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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...

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Founder, CFP®

UPDATED: Oct 29, 2021

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The Highlights

  • If you choose Medicare Advantage, you’ll still need to pay your New Jersey original Medicare premium
  • There are 14 Medicare Avantage companies in New Jersey
  • There are 42 plans that cost the same as your original Medicare in NJ

There are several options in New Jersey for Medicare Advantage plans. Medicare Advantage (Medicare Part C) is offered by 14 companies in New Jersey; and options such as HMO, PPO, and POS may be available depending on which county you live in.

To make sure you’re getting the best NJ Medicare provider and plan for your needs, compare rates and out-of-pocket costs to find the ideal coverage and cost combination for you.

If you’re ready to compare Medicare plans from the top companies in your county or across New Jersey, enter your ZIP code for fast, free NJ Medicare quotes today.

The Complete List of New Jersey Medicare Advantage Companies

There are many companies offering Part C Medicare Advantage in NJ. Below, you’ll find a complete listing of health insurance companies that offer Medicare Advantage plans in New Jersey, the counties those plans are offered in, and the number of plans each company offers.

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Medicare Advantage Companies in New Jersey

Company Number of Plans Counties
Aetna 1 Union, Ocean, Mercer, Passaic, Monmouth, Bergen, Hudson, Camden, Essex, Middlesex
Aetna Medicare 16 Sussex, Union, Mercer, Passaic, Monmouth, Morris, Warren, Hunterdon, Bergen, Somerset, Hudson, Essex, Middlesex, Ocean, Cumberland, Gloucester, Salem, Burlington, Cape May, Camden, Atlantic
Amerigroup 3 Sussex, Cumberland, Union, Gloucester, Salem, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Cape May, Bergen, Hudson, Camden, Somerset, Essex, Atlantic, Middlesex
Amerigroup Community Care 2 Sussex, Cumberland, Union, Gloucester, Salem, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Cape May, Bergen, Hudson, Camden, Somerset, Essex, Atlantic, Middlesex
Braven Health 3 Union, Ocean, Passaic, Monmouth, Bergen, Hudson, Essex, Middlesex
Cigna 3 Cumberland, Gloucester, Ocean, Mercer, Monmouth, Burlington, Camden, Atlantic
Clover Health 4 Cumberland, Union, Gloucester, Salem, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Hunterdon, Bergen, Hudson, Camden, Somerset, Essex, Atlantic, Middlesex
Erickson Advantage 2 Union, Monmouth, Morris
Horizon Blue Cross Blue Shield of New Jersey 4 Sussex, Cumberland, Union, Ocean, Mercer, Monmouth, Morris, Warren, Hunterdon, Bergen, Hudson, Somerset, Essex, Atlantic, Middlesex, Salem, Cape May
Horizon NJ Health 1 Sussex, Cumberland, Union, Gloucester, Salem, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Warren, Cape May, Hunterdon, Bergen, Hudson, Camden, Somerset, Essex, Atlantic, Middlesex
Humana 9 Sussex, Union, Monmouth, Morris, Warren, Hunterdon, Bergen, Hudson, Somerset, Essex, Cumberland, Gloucester, Salem, Mercer, Burlington, Camden, Atlantic
Longevity Health Plan 1 Union, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Bergen, Hudson, Camden, Somerset, Essex, Middlesex
UnitedHealthcare 13 Sussex, Union, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Warren, Hunterdon, Bergen, Hudson, Camden, Somerset, Essex, Atlantic, Middlesex, Cumberland, Gloucester, Salem
WellCare 6 Cumberland, Union, Gloucester, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Bergen, Hudson, Camden, Somerset, Essex, Atlantic, Middlesex

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New Jersey Medicare Advantage Plans by Company

We’ve put together a list of all of plans available from each NJ Medicare company to help you compare Medicare Advantage plans by company in New Jersey. Take a look at the plans here.

Medicare Plans in New Jersey Offered by Humana

Though plans can vary from county to county, Humana offers these Medicare plans in New Jersey.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
Humana Gold Plus H6622-063 (HMO) H6622-063 Sussex, Union, Monmouth, Morris, Warren, Hunterdon, Bergen, Hudson, Somerset, Essex Local HMO $0.00
HumanaChoice H5216-172 (PPO) H5216-172 Sussex, Union, Monmouth, Morris, Warren, Hunterdon, Bergen, Hudson, Somerset, Essex Local PPO $0.00
HumanaChoice H5216-169 (PPO) H5216-169 Sussex, Union, Monmouth, Morris, Warren, Hunterdon, Bergen, Hudson, Somerset, Essex Local PPO $0.00
Humana Honor (PPO) H5216-174 Sussex, Cumberland, Union, Gloucester, Salem, Mercer, Monmouth, Morris, Burlington, Warren, Hunterdon, Bergen, Hudson, Camden, Somerset, Essex, Atlantic Local PPO* $0.00
HumanaChoice H5216-170 (PPO) H5216-170 Sussex, Union, Monmouth, Morris, Warren, Hunterdon, Bergen, Hudson, Somerset, Essex Local PPO $33.00
Humana Gold Plus H6622-066 (HMO) H6622-066 Cumberland, Gloucester, Burlington, Camden Local HMO $0.00
HumanaChoice H5216-116 (PPO) H5216-116 Cumberland, Gloucester, Salem, Mercer, Burlington, Camden, Atlantic Local PPO* $0.00
HumanaChoice H5216-186 (PPO) H5216-186 Cumberland, Gloucester, Salem, Mercer, Burlington, Camden, Atlantic Local PPO $29.00
HumanaChoice H5216-185 (PPO) H5216-185 Cumberland, Gloucester, Salem, Mercer, Burlington, Camden, Atlantic Local PPO $0.00

