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PostInsurance Q&A: “Do I need uninsured motorist coverage?” Uninsured motorist coverage, as well as, underinsured motorist coverage are available in most states at the moment. While this coverage is not mandatory in every state, auto insurance companies typically have to offer it and it is highly recommended you purchase it in an amount equal to...
Insurance Q&A: “Do I need uninsured motorist coverage?...
PostTwelve states and Puerto Rico have no-fault car insurance laws. With so many Americans residing in one of the biggest states in the nation, many people are likely to ask: “Is California a no-fault state for auto insurance?” This guide will tell you everything you need to know about California’s fault system for auto accidents....
Twelve states and Puerto Rico have no-fault car insurance la...
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PostNo-fault insurance coverage provides compensation to insured parties in an accident without having to prove which party was at fault, or negligent. These laws have been adopted by many states in order to speed up injured party compensation and to unclog our court systems from time consuming lawsuits. Additionally, no-fault laws restrict and can minimize...
No-fault insurance coverage provides compensation to insured...
PostCar insurance companies use a number of tools to determine how much to charge you for insurance coverage. One of the most commonly used reports is the “MVR,” or “motor vehicle record.” An MVR is a report that contains information regarding your personal driving record, including the tickets and accidents you have been charged with...
Car insurance companies use a number of tools to determine h...
PostTrying to figure out what sort of auto insurance policy you need can be pretty complicated stuff. Most of us aren’t attorneys or insurance policy experts. Heck, have you ever actually read through your entire insurance policy? We all like to think we’re covered in any situation as long as we purchase a policy, but...
Trying to figure out what sort of auto insurance policy you ...
PostAuto insurance companies don’t see us the way we see ourselves. They see us as a calculated “risk” with a mathematical chance of being profitable for them. Think of it this way. Imagine if your friends and family all asked if you would give them a loan. Now assuming you have a limited amount of...
Auto insurance companies don’t see us the way we see ourse...
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