Good Student Discount

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We all know it pays to get good grades in school, but did you know it can also lower your auto insurance premium?

A number of auto insurance companies have a so-called “good student discount” for drivers who maintain solid grade point averages while attending high school or college.

Generally, and I say so because you should check with your particular carrier, you need to be enrolled as a full time student and maintain a “B” average, meaning a GPA of 3.0.

Typically the GPA is calculated based on your most previously completed semester, not your cumulative GPA; you may also receive the discount for being on the Dean’s list or being in the top “X” percent of your class.

You must also have limited driving experience, typically eight years or less to qualify; so all you adults who go back to school looking for the student discount probably aren’t eligible.

Some insurance carriers may also have an age range, from say 16-24, so even if you haven’t been driving for a while, you could be barred from the program if you’re too old.

So how much is the good student discount anyways?

The good student discount tends to range from about 10-15 percent off your policy, so it’s well worth looking into if you feel your resume stacks up.

There’s also an alumni discount out there, so be sure to ask about that as well.

Check out some other ways to save on car insurance.

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