Medicare Plans in New Jersey Offered by Amerigroup Community Care

Though plans can vary from county to county, Amerigroup Community Care offers these Medicare plans in New Jersey.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
Amerivantage Balance (HMO) H3240-021 Sussex, Cumberland, Union, Gloucester, Salem, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Cape May, Bergen, Hudson, Camden, Somerset, Essex, Atlantic, Middlesex Local HMO $37.30
Amerivantage Classic (HMO) H3240-022 Sussex, Cumberland, Union, Gloucester, Salem, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Cape May, Bergen, Hudson, Camden, Somerset, Essex, Atlantic, Middlesex Local HMO $0.00

Medicare Plans in New Jersey Offered by Aetna Medicare

Though plans can vary from county to county, Aetna Medicare offers these Medicare plans in New Jersey.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
Aetna Medicare Prime Credit (PPO) H5521-277 Sussex, Union, Mercer, Passaic, Monmouth, Morris, Warren, Hunterdon, Bergen, Somerset Local PPO $0.00
Aetna Medicare Explorer Premier Plus (HMO) H3152-048 Sussex, Union, Mercer, Passaic, Monmouth, Morris, Warren, Hunterdon, Bergen, Hudson, Somerset, Essex, Middlesex Local HMO $99.00
Aetna Medicare Explorer Premier (PPO) H5521-298 Sussex, Union, Ocean, Mercer, Passaic, Monmouth, Morris, Warren, Hunterdon, Bergen, Hudson, Somerset, Essex, Middlesex Local PPO $45.00
Aetna Medicare Eagle (HMO) H3152-045 Sussex, Cumberland, Union, Gloucester, Salem, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Warren, Cape May, Hunterdon, Bergen, Hudson, Camden, Somerset, Essex, Atlantic, Middlesex Local HMO * $0.00
Aetna Medicare Explorer Elite (PPO) H5521-295 Sussex, Warren, Hunterdon, Somerset Local PPO $34.00
Aetna Medicare Prime Premier (PPO) H5521-275 Sussex, Union, Mercer, Passaic, Monmouth, Morris, Warren, Hunterdon, Bergen, Somerset Local PPO $49.00
Aetna Medicare Explorer Premier Plus (PPO) H5521-278 Sussex, Cumberland, Union, Gloucester, Salem, Ocean, Mercer, Passaic, Morris, Burlington, Warren, Cape May, Hunterdon, Bergen, Hudson, Camden, Somerset, Essex, Atlantic Local PPO $36.00
Aetna Medicare Value 2 (HMO) H3152-088 Sussex, Cumberland, Union, Gloucester, Salem, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Warren, Cape May, Hunterdon, Bergen, Hudson, Camden, Somerset, Essex, Atlantic, Middlesex Local HMO $0.00
Aetna Medicare Premier (Regional PPO) R6694-006 Sussex, Cumberland, Union, Gloucester, Salem, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Warren, Cape May, Hunterdon, Bergen, Hudson, Camden, Somerset, Essex, Atlantic, Middlesex Regional PPO $98.00
Aetna Medicare Explorer Elite (HMO) H3152-084 Sussex, Cumberland, Union, Gloucester, Salem, Mercer, Passaic, Monmouth, Morris, Burlington, Warren, Cape May, Hunterdon, Bergen, Hudson, Camden, Somerset, Essex, Atlantic, Middlesex Local HMO $0.00
Aetna Medicare Prime Value (HMO) H3152-080 Sussex, Union, Mercer, Passaic, Monmouth, Morris, Warren, Hunterdon, Bergen, Somerset Local HMO $0.00
Aetna Medicare SNJ Prime Elite (PPO) H5521-123 Cumberland, Gloucester, Salem, Ocean, Burlington, Cape May, Camden, Atlantic Local PPO $49.00
Aetna Medicare Explorer Value (HMO) H3152-082 Cumberland, Gloucester, Salem, Ocean, Monmouth, Burlington, Cape May, Camden, Atlantic, Middlesex Local HMO $0.00
Aetna Medicare Explorer Premier 2 (PPO) H5521-124 Cumberland, Gloucester, Salem, Burlington, Cape May, Camden, Atlantic Local PPO $134.00
Aetna Medicare Explorer Premier (HMO) H3152-022 Cumberland, Gloucester, Salem, Ocean, Burlington, Cape May, Camden, Atlantic Local HMO $114.00
Aetna Medicare Explorer Elite 2 (HMO) H3152-092 Union, Mercer, Passaic, Monmouth, Morris, Bergen, Hudson, Essex, Middlesex Local HMO $0.00

