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UPDATED: Oct 29, 2021

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The Highlights

  • There are 5 Medicare Avantage companies in Rhode Island
  • Standalone Medicare Part D Plans in Rhode Island are meant to help cover prescription drug costs
  • There are 16 plans that cost the same as your original Medicare in RI

There are several options in Rhode Island for Medicare Advantage plans. Medicare Advantage (Medicare Part C) is offered by five companies in Rhode Island; and options such as HMO, PPO, and POS may be available depending on which county you live in.

To make sure you’re getting the best RI Medicare provider and plan for your needs, compare rates and out-of-pocket costs to find the ideal coverage and cost combination for you.

If you’re ready to compare Medicare plans from the top companies in your county or across Rhode Island, enter your ZIP code for fast, free RI Medicare quotes today.

The Complete List of Rhode Island Medicare Advantage Companies

There are many companies offering Part C Medicare Advantage in RI. Below, you’ll find a complete listing of health insurance companies that offer Medicare Advantage plans in Rhode Island, the counties those plans are offered in, and the number of plans each company offers.

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Medicare Advantage Companies in Rhode Island

Company Number of Plans Counties
Aetna Medicare 2 Bristol, Newport, Providence, Washington, Kent
Blue Cross & Blue Shield of Rhode Island 8 Bristol, Newport, Providence, Washington, Kent
Lasso Healthcare 2 Bristol, Newport, Providence, Washington, Kent
UnitedHealthcare 10 Bristol, Newport, Providence, Washington, Kent
WellCare 4 Bristol, Newport, Providence, Washington, Kent

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Rhode Island Medicare Advantage Plans by Company

We’ve put together a list of all of plans available from each RI Medicare company to help you compare Medicare Advantage plans by company in Rhode Island. Take a look at the plans here.

Medicare Plans in Rhode Island Offered by Blue Cross & Blue Shield of Rhode Island

Though plans can vary from county to county, Blue Cross & Blue Shield of Rhode Island offers these Medicare plans in Rhode Island.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
BlueCHiP for Medicare Advance (HMO) H4152-017 Bristol, Newport, Providence, Washington, Kent Local HMO $0.00
BlueCHiP for Medicare Value (HMO-POS) H4152-020 Bristol, Newport, Providence, Washington, Kent Local HMO $0.00
HealthMate for Medicare (PPO) H3557-001 Bristol, Newport, Providence, Washington, Kent Local PPO $110.00
BlueCHiP for Medicare Standard with Drugs (HMO) H4152-013 Bristol, Newport, Providence, Washington, Kent Local HMO $61.00
BlueCHiP for Medicare Preferred (HMO-POS) H4152-007 Bristol, Newport, Providence, Washington, Kent Local HMO $266.00
BlueCHiP for Medicare Extra (HMO-POS) H4152-018 Bristol, Newport, Providence, Washington, Kent Local HMO $99.00
BlueCHiP for Medicare Plus (HMO) H4152-005 Bristol, Newport, Providence, Washington, Kent Local HMO $161.00
BlueCHiP for Medicare Core (HMO) H4152-004 Bristol, Newport, Providence, Washington, Kent Local HMO * $0.00

Medicare Plans in Rhode Island Offered by WellCare

Though plans can vary from county to county, WellCare offers these Medicare plans in Rhode Island.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
WellCare Absolute (PPO) H4699-002 Bristol, Newport, Providence, Washington, Kent Local PPO $0.00
WellCare Imperial (PPO D-SNP) H4699-003 Bristol, Newport, Providence, Washington, Kent Local PPO $0.00 for people who qualify for both Medicare and Medicaid.
WellCare Premier (PPO) H4699-001 Bristol, Newport, Providence, Washington, Kent Local PPO $0.00
WellCare Value (HMO) H9258-001 Bristol, Newport, Providence, Washington, Kent Local HMO $0.00

