Monthly Archives: July 2011

The New Health Insurance FICO Score

July 29, 2011 No Comments »

There are usually two opinions about using a “credit score” model for the pricing of loans and insurance. Those with good credit tend to like it, while those with less-than-perfect credit seem to hate it. Hmm…we wonder why. At the ... Read More »

What Is the Cheapest Car Insurance?

July 28, 2011 No Comments »

Insurance Q&A: “What is the cheapest car insurance?” Having no insurance is the cheapest insurance. Thanks for visiting our site! Wouldn’t it be great if insurance wasn’t mandatory in every state? On a more serious note, car insurance premiums are ... Read More »

Is Insurance for a 2-Door Car Expensive?

July 27, 2011 No Comments »

Insurance Q&A: “Is insurance for a 2-door car expensive?” Just to be clear, are we talking about a 2-door Yugo? Those aren’t too expensive to insure to the best of our knowledge. But all jokes aside, our best guess is ... Read More »

Is Insurance Cheaper for Older Cars?

July 25, 2011 No Comments »

Insurance Q&A: “Is insurance cheaper for older cars?” The answer to this age old question is a big, fat “maybe.” Glad we could help! On a serious note, there are a few details we need to discuss in order to ... Read More »

How Do Insurance Companies Find Out About Speeding Tickets?

July 25, 2011 No Comments »

Insurance Q&A: “How do insurance companies find out about speeding tickets?” First thing first. Slow down. Statistics show that “speeders” typically have more accidents and that “speed” is a significant factor in how severe a particular accident can be. Additionally, ... Read More »

Why Do Insurance Companies Total Cars?

July 21, 2011 1 Comment »

Insurance Q&A: “Why do insurance companies total cars?” When it comes down to it, the insurance industry is a “for-profit” outfit. Insurers, like almost every other business in the world, are out to make a buck. As a result, sometimes ... Read More »

What Is a First Dollar Deductible?

July 19, 2011 No Comments »

Insurance Q&A: “What is a first dollar deductible?” You’ll need to pay close attention to this post. The term “first dollar” can mean more than one thing in the insurance world. One explanation is relatively straightforward and easy to understand. ... Read More »

How Much Does Insurance Go Up After An Accident?

July 18, 2011 1 Comment »

Insurance Q&A: “How much does insurance go up after an accident?” Doesn’t it feel like we’re already paying too much for car insurance? Well, throw in an accident and you’ll likely feel even more ripped off. Receiving speeding tickets and ... Read More »

Do Insurance Companies Cover Hail Damage?

July 14, 2011 No Comments »

Insurance Q&A: “Do insurance companies cover hail damage?” Sorry to hear about your roof. The good news is you’re likely covered for this type of property loss on your homeowner’s insurance policy. While 99% of us are “OK” here, there ... Read More »

Are Insurance Rates Lower For Females?

July 14, 2011 No Comments »

Insurance Q&A: “Are insurance rates lower for females?” There are a lot of insurance myths floating around out there. As a result, it can be tough to filter everything we hear about insurance to determine what’s accurate and what’s plain ... Read More »