Medicare Plans in New Jersey Offered by Horizon Blue Cross Blue Shield of New Jersey

Though plans can vary from county to county, Horizon Blue Cross Blue Shield of New Jersey offers these Medicare plans in New Jersey.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
Horizon Medicare Blue Advantage (HMO) H3154-031 Sussex, Cumberland, Union, Ocean, Mercer, Monmouth, Morris, Warren, Hunterdon, Bergen, Hudson, Somerset, Essex, Atlantic, Middlesex Local HMO $0.00
Horizon Medicare Blue Access (PPO) H7971-003 Cumberland, Mercer, Atlantic Local PPO $36.00
Horizon Medicare Blue Value (HMO) H3154-013 Union, Salem, Warren, Cape May, Hudson Local HMO * $0.00
Horizon Medicare Blue Select (HMO-POS) H3154-033 Union Local HMO $30.00

Medicare Plans in New Jersey Offered by UnitedHealthcare

Though plans can vary from county to county, UnitedHealthcare offers these Medicare plans in New Jersey.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
AARP Medicare Advantage Plan 1 (HMO) H0755-040 Sussex, Union, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Warren, Hunterdon, Bergen, Hudson, Camden, Somerset, Essex, Atlantic, Middlesex Local HMO $0.00
AARP Medicare Advantage Plan 4 (HMO) H0755-042 Sussex, Union, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Warren, Hunterdon, Bergen, Hudson, Camden, Somerset, Essex, Atlantic, Middlesex Local HMO $81.00
AARP Medicare Advantage Choice (PPO) H8768-022 Sussex, Union, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Warren, Hunterdon, Bergen, Hudson, Camden, Somerset, Essex, Atlantic, Middlesex Local PPO $0.00
AARP Medicare Advantage Patriot (HMO) H0755-037 Sussex, Union, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Warren, Hunterdon, Bergen, Hudson, Camden, Somerset, Essex, Atlantic, Middlesex Local HMO * $0.00
AARP Medicare Advantage Plan 3 (HMO) H0755-041 Sussex, Union, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Warren, Hunterdon, Bergen, Hudson, Camden, Somerset, Essex, Atlantic, Middlesex Local HMO $39.00
UnitedHealthcare Dual Complete ONE (HMO D-SNP) H3113-005 Sussex, Cumberland, Union, Gloucester, Salem, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Warren, Hunterdon, Bergen, Hudson, Camden, Somerset, Essex, Atlantic, Middlesex Local HMO $0.00 for people who qualify for both Medicare and Medicaid.
UnitedHealthcare Nursing Home Plan (PPO I-SNP) H0710-026 Sussex, Cumberland, Union, Gloucester, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Warren, Hunterdon, Bergen, Hudson, Camden, Somerset, Essex, Atlantic, Middlesex Local PPO $36.20
Erickson Advantage Signature with Drugs (HMO-POS) H5652-001 Union, Monmouth, Morris Local HMO $199.00
UnitedHealthcare Nursing Home Plan (HMO I-SNP) H3113-001 Union, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Bergen, Hudson, Somerset, Essex Local HMO $37.30
Erickson Advantage Liberty without Drugs (HMO-POS) H5652-002 Union, Monmouth, Morris Local HMO * $0.00
Erickson Advantage Liberty with Drugs (HMO-POS) H5652-008 Union, Monmouth, Morris Local HMO $0.00
Erickson Advantage Freedom (HMO-POS) H5652-006 Union, Monmouth, Morris Local HMO $70.00
AARP Medicare Advantage Plan 2 (HMO) H0755-038 Ocean, Essex Local HMO $0.00

Medicare Plans in New Jersey Offered by Horizon NJ Health

Though plans can vary from county to county, Horizon NJ Health offers these Medicare plans in New Jersey.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
Horizon NJ TotalCare (HMO D-SNP) H8298-001 Sussex, Cumberland, Union, Gloucester, Salem, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Warren, Cape May, Hunterdon, Bergen, Hudson, Camden, Somerset, Essex, Atlantic, Middlesex Local HMO $0.00 for people who qualify for both Medicare and Medicaid.