Medicare Plans in Rhode Island Offered by UnitedHealthcare

Though plans can vary from county to county, UnitedHealthcare offers these Medicare plans in Rhode Island.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
UnitedHealthcare Nursing Home Plan 2 (PPO I-SNP) H0710-035 Bristol, Newport, Providence, Washington, Kent Local PPO $35.20
AARP Medicare Advantage Choice (Regional PPO) R7444-001 Bristol, Newport, Providence, Washington, Kent Regional PPO $49.00
UnitedHealthcare Assisted Living Plan 2 (PPO I-SNP) H0710-050 Bristol, Newport, Providence, Washington, Kent Local PPO $30.90
UnitedHealthcare Assisted Living Plan 1 (PPO I-SNP) H2228-039 Bristol, Newport, Providence, Washington Local PPO $30.80
AARP Medicare Advantage Patriot (HMO-POS) H1944-015 Bristol, Newport, Providence, Washington, Kent Local HMO * $0.00
AARP Medicare Advantage Choice Plan 1 (PPO) H3442-006 Bristol, Newport, Providence, Washington, Kent Local PPO $0.00
AARP Medicare Advantage Plan 2 (HMO-POS) H1944-014 Bristol, Newport, Providence, Washington, Kent Local HMO $19.00
UnitedHealthcare Nursing Home Plan 1 (PPO I-SNP) H2228-002 Bristol, Newport, Providence, Washington, Kent Local PPO $35.20
UnitedHealthcare Dual Complete (HMO D-SNP) H3113-010 Bristol, Newport, Providence, Washington, Kent Local HMO $0.00 for people who qualify for both Medicare and Medicaid.
AARP Medicare Advantage Plan 1 (HMO-POS) H1944-016 Bristol, Newport, Providence, Washington, Kent Local HMO $0.00

Medicare Plans in Rhode Island Offered by Aetna Medicare

Though plans can vary from county to county, Aetna Medicare offers these Medicare plans in Rhode Island.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
Aetna Medicare Value Plan (HMO) H5793-016 Bristol, Newport, Providence, Washington, Kent Local HMO $0.00
Aetna Medicare Explorer Plan (PPO) H9431-009 Bristol, Newport, Providence, Washington, Kent Local PPO $0.00

Medicare Plans in Rhode Island Offered by Lasso Healthcare

Though plans can vary from county to county, Lasso Healthcare offers these Medicare plans in Rhode Island.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
Lasso Healthcare Growth (MSA) H1924-001 Bristol, Newport, Providence, Washington, Kent MSA* MSAs do not have a monthly premium.
Lasso Healthcare Growth Plus (MSA) H1924-004 Bristol, Newport, Providence, Washington, Kent MSA* MSAs do not have a monthly premium.

Rhode Island Medicare Advantage Plans With No Additional Cost

If you decide to get Medicare Advantage in Rhode Island, you still have to pay your original Medicare Part B premium. Many RI Medicare companies offer Advantage plans that don’t cost any more than your original Medicare premium. Take a look at your options.

Zero-Cost {?{?state}} Medicare Advantage Plans

Plan Name County Preferred Pharmacy Copay/ Coinsurance 30-Day Supply MOOP for Part A & B Benefits
Lasso Healthcare Growth (MSA) – H1924-001-0 Kent, Providence, Bristol, Washington, Newport This Plan does NOT include prescription drug coverage. N/A
Lasso Healthcare Growth Plus (MSA) – H1924-004-0 Kent, Providence, Bristol, Washington, Newport This Plan does NOT include prescription drug coverage. N/A
AARP Medicare Advantage Choice Plan 1 (PPO) – H3442-006-0 Kent, Providence, Bristol, Washington, Newport Preferred Generic: $0.00, Generic: $9.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 33% $5,900
AARP Medicare Advantage Patriot (HMO-POS) – H1944-015-0 Kent, Providence, Bristol, Washington, Newport This Plan does NOT include prescription drug coverage. $4,500
AARP Medicare Advantage Plan 1 (HMO-POS) – H1944-016-0 Kent, Providence, Bristol, Washington, Newport Preferred Generic: $2.00, Generic: $9.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 30% $5,100
Aetna Medicare Explorer Plan (PPO) – H9431-009-0 Kent, Providence, Bristol, Washington, Newport Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 33% $5,900
Aetna Medicare Value Plan (HMO) – H5793-016-0 Kent, Providence, Bristol, Washington, Newport Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 33% $5,900
BlueCHiP for Medicare Advance (HMO) – H4152-017-0 Kent, Providence, Bristol, Washington, Newport Preferred Generic: $2.00, Generic: $9.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 29% $5,000
BlueCHiP for Medicare Core (HMO) – H4152-004-0 Kent, Providence, Bristol, Washington, Newport This Plan does NOT include prescription drug coverage. $3,500
BlueCHiP for Medicare Value (HMO-POS) – H4152-020-0 Kent, Providence, Bristol, Washington, Newport Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 33% $5,000
Neighborhood INTEGRITY (Medicare-Medicaid Plan) – H9576-001-0 Kent, Providence, Bristol, Washington, Newport Tier 1: 0%, Tier 2: 0%, Tier 3: 0% N/A
WellCare Absolute (PPO) – H4699-002-0 Kent, Providence, Bristol, Washington, Newport Preferred Generic: $0.00, Generic: $10.00, Preferred Brand: $47.00, Non-Preferred Drug: 45%, Specialty Tier: 30% $7,550
WellCare Premier (PPO) – H4699-001-0 Kent, Providence, Bristol, Washington, Newport Preferred Generic: $0.00, Generic: $10.00, Preferred Brand: $47.00, Non-Preferred Drug: 45%, Specialty Tier: 33% $5,000
WellCare Value (HMO) – H9258-001-0 Kent, Providence, Bristol, Washington, Newport Preferred Generic: $0.00, Generic: $10.00, Preferred Brand: $47.00, Non-Preferred Drug: 46%, Specialty Tier: 33% $5,000
WellCare Imperial (PPO D-SNP) – H4699-003-0 Kent, Providence, Bristol, Washington, Newport Preferred Generic: $0.00, Generic: $4.00, Preferred Brand: $42.00, Non-Preferred Drug: 50%, Specialty Tier: 25% N/A
UnitedHealthcare Dual Complete (HMO D-SNP) – H3113-010-0 Kent, Providence, Bristol, Washington, Newport Tier 1: $0.00, Tier 2: $0.00, Tier 3: $0.00, Tier 4: $0.00, Tier 5: $0.00 N/A

