When Did Auto Insurance Become Mandatory?

Insurance Q&A: “When did auto insurance become mandatory?”
The answer depends on whether we’re talking about liability insurance or physical damage insurance.
Every state has some form of mandatory minimum liability auto insurance in place to ensure drivers on our public roadways are capable of indemnifying, or paying back, one another in the event they’re found liable [...]

Top Auto Insurance Companies in the United States

Amica Mutual was rated the top auto insurance provider in the United States for the 10th consecutive year, according to a customer satisfaction survey from J.D. Power.
The company scored 851 points out of a possible 1,000, and was followed closely by State Farm (831), Shelter (828), Auto-Owners (825), and Erie Insurance (823).
Notables like the Automobile [...]

Am I Required to Have Auto Insurance on a Teenager?

The teenage years are hard enough on a parent without having to worry about things like auto insurance.
But one of the greatest concerns for all parents is the idea of their teen behind the wheel of an automobile, along with the astronomical price of auto insurance.
That leaves many wondering, “Am I required to have auto [...]

An Insurance Policy with Bodily Injury Coverage Covers?

Insurance Q&A: “An insurance policy with bodily injury coverage covers?”
Every year we plunk down our hard earned money to buy car insurance. In my experience, most of us aren’t completely aware of what we’re buying, rather just taking someone’s (or something’s: see the GEICO Lizard) word we’re covered.
Your auto insurance policy is broken down [...]

Is California a No Fault State For Auto Insurance?

Spoiler alert: California is not a no fault state for auto insurance.  I repeat, not a no fault state.
The state still operates under the tort system, where individuals have the right to sue one another for compensation for bodily injury and loss resulting from an auto accident.
It has been this way for many years in [...]