Medicare Plans in New Jersey Offered by Amerigroup

Though plans can vary from county to county, Amerigroup offers these Medicare plans in New Jersey.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
Amerivantage Dual Coordination (HMO D-SNP) H3240-013 Sussex, Cumberland, Union, Gloucester, Salem, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Cape May, Bergen, Hudson, Camden, Somerset, Essex, Atlantic, Middlesex Local HMO $0.00 for people who qualify for both Medicare and Medicaid.
Amerivantage Dual Secure (HMO-POS D-SNP) H3240-024 Sussex, Cumberland, Union, Gloucester, Salem, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Cape May, Bergen, Hudson, Camden, Somerset, Essex, Atlantic, Middlesex Local HMO $0.00 for people who qualify for both Medicare and Medicaid.
Amerivantage ESRD Care (HMO-POS C-SNP) H3240-017 Union, Ocean, Passaic, Monmouth, Morris, Bergen, Hudson, Somerset, Essex, Middlesex Local HMO $27.10

Medicare Plans in New Jersey Offered by WellCare

Though plans can vary from county to county, WellCare offers these Medicare plans in New Jersey.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
WellCare Absolute (PPO) H8711-002 Cumberland, Union, Gloucester, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Bergen, Hudson, Camden, Somerset, Essex, Atlantic, Middlesex Local PPO $0.00
WellCare Liberty (HMO D-SNP) H0913-013 Cumberland, Union, Gloucester, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Bergen, Hudson, Camden, Somerset, Essex, Atlantic, Middlesex Local HMO $0.00 for people who qualify for both Medicare and Medicaid.
WellCare Premier (PPO) H8711-001 Cumberland, Union, Gloucester, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Bergen, Hudson, Camden, Somerset, Essex, Atlantic, Middlesex Local PPO $0.00
WellCare Value (HMO-POS) H0913-002 Cumberland, Union, Gloucester, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Bergen, Hudson, Camden, Somerset, Essex, Atlantic, Middlesex Local HMO $0.00
WellCare Compass (HMO) H0913-015 Cumberland, Union, Gloucester, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Bergen, Hudson, Camden, Somerset, Essex, Atlantic, Middlesex Local HMO $28.20
WellCare Focus (HMO) H0913-017 Passaic, Morris, Bergen, Hudson, Somerset, Middlesex Local HMO $0.00

Medicare Plans in New Jersey Offered by Cigna

Though plans can vary from county to county, Cigna offers these Medicare plans in New Jersey.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
Cigna True Choice Plus Medicare (PPO) H7849-033 Cumberland, Gloucester, Ocean, Mercer, Monmouth, Burlington, Camden, Atlantic Local PPO $29.00
Cigna Preferred Medicare (HMO) H3949-032 Cumberland, Gloucester, Ocean, Mercer, Monmouth, Burlington, Camden, Atlantic Local HMO $0.00
Cigna Preferred Plus Medicare (HMO) H3949-033 Cumberland, Gloucester, Mercer, Burlington, Camden, Atlantic Local HMO $59.00

Medicare Plans in New Jersey Offered by Clover Health

Though plans can vary from county to county, Clover Health offers these Medicare plans in New Jersey.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
Clover Health Choice (PPO) H5141-032 Cumberland, Union, Gloucester, Salem, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Hunterdon, Bergen, Hudson, Camden, Somerset, Essex, Atlantic, Middlesex Local PPO $0.00
Clover Health Choice Value (PPO) H5141-042 Cumberland, Union, Gloucester, Salem, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Hunterdon, Bergen, Hudson, Camden, Somerset, Essex, Atlantic Local PPO $37.30
Clover Health Value (HMO) H8010-003 Union, Passaic, Bergen, Hudson, Essex, Atlantic, Middlesex Local HMO $37.30
Clover Health Classic (HMO) H8010-002 Union, Passaic, Bergen, Hudson, Essex, Atlantic Local HMO $0.00

Medicare Plans in New Jersey Offered by Erickson Advantage

Though plans can vary from county to county, Erickson Advantage offers these Medicare plans in New Jersey.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
Erickson Advantage Champion (HMO-POS C-SNP) H5652-004 Union, Monmouth, Morris Local HMO $199.00
Erickson Advantage Guardian (HMO-POS I-SNP) H5652-003 Union, Monmouth, Morris Local HMO $28.80

Medicare Plans in New Jersey Offered by Longevity Health Plan

Though plans can vary from county to county, Longevity Health Plan offers these Medicare plans in New Jersey.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
Longevity Health Plan (PPO I-SNP) H9942-001 Union, Ocean, Mercer, Passaic, Monmouth, Morris, Burlington, Bergen, Hudson, Camden, Somerset, Essex, Middlesex Local PPO $37.30

Medicare Plans in New Jersey Offered by Aetna

Though plans can vary from county to county, Aetna offers these Medicare plans in New Jersey.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
Aetna Assure Premier Plus (HMO D-SNP) H6399-001 Union, Ocean, Mercer, Passaic, Monmouth, Bergen, Hudson, Camden, Essex, Middlesex Local HMO $0.00 for people who qualify for both Medicare and Medicaid.

Medicare Plans in New Jersey Offered by Braven Health

Though plans can vary from county to county, Braven Health offers these Medicare plans in New Jersey.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
Braven Medicare Choice (PPO) H0885-001 Union, Ocean, Passaic, Monmouth, Bergen, Hudson, Essex, Middlesex Local PPO $0.00
Braven Medicare Freedom (PPO) H0885-002 Union, Ocean, Passaic, Monmouth, Bergen, Hudson, Essex, Middlesex Local PPO $35.00
Braven Medicare Plus (HMO) H4675-001 Union, Ocean, Monmouth, Bergen, Hudson, Essex, Middlesex Local HMO $0.00

New Jersey Medicare Advantage Plans With No Additional Cost

If you decide to get Medicare Advantage in New Jersey, you still have to pay your original Medicare Part B premium. Many NJ Medicare companies offer Advantage plans that don’t cost any more than your original Medicare premium. Take a look at your options.

