Shuman Roy is an entrepreneur, business owner, and musician. He started RoysNoys, LLC in 2013 as a music production and education service company. He also offers small business consulting and advisory services to help businesses get from start-up mode to turn-key operations. Shuman earned his M.B.A from the Stern School of Business in 2001 and has an undergraduate degree from Manhattan College in ...

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Oct 29, 2021

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The Highlights

  • If you choose Medicare Advantage, you’ll still need to pay your Vermont original Medicare premium
  • Standalone Medicare Part D Plans in Vermont are meant to help cover prescription drug costs
  • There are 5 Medicare Avantage companies in Vermont

There are several options in Vermont for Medicare Advantage plans. Medicare Advantage (Medicare Part C) is offered by five companies in Vermont; and options such as HMO, PPO, and POS may be available depending on which county you live in.

To make sure you’re getting the best VT Medicare provider and plan for your needs, compare rates and out-of-pocket costs to find the ideal coverage and cost combination for you.

If you’re ready to compare Medicare plans from the top companies in your county or across Vermont, enter your ZIP code for fast, free VT Medicare quotes today.

The Complete List of Vermont Medicare Advantage Companies

There are many companies offering Part C Medicare Advantage in VT. Below, you’ll find a complete listing of health insurance companies that offer Medicare Advantage plans in Vermont, the counties those plans are offered in, and the number of plans each company offers.

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Medicare Advantage Companies in Vermont

Company Number of Plans Counties
Humana 4 Orange
MVP HEALTH CARE 7 Orange, Windham, Windsor, Franklin, Caledonia, Chittenden, Rutland, Lamoille, Bennington, Addison, Grand Isle, Washington, Orleans, Essex
UnitedHealthcare 5 Orange, Windham, Windsor, Franklin, Caledonia, Chittenden, Rutland, Lamoille, Bennington, Addison, Grand Isle, Washington, Orleans, Essex
Vermont Blue Advantage 3 Orange, Windham, Windsor, Franklin, Caledonia, Chittenden, Rutland, Lamoille, Bennington, Addison, Grand Isle, Washington, Orleans, Essex
WellCare 4 Orange, Windham, Windsor, Caledonia, Rutland, Lamoille, Bennington, Addison, Washington, Essex

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Vermont Medicare Advantage Plans by Company

We’ve put together a list of all of plans available from each VT Medicare company to help you compare Medicare Advantage plans by company in Vermont. Take a look at the plans here.

Medicare Plans in Vermont Offered by WellCare

Though plans can vary from county to county, WellCare offers these Medicare plans in Vermont.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
WellCare Absolute (PPO) H6594-002 Orange, Windham, Windsor, Caledonia, Rutland, Lamoille, Bennington, Addison, Washington, Essex Local PPO $0.00
WellCare Plus (PPO) H6594-003 Orange, Windham, Windsor, Caledonia, Rutland, Lamoille, Bennington, Addison, Washington, Essex Local PPO $27.60
WellCare Premier (PPO) H6594-001 Orange, Windham, Windsor, Caledonia, Rutland, Lamoille, Bennington, Addison, Washington, Essex Local PPO $0.00
WellCare Value (HMO) H1862-001 Orange, Windham, Windsor, Caledonia, Rutland, Lamoille, Bennington, Addison, Washington, Essex Local HMO $0.00

Medicare Plans in Vermont Offered by UnitedHealthcare

Though plans can vary from county to county, UnitedHealthcare offers these Medicare plans in Vermont.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
AARP Medicare Advantage Plan 1 (HMO) H1944-018 Orange, Windham, Windsor, Franklin, Caledonia, Chittenden, Rutland, Lamoille, Bennington, Addison, Grand Isle, Washington, Orleans, Essex Local HMO $20.00
AARP Medicare Advantage Plan 2 (HMO) H1944-028 Orange, Windham, Windsor, Franklin, Caledonia, Chittenden, Rutland, Lamoille, Bennington, Addison, Grand Isle, Washington, Orleans, Essex Local HMO $62.00
AARP Medicare Advantage Choice (Regional PPO) R7444-001 Orange, Windham, Windsor, Franklin, Caledonia, Chittenden, Rutland, Lamoille, Bennington, Addison, Grand Isle, Washington, Orleans, Essex Regional PPO $49.00
AARP Medicare Advantage Plan 3 (HMO) H1944-032 Orange, Windham, Windsor, Franklin, Caledonia, Chittenden, Rutland, Lamoille, Bennington, Addison, Grand Isle, Washington, Orleans, Essex Local HMO $0.00
UnitedHealthcare Medicare Advantage Assure (PPO) H0271-012 Orange, Windham, Windsor, Franklin, Caledonia, Chittenden, Rutland, Lamoille, Bennington, Addison, Grand Isle, Washington, Orleans, Essex Local PPO $24.80

