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Insurance Q&A: “What is an insurance rider?” Similar to an insurance endorsement, a rider is a provision added to a policy that adds additional coverage beyond what is offered on the standard coverage form. But why is this necessary? Why doesn’t the policy simply cover everything? Good questions. The answer is quite simple. Not everybody [...]
Insurance Q&A: “What is an insurance quote?” “Call today for a quote…Click here for a quote…See your local insurance agent for a quote.” It never ends. We are constantly pestered by ads on TV, the radio and the Internet to “get quotes” to save money on our insurance. But, what exactly is a quote? The [...]
Like it or not, insurance takes a good chunk out of just about everyone’s budget. But what’s worse is being “overcharged for your insurance.” Of course, the phrase “overcharged” implies price gouging of some kind, which probably isn’t the case in the largely homogenous insurance realm. Put another way, you may be paying too much [...]
Insurance Q&A: “Are insurance quotes free?” It’s quite common for insurance related advertisements to end with, “Call today for a free quote!” That magical offer might lead the average insurance consumer to believe getting quotes from another company would cost them some hard earned money. But, is that really the case? It’s questions like this [...]
Insurance Q&A: “Is insurance paid monthly or yearly?” The short answer is “both.” Just like anything else you pay for, the purchase and payment of an insurance policy can be completed in various ways. The specifics are too many to detail in this post, but we’ll go over the basics to get your question answered. [...]