Zero-Cost {?{?state}} Medicare Advantage Plans

Plan Name County Preferred Pharmacy Copay/ Coinsurance 30-Day Supply MOOP for Part A & B Benefits
AARP Medicare Advantage Choice (PPO) – H8768-022-0 Hunterdon, Burlington, Camden, Somerset, Passaic, Sussex, Monmouth, Hudson, Essex, Middlesex, Union, Mercer, Ocean, Warren, Morris, Atlantic, Bergen Preferred Generic: $0.00, Generic: $12.00, Preferred Brand: $45.00, Non-Preferred Drug: $95.00, Specialty Tier: 28% $6,700
AARP Medicare Advantage Patriot (HMO) – H0755-037-0 Hunterdon, Burlington, Camden, Somerset, Passaic, Sussex, Monmouth, Hudson, Essex, Middlesex, Union, Mercer, Ocean, Warren, Morris, Atlantic, Bergen This Plan does NOT include prescription drug coverage. $6,700
AARP Medicare Advantage Plan 1 (HMO) – H0755-040-2 Camden, Somerset, Passaic, Sussex, Monmouth, Hudson, Essex, Middlesex, Union, Ocean, Warren, Morris, Atlantic, Bergen Preferred Generic: $2.00, Generic: $12.00, Preferred Brand: $45.00, Non-Preferred Drug: $95.00, Specialty Tier: 28% $6,700
Aetna Medicare Eagle (HMO) – H3152-045-0 Essex, Ocean This Plan does NOT include prescription drug coverage. $7,550
Aetna Medicare Explorer Elite (HMO) – H3152-084-0 Hunterdon, Burlington, Camden, Cumberland, Somerset, Passaic, Sussex, Monmouth, Hudson, Cape May, Essex, Middlesex, Union, Mercer, Warren, Morris, Atlantic, Gloucester, Salem, Bergen Preferred Generic: $0.00, Generic: $10.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 31% $7,550
Aetna Medicare Prime Credit (PPO) – H5521-277-0 Passaic, Monmouth, Hudson, Essex, Middlesex, Union, Mercer, Morris, Bergen Preferred Generic: $0.00, Generic: $5.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 27% $7,550
Aetna Medicare Prime Value (HMO) – H3152-080-0 Hunterdon, Somerset, Passaic, Sussex, Monmouth, Union, Mercer, Warren, Morris, Bergen Preferred Generic: $0.00, Generic: $10.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 29% $7,550
Aetna Medicare Value 2 (HMO) – H3152-088-0 Burlington, Camden, Cumberland, Somerset, Passaic, Sussex, Monmouth, Hudson, Cape May, Essex, Middlesex, Union, Mercer, Ocean, Morris, Atlantic, Gloucester, Salem, Bergen Preferred Generic: $0.00, Generic: $5.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 27% $7,550
Clover Health Choice (PPO) – H5141-032-0 Burlington, Camden, Cumberland, Mercer, Atlantic, Gloucester Preferred Generic: $2.00, Generic: $10.00, Preferred Brand: $40.00, Non-Preferred Drug: $95.00, Specialty Tier: 33% $7,550
Horizon Medicare Blue Advantage (HMO) – H3154-031-0 Somerset, Passaic, Monmouth, Essex, Union, Mercer, Morris, Atlantic, Bergen Preferred Generic: $1.00, Generic: $9.00, Preferred Brand: $40.00, Non-Preferred Drug: 35%, Specialty Tier: 29% $6,700
Humana Gold Plus H6622-063 (HMO) – H6622-063-0 Hudson Preferred Generic: $2.00, Generic: $9.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 28% $7,200
Humana Honor (PPO) – H5216-174-0 Burlington, Camden, Cumberland, Mercer, Atlantic, Gloucester, Salem This Plan does NOT include prescription drug coverage. $4,500
HumanaChoice H5216-169 (PPO) – H5216-169-0 Monmouth, Hudson, Essex, Middlesex, Union, Ocean, Bergen Preferred Generic: $2.00, Generic: $9.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 28% $7,400
HumanaChoice H5216-172 (PPO) – H5216-172-0 Monmouth, Ocean Preferred Generic: $6.00, Generic: $16.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 27% $7,550
UnitedHealthcare Dual Complete ONE (HMO D-SNP) – H3113-005-0 Monmouth, Union, Morris Tier 1: $0.00, Tier 2: $0.00, Tier 3: $0.00, Tier 4: $0.00, Tier 5: $0.00 N/A
Horizon NJ TotalCare (HMO D-SNP) – H8298-001-0 Camden, Passaic, Monmouth, Hudson, Essex, Middlesex, Union, Mercer, Ocean, Bergen Tier 1: $0.00 N/A
Aetna Medicare Explorer Value (HMO) – H3152-082-0 Passaic, Monmouth, Hudson, Essex, Middlesex, Union, Mercer, Morris, Bergen Preferred Generic: $0.00, Generic: $10.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 29% $7,550
Amerivantage Classic (HMO) – H3240-022-0 Burlington, Camden, Cumberland, Somerset, Passaic, Sussex, Monmouth, Hudson, Cape May, Essex, Middlesex, Union, Mercer, Ocean, Morris, Atlantic, Gloucester, Salem, Bergen Preferred Generic: $4.00, Generic: $10.00, Preferred Brand: $42.00, Non-Preferred Drug: $95.00, Specialty Tier: 29%, Select Care Drugs: $0.00 $6,950
Cigna Preferred Medicare (HMO) – H3949-032-0 Burlington, Camden, Cumberland, Mercer, Atlantic, Gloucester Preferred Generic: $0.00, Generic: $5.00, Preferred Brand: $42.00, Non-Preferred Drug: $95.00, Specialty Tier: 33% $7,200
Humana Gold Plus H6622-066 (HMO) – H6622-066-0 Hudson Preferred Generic: $3.00, Generic: $15.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 33% $6,700