Medicare Plans in Vermont Offered by MVP HEALTH CARE

Though plans can vary from county to county, MVP HEALTH CARE offers these Medicare plans in Vermont.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
MVP SmartFund (MSA) H5613-002 Orange, Windham, Windsor, Franklin, Caledonia, Chittenden, Rutland, Lamoille, Bennington, Addison, Grand Isle, Washington, Orleans, Essex MSA* MSAs do not have a monthly premium.
MVP Medicare Preferred Gold with Part D (HMO-POS) H3305-021 Orange, Windham, Windsor, Franklin, Caledonia, Chittenden, Rutland, Lamoille, Bennington, Addison, Grand Isle, Washington, Orleans, Essex Local HMO $140.00
MVP Medicare Secure Plus with Part D (HMO-POS) H3305-022 Orange, Windham, Windsor, Franklin, Caledonia, Chittenden, Rutland, Lamoille, Bennington, Addison, Grand Isle, Washington, Orleans, Essex Local HMO $90.00
MVP Medicare Preferred Gold without Part D (HMO-POS) H3305-020 Orange, Windham, Windsor, Franklin, Caledonia, Chittenden, Rutland, Lamoille, Bennington, Addison, Grand Isle, Washington, Orleans, Essex Local HMO * $0.00
MVP Medicare WellSelect with Part D (PPO) H9615-008 Orange, Windham, Windsor, Franklin, Caledonia, Chittenden, Rutland, Lamoille, Bennington, Addison, Grand Isle, Washington, Orleans, Essex Local PPO $0.00
MVP Medicare Secure with Part D (HMO-POS) H3305-032 Orange, Windham, Windsor, Franklin, Caledonia, Chittenden, Rutland, Lamoille, Bennington, Addison, Grand Isle, Washington, Orleans, Essex Local HMO $40.00
MVP Medicare WellSelect Plus with Part D (PPO) H9615-007 Orange, Windham, Windsor, Franklin, Caledonia, Chittenden, Rutland, Lamoille, Bennington, Addison, Grand Isle, Washington, Orleans, Essex Local PPO $116.00

Medicare Plans in Vermont Offered by Humana

Though plans can vary from county to county, Humana offers these Medicare plans in Vermont.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
HumanaChoice H5216-138 (PPO) H5216-138 Orange Local PPO $0.00
HumanaChoice H5216-057 (PPO) H5216-057 Orange Local PPO $59.00
HumanaChoice H5216-058 (PPO) H5216-058 Orange Local PPO $0.00
Humana Honor (PPO) H5216-059 Orange Local PPO* $0.00

Medicare Plans in Vermont Offered by Vermont Blue Advantage

Though plans can vary from county to county, Vermont Blue Advantage offers these Medicare plans in Vermont.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
Vermont Blue Advantage Freedom PPO (PPO) H6898-001 Orange, Windham, Windsor, Franklin, Caledonia, Chittenden, Rutland, Lamoille, Bennington, Addison, Grand Isle, Washington, Orleans, Essex Local PPO $0.00
Vermont Blue Advantage Unity HMO (HMO) H9489-001 Orange, Windham, Windsor, Franklin, Caledonia, Chittenden, Rutland, Lamoille, Bennington, Addison, Grand Isle, Washington, Orleans, Essex Local HMO $0.00
Vermont Blue Advantage Freedom Plus PPO (PPO) H6898-002 Orange, Windham, Windsor, Franklin, Caledonia, Chittenden, Rutland, Lamoille, Bennington, Addison, Grand Isle, Washington, Orleans, Essex Local PPO $59.00

Vermont Medicare Advantage Plans With No Additional Cost

If you decide to get Medicare Advantage in Vermont, you still have to pay your original Medicare Part B premium. Many VT Medicare companies offer Advantage plans that don’t cost any more than your original Medicare premium. Take a look at your options.

