you would know which cars not to drive next to on the freeway, and which cars not to park next to at the mall. Unfortunately, it’s not quite that easy. While almost every state [...]
Insurance Q&A: “What is a waiver of premium provision?” We purchase insurance with the idea that it’ll be there when we need it. But an obvious downside is that it doesn’t work if you don’t pay for it. So what happens if you become ill or disabled and cannot work, and therefore cannot pay your [...]