Humana Honor (PPO) – H5216-221-0 Burlington, Camden, Cumberland, Mercer, Atlantic, Gloucester, Salem This Plan does NOT include prescription drug coverage. $6,700
HumanaChoice H5216-116 (PPO) – H5216-116-0 Monmouth, Hudson, Essex, Middlesex, Union, Ocean, Bergen This Plan does NOT include prescription drug coverage. $3,900
HumanaChoice H5216-185 (PPO) – H5216-185-0 Monmouth, Ocean Preferred Generic: $7.00, Generic: $17.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 33% $6,700
WellCare Absolute (PPO) – H8711-002-0 Burlington, Camden, Cumberland, Somerset, Passaic, Monmouth, Hudson, Essex, Middlesex, Union, Mercer, Ocean, Morris, Atlantic, Gloucester, Bergen Preferred Generic: $0.00, Generic: $12.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 29% $7,550
WellCare Premier (PPO) – H8711-001-0 Monmouth, Union, Morris Preferred Generic: $0.00, Generic: $15.00, Preferred Brand: $47.00, Non-Preferred Drug: 48%, Specialty Tier: 30% $7,550
WellCare Value (HMO-POS) – H0913-002-0 Monmouth, Union, Morris Preferred Generic: $2.00, Generic: $15.00, Preferred Brand: $47.00, Non-Preferred Drug: 48%, Specialty Tier: 33% $7,550
WellCare Liberty (HMO D-SNP) – H0913-013-0 Burlington, Camden, Cumberland, Somerset, Passaic, Monmouth, Hudson, Essex, Middlesex, Union, Mercer, Ocean, Morris, Atlantic, Gloucester, Bergen Preferred Generic: $0.00, Generic: $7.00, Preferred Brand: $43.00, Non-Preferred Drug: 43%, Specialty Tier: 25% N/A
Amerivantage Dual Coordination (HMO D-SNP) – H3240-013-0 Burlington, Camden, Cumberland, Somerset, Passaic, Sussex, Monmouth, Hudson, Cape May, Essex, Middlesex, Union, Mercer, Ocean, Morris, Atlantic, Gloucester, Salem, Bergen Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $47.00, Non-Preferred Drug: $95.00, Specialty Tier: 25%, Select Care Drugs: $0.00 N/A
Amerivantage Dual Secure (HMO-POS D-SNP) – H3240-024-0 Union Preferred Generic: $0.00, Generic: $4.00, Preferred Brand: $43.00, Non-Preferred Drug: $95.00, Specialty Tier: 25%, Select Care Drugs: $0.00 N/A
AARP Medicare Advantage Plan 1 (HMO) – H0755-040-1 Camden, Somerset, Passaic, Sussex, Monmouth, Hudson, Essex, Middlesex, Union, Ocean, Warren, Morris, Atlantic, Bergen Preferred Generic: $2.00, Generic: $12.00, Preferred Brand: $45.00, Non-Preferred Drug: $95.00, Specialty Tier: 28% $6,700
Aetna Assure Premier Plus (HMO D-SNP) – H6399-001-0 Camden, Passaic, Monmouth, Hudson, Essex, Middlesex, Union, Mercer, Ocean, Bergen Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 29% N/A
Clover Health Choice (PPO) – H5141-004-0 Somerset, Passaic, Monmouth, Essex, Union, Mercer, Morris, Atlantic, Bergen Preferred Generic: $2.00, Generic: $10.00, Preferred Brand: $40.00, Non-Preferred Drug: $95.00, Specialty Tier: 30% $7,550
WellCare Focus (HMO) – H0913-017-0 Monmouth, Union, Morris Preferred Generic: $0.00, Generic: $10.00, Preferred Brand: $47.00, Non-Preferred Drug: 48%, Specialty Tier: 33% $5,900
Aetna Medicare Explorer Elite 2 (HMO) – H3152-092-0 Passaic, Monmouth, Hudson, Essex, Middlesex, Union, Mercer, Morris, Bergen Preferred Generic: $0.00, Generic: $5.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 28% $7,550
Braven Medicare Choice (PPO) – H0885-001-0 Hudson Preferred Generic: $0.00, Generic: $10.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 30% $6,700
Clover Health Classic (HMO) – H8010-002-0 Monmouth, Hudson, Essex, Middlesex, Union, Ocean, Bergen Preferred Generic: $2.00, Generic: $10.00, Preferred Brand: $40.00, Non-Preferred Drug: $95.00, Specialty Tier: 33% $7,550
Braven Medicare Plus (HMO) – H4675-001-0 Monmouth, Hudson, Essex, Middlesex, Union, Ocean, Bergen Preferred Generic: $0.00, Generic: $10.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 30% $6,500
Cigna Preferred Medicare (HMO) – H3949-034-0 Monmouth, Ocean Preferred Generic: $0.00, Generic: $5.00, Preferred Brand: $42.00, Non-Preferred Drug: $95.00, Specialty Tier: 33% $7,100
Erickson Advantage Liberty with Drugs (HMO-POS) – H5652-008-0 Monmouth, Union, Morris Preferred Generic: $5.00, Generic: $20.00, Preferred Brand: $45.00, Non-Preferred Drug: $100.00, Specialty Tier: 25% $6,700
Erickson Advantage Liberty without Drugs (HMO-POS) – H5652-002-0 Monmouth, Union, Morris This Plan does NOT include prescription drug coverage. $6,700
Clover Health Choice (PPO) – H5141-001-0 Hudson Preferred Generic: $2.00, Generic: $10.00, Preferred Brand: $40.00, Non-Preferred Drug: $95.00, Specialty Tier: 30% $7,550
AARP Medicare Advantage Plan 2 (HMO) – H0755-038-0 Essex, Ocean Preferred Generic: $2.00, Generic: $12.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 29% $6,700