Zero-Cost {?{?state}} Medicare Advantage Plans

Plan Name County Preferred Pharmacy Copay/ Coinsurance 30-Day Supply MOOP for Part A & B Benefits
MVP SmartFund (MSA) – H5613-002-0 Chittenden, Lamoille, Orleans, Addison, Windham, Windsor, Caledonia, Grand Isle, Bennington, Essex, Orange, Rutland, Washington, Franklin This Plan does NOT include prescription drug coverage. N/A
AARP Medicare Advantage Plan 3 (HMO) – H1944-032-0 Chittenden, Lamoille, Orleans, Addison, Windham, Windsor, Caledonia, Grand Isle, Bennington, Essex, Orange, Rutland, Washington, Franklin Preferred Generic: $0.00, Generic: $10.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 33% $6,700
MVP Medicare WellSelect with Part D (PPO) – H9615-008-0 Orange Preferred Generic: $0.00, Generic: $12.00, Preferred Brand: $47.00, Non-Preferred Drug: 25%, Specialty Tier: 27% $7,550
Vermont Blue Advantage Freedom PPO (PPO) – H6898-001-0 Orange Preferred Generic: $0.00, Generic: $10.00, Preferred Brand: $45.00, Non-Preferred Drug: $100.00, Specialty Tier: 28% $6,900
Vermont Blue Advantage Unity HMO (HMO) – H9489-001-0 Orange Preferred Generic: $0.00, Generic: $10.00, Preferred Brand: $45.00, Non-Preferred Drug: $100.00, Specialty Tier: 28% $6,700
WellCare Absolute (PPO) – H6594-002-0 Lamoille, Addison, Windham, Windsor, Caledonia, Bennington, Essex, Orange, Rutland, Washington Preferred Generic: $0.00, Generic: $10.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 29% $7,550
WellCare Premier (PPO) – H6594-001-0 Lamoille, Addison, Windham, Windsor, Caledonia, Bennington, Essex, Orange, Rutland, Washington Preferred Generic: $0.00, Generic: $10.00, Preferred Brand: $47.00, Non-Preferred Drug: 48%, Specialty Tier: 33% $6,000
WellCare Value (HMO) – H1862-001-0 Lamoille, Addison, Windham, Windsor, Caledonia, Bennington, Essex, Orange, Rutland, Washington Preferred Generic: $0.00, Generic: $10.00, Preferred Brand: $47.00, Non-Preferred Drug: 45%, Specialty Tier: 33% $6,000
Humana Honor (PPO) – H5216-059-0 Orange This Plan does NOT include prescription drug coverage. $4,500
HumanaChoice H5216-058 (PPO) – H5216-058-0 Orange Preferred Generic: $2.00, Generic: $9.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 27% $6,700
HumanaChoice H5216-138 (PPO) – H5216-138-0 Orange Preferred Generic: $6.00, Generic: $16.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 27% $7,550

Standalone Medicare Part D Plans in Vermont

There is a wide variety of Medicare Part D plans available in every state, and Vermont is no exception. Keep in mind that plans vary by county, and don’t forget to check that your VT Medicare Advantage plan doesn’t already include Part D prescription drug coverage.