Standalone Medicare Part D Plans in New Jersey

There is a wide variety of Medicare Part D plans available in every state, and New Jersey is no exception. Keep in mind that plans vary by county, and don’t forget to check that your NJ Medicare Advantage plan doesn’t already include Part D prescription drug coverage.

Standalone Medicare Part D Plans in New Jersey

Plan Details Tiers
AARP MedicareRx Preferred (PDP)
S5820 – 003 – 0
by UnitedHealthcare
Monthly Premium: $89.50
Annual Deductible: $0
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $5.00
Tier 2: $10.00
Tier 3: $45.00
Tier 4: 40%
Tier 5: 33%
AARP MedicareRx Saver Plus (PDP)
S5921 – 349 – 0
by UnitedHealthcare
Monthly Premium: $34.90
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $6.00
Tier 3: $28.00
Tier 4: 40%
Tier 5: 25%
AARP MedicareRx Walgreens (PDP)
S5921 – 386 – 0
by UnitedHealthcare
Monthly Premium: $32.80
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $6.00
Tier 3: $40.00
Tier 4: 40%
Tier 5: 25%
Cigna Secure Rx (PDP)
S5617 – 018 – 0
by Cigna
Monthly Premium: $63.20
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $3.00
Tier 3: $44.00
Tier 4: 50%
Tier 5: 25%
Cigna Secure-Essential Rx (PDP)
S5617 – 283 – 0
by Cigna
Monthly Premium: $24.00
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $2.00
Tier 3: 18%
Tier 4: 41%
Tier 5: 25%
Cigna Secure-Extra Rx (PDP)
S5617 – 249 – 0
by Cigna
Monthly Premium: $55.50
Annual Deductible: $100
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: Yes
Tier 1: $4.00
Tier 2: $10.00
Tier 3: $42.00
Tier 4: 50%
Tier 5: 31%
Clear Spring Health Premier Rx (PDP)
S6946 – 030 – 0
by Clear Spring Health
Monthly Premium: $13.50
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $3.00
Tier 3: $40.00
Tier 4: 38%
Tier 5: 25%
Clear Spring Health Value Rx (PDP)
S6946 – 001 – 0
by Clear Spring Health
Monthly Premium: $29.30
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $3.00
Tier 3: $42.00
Tier 4: 34%
Tier 5: 25%
Elixir RxPlus (PDP)
S7694 – 004 – 0
by Elixir Insurance
Monthly Premium: $55.90
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $7.00
Tier 3: 15%
Tier 4: 28%
Tier 5: 25%
Express Scripts Medicare – Choice (PDP)
S5660 – 207 – 0
by Express Scripts Medicare
Monthly Premium: $76.80
Annual Deductible: $100
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: Yes
Tier 1: $2.00
Tier 2: $7.00
Tier 3: $42.00
Tier 4: 47%
Tier 5: 31%
Express Scripts Medicare – Saver (PDP)
S5660 – 220 – 0
by Express Scripts Medicare
Monthly Premium: $27.70
Annual Deductible: $285
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $2.00
Tier 2: $7.00
Tier 3: $35.00
Tier 4: 50%
Tier 5: 28%
Express Scripts Medicare – Value (PDP)
S5660 – 106 – 0
by Express Scripts Medicare
Monthly Premium: $32.30
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $3.00
Tier 3: $24.00
Tier 4: 49%
Tier 5: 25%
Horizon Medicare Blue Rx Enhanced (PDP)
S5993 – 003 – 0
by Horizon Blue Cross Blue Shield of New Jersey
Monthly Premium: $97.40
Annual Deductible: $0
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: Yes
Tier 1: $0.00
Tier 2: $5.00
Tier 3: $40.00
Tier 4: 45%
Tier 5: 33%
Horizon Medicare Blue Rx Saver (PDP)
S5993 – 007 – 0
by Horizon Blue Cross Blue Shield of New Jersey
Monthly Premium: $23.50
Annual Deductible: $150
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $10.00
Tier 3: $45.00
Tier 4: 45%
Tier 5: 30%
Horizon Medicare Blue Rx Standard (PDP)
S5993 – 001 – 0
by Horizon Blue Cross Blue Shield of New Jersey
Monthly Premium: $65.30
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $9.00
Tier 3: $28.00
Tier 4: 40%
Tier 5: 25%
Humana Basic Rx Plan (PDP)
S5884 – 131 – 0
by Humana
Monthly Premium: $35.40
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $1.00
Tier 3: 20%
Tier 4: 35%
Tier 5: 25%
Humana Premier Rx Plan (PDP)
S5884 – 150 – 0
by Humana
Monthly Premium: $66.50
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $4.00
Tier 3: $45.00
Tier 4: 49%
Tier 5: 25%
Humana Walmart Value Rx Plan (PDP)
S5884 – 183 – 0
by Humana
Monthly Premium: $17.20
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $4.00
Tier 3: 16%
Tier 4: 34%
Tier 5: 25%
Medicare Rx Basic (PDP)
S5960 – 167 – 0
by UniCare
Monthly Premium: $52.50
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $2.00
Tier 3: $43.00
Tier 4: 30%
Tier 5: 25%
Mutual of Omaha Rx Plus (PDP)
S7126 – 003 – 0
by Mutual of Omaha Rx
Monthly Premium: $97.70
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $2.00
Tier 3: 20%
Tier 4: 35%
Tier 5: 25%
Mutual of Omaha Rx Premier (PDP)
S7126 – 073 – 0
by Mutual of Omaha Rx
Monthly Premium: $26.00
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $2.00
Tier 3: 23%
Tier 4: 45%
Tier 5: 25%
SilverScript Choice (PDP)
S5601 – 008 – 0
by Aetna Medicare
Monthly Premium: $33.60
Annual Deductible: $300
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $5.00
Tier 3: $35.00
Tier 4: 40%
Tier 5: 27%
SilverScript Plus (PDP)
S5601 – 009 – 0
by Aetna Medicare
Monthly Premium: $83.80
Annual Deductible: $0
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: Yes
Tier 1: $0.00
Tier 2: $2.00
Tier 3: $47.00
Tier 4: 48%
Tier 5: 33%
SilverScript SmartRx (PDP)
S5601 – 179 – 0
by Aetna Medicare
Monthly Premium: $7.30
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $19.00
Tier 3: $46.00
Tier 4: 49%
Tier 5: 25%
WellCare Classic (PDP)
S4802 – 078 – 0
by WellCare
Monthly Premium: $33.90
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $5.00
Tier 3: $30.00
Tier 4: 34%
Tier 5: 25%
WellCare Medicare Rx Saver (PDP)
S5810 – 038 – 0
by WellCare
Monthly Premium: $35.50
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $3.00
Tier 3: $42.00
Tier 4: 36%
Tier 5: 25%
WellCare Medicare Rx Select (PDP)
S5810 – 278 – 0
by WellCare
Monthly Premium: $28.50
Annual Deductible: $345
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $3.00
Tier 3: $47.00
Tier 4: 42%
Tier 5: 26%
WellCare Medicare Rx Value Plus (PDP)
S5768 – 127 – 0
by WellCare
Monthly Premium: $78.80
Annual Deductible: $0
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $4.00
Tier 3: $47.00
Tier 4: 46%
Tier 5: 33%
WellCare Value Script (PDP)
S4802 – 139 – 0
by WellCare
Monthly Premium: $16.30
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $6.00
Tier 3: $43.00
Tier 4: 49%
Tier 5: 25%
WellCare Wellness Rx (PDP)
S4802 – 173 – 0
by WellCare
Monthly Premium: $14.80
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $5.00
Tier 3: $41.00
Tier 4: 48%
Tier 5: 25%

Compare New Jersey Medicare Advantage Quotes

Now that you know all about Medicare Advantage and Part D plans in NJ, it’s time to compare rates and find your best deal. Enter your ZIP code for fast, free New Jersey Medicare quotes and start saving today.