Standalone Medicare Part D Plans in Vermont

Plan Details Tiers
AARP MedicareRx Preferred (PDP)
S5820 – 002 – 0
by UnitedHealthcare
Monthly Premium: $86.00
Annual Deductible: $0
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $5.00
Tier 2: $10.00
Tier 3: $45.00
Tier 4: 40%
Tier 5: 33%
AARP MedicareRx Saver Plus (PDP)
S5921 – 348 – 0
by UnitedHealthcare
Monthly Premium: $31.90
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $5.00
Tier 3: $31.00
Tier 4: 40%
Tier 5: 25%
AARP MedicareRx Walgreens (PDP)
S5921 – 385 – 0
by UnitedHealthcare
Monthly Premium: $37.90
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $6.00
Tier 3: $40.00
Tier 4: 40%
Tier 5: 25%
Blue MedicareRx Premier (PDP)
S2893 – 003 – 0
by Anthem Blue Cross and Blue Shield
Monthly Premium: $135.00
Annual Deductible: $0
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: Yes
Tier 1: $1.00
Tier 2: $7.00
Tier 3: $30.00
Tier 4: 35%
Tier 5: 33%
Blue MedicareRx Value Plus (PDP)
S2893 – 001 – 0
by Anthem Blue Cross and Blue Shield
Monthly Premium: $50.50
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $6.00
Tier 3: $36.00
Tier 4: 40%
Tier 5: 25%
Cigna Secure Rx (PDP)
S5617 – 008 – 0
by Cigna
Monthly Premium: $36.50
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $3.00
Tier 3: $41.00
Tier 4: 50%
Tier 5: 25%
Cigna Secure-Essential Rx (PDP)
S5617 – 281 – 0
by Cigna
Monthly Premium: $24.00
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $2.00
Tier 3: 18%
Tier 4: 49%
Tier 5: 25%
Cigna Secure-Extra Rx (PDP)
S5617 – 247 – 0
by Cigna
Monthly Premium: $40.90
Annual Deductible: $100
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: Yes
Tier 1: $4.00
Tier 2: $10.00
Tier 3: $42.00
Tier 4: 50%
Tier 5: 31%
Elixir RxPlus (PDP)
S7694 – 125 – 0
by Elixir Insurance
Monthly Premium: $14.30
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $6.00
Tier 3: $43.00
Tier 4: 45%
Tier 5: 25%
Elixir RxSecure (PDP)
S7694 – 002 – 0
by Elixir Insurance
Monthly Premium: $34.40
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $7.00
Tier 3: 15%
Tier 4: 32%
Tier 5: 25%
Express Scripts Medicare – Choice (PDP)
S5660 – 206 – 0
by Express Scripts Medicare
Monthly Premium: $76.40
Annual Deductible: $100
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: Yes
Tier 1: $2.00
Tier 2: $7.00
Tier 3: $42.00
Tier 4: 50%
Tier 5: 31%
Express Scripts Medicare – Saver (PDP)
S5660 – 219 – 0
by Express Scripts Medicare
Monthly Premium: $27.40
Annual Deductible: $285
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $2.00
Tier 2: $7.00
Tier 3: $35.00
Tier 4: 50%
Tier 5: 28%
Express Scripts Medicare – Value (PDP)
S5660 – 105 – 0
by Express Scripts Medicare
Monthly Premium: $32.80
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $3.00
Tier 3: $30.00
Tier 4: 50%
Tier 5: 25%
Humana Basic Rx Plan (PDP)
S5884 – 102 – 0
by Humana
Monthly Premium: $35.10
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $1.00
Tier 3: 20%
Tier 4: 35%
Tier 5: 25%
Humana Premier Rx Plan (PDP)
S5884 – 149 – 0
by Humana
Monthly Premium: $65.40
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $4.00
Tier 3: $45.00
Tier 4: 49%
Tier 5: 25%
Humana Walmart Value Rx Plan (PDP)
S5884 – 182 – 0
by Humana
Monthly Premium: $17.20
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $4.00
Tier 3: 17%
Tier 4: 35%
Tier 5: 25%
Mutual of Omaha Rx Plus (PDP)
S7126 – 002 – 0
by Mutual of Omaha Rx
Monthly Premium: $87.10
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $2.00
Tier 3: 20%
Tier 4: 39%
Tier 5: 25%
Mutual of Omaha Rx Premier (PDP)
S7126 – 072 – 0
by Mutual of Omaha Rx
Monthly Premium: $25.10
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $2.00
Tier 3: 23%
Tier 4: 45%
Tier 5: 25%
SilverScript Choice (PDP)
S5601 – 004 – 0
by Aetna Medicare
Monthly Premium: $32.90
Annual Deductible: $225
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $5.00
Tier 3: $35.00
Tier 4: 41%
Tier 5: 29%
SilverScript Plus (PDP)
S5601 – 005 – 0
by Aetna Medicare
Monthly Premium: $72.00
Annual Deductible: $0
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: Yes
Tier 1: $0.00
Tier 2: $2.00
Tier 3: $47.00
Tier 4: 45%
Tier 5: 33%
SilverScript SmartRx (PDP)
S5601 – 177 – 0
by Aetna Medicare
Monthly Premium: $7.20
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $19.00
Tier 3: $46.00
Tier 4: 49%
Tier 5: 25%
WellCare Classic (PDP)
S4802 – 076 – 0
by WellCare
Monthly Premium: $31.00
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $2.00
Tier 3: $30.00
Tier 4: 34%
Tier 5: 25%
WellCare Medicare Rx Saver (PDP)
S5810 – 036 – 0
by WellCare
Monthly Premium: $35.70
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $2.00
Tier 3: $42.00
Tier 4: 37%
Tier 5: 25%
WellCare Medicare Rx Select (PDP)
S5810 – 276 – 0
by WellCare
Monthly Premium: $26.40
Annual Deductible: $400
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $3.00
Tier 3: $47.00
Tier 4: 42%
Tier 5: 25%
WellCare Medicare Rx Value Plus (PDP)
S5768 – 126 – 0
by WellCare
Monthly Premium: $74.40
Annual Deductible: $0
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $4.00
Tier 3: $47.00
Tier 4: 47%
Tier 5: 33%
WellCare Value Script (PDP)
S4802 – 137 – 0
by WellCare
Monthly Premium: $16.20
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $8.00
Tier 3: $43.00
Tier 4: 47%
Tier 5: 25%
WellCare Wellness Rx (PDP)
S4802 – 171 – 0
by WellCare
Monthly Premium: $14.40
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $8.00
Tier 3: $40.00
Tier 4: 46%
Tier 5: 25%

Compare Vermont Medicare Advantage Quotes

Now that you know all about Medicare Advantage and Part D plans in VT, it’s time to compare rates and find your best deal. Enter your ZIP code for fast, free Vermont Medicare quotes and start saving today.