Standalone Medicare Part D Plans in Rhode Island

There is a wide variety of Medicare Part D plans available in every state, and Rhode Island is no exception. Keep in mind that plans vary by county, and don’t forget to check that your RI Medicare Advantage plan doesn’t already include Part D prescription drug coverage.

Standalone Medicare Part D Plans in Rhode Island

Plan Details Tiers
AARP MedicareRx Preferred (PDP)
S5820 – 002 – 0
by UnitedHealthcare
Monthly Premium: $86.00
Annual Deductible: $0
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $5.00
Tier 2: $10.00
Tier 3: $45.00
Tier 4: 40%
Tier 5: 33%
AARP MedicareRx Saver Plus (PDP)
S5921 – 348 – 0
by UnitedHealthcare
Monthly Premium: $31.90
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $5.00
Tier 3: $31.00
Tier 4: 40%
Tier 5: 25%
AARP MedicareRx Walgreens (PDP)
S5921 – 385 – 0
by UnitedHealthcare
Monthly Premium: $37.90
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $6.00
Tier 3: $40.00
Tier 4: 40%
Tier 5: 25%
Blue MedicareRx Premier (PDP)
S2893 – 003 – 0
by Anthem Blue Cross and Blue Shield
Monthly Premium: $135.00
Annual Deductible: $0
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: Yes
Tier 1: $1.00
Tier 2: $7.00
Tier 3: $30.00
Tier 4: 35%
Tier 5: 33%
Blue MedicareRx Value Plus (PDP)
S2893 – 001 – 0
by Anthem Blue Cross and Blue Shield
Monthly Premium: $50.50
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $6.00
Tier 3: $36.00
Tier 4: 40%
Tier 5: 25%
Cigna Secure Rx (PDP)
S5617 – 008 – 0
by Cigna
Monthly Premium: $36.50
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $3.00
Tier 3: $41.00
Tier 4: 50%
Tier 5: 25%
Cigna Secure-Essential Rx (PDP)
S5617 – 281 – 0
by Cigna
Monthly Premium: $24.00
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $2.00
Tier 3: 18%
Tier 4: 49%
Tier 5: 25%
Cigna Secure-Extra Rx (PDP)
S5617 – 247 – 0
by Cigna
Monthly Premium: $40.90
Annual Deductible: $100
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: Yes
Tier 1: $4.00
Tier 2: $10.00
Tier 3: $42.00
Tier 4: 50%
Tier 5: 31%
Elixir RxPlus (PDP)
S7694 – 125 – 0
by Elixir Insurance
Monthly Premium: $14.30
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $6.00
Tier 3: $43.00
Tier 4: 45%
Tier 5: 25%
Elixir RxSecure (PDP)
S7694 – 002 – 0
by Elixir Insurance
Monthly Premium: $34.40
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $7.00
Tier 3: 15%
Tier 4: 32%
Tier 5: 25%
Express Scripts Medicare – Choice (PDP)
S5660 – 206 – 0
by Express Scripts Medicare
Monthly Premium: $76.40
Annual Deductible: $100
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: Yes
Tier 1: $2.00
Tier 2: $7.00
Tier 3: $42.00
Tier 4: 50%
Tier 5: 31%
Express Scripts Medicare – Saver (PDP)
S5660 – 219 – 0
by Express Scripts Medicare
Monthly Premium: $27.40
Annual Deductible: $285
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $2.00
Tier 2: $7.00
Tier 3: $35.00
Tier 4: 50%
Tier 5: 28%
Express Scripts Medicare – Value (PDP)
S5660 – 105 – 0
by Express Scripts Medicare
Monthly Premium: $32.80
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $3.00
Tier 3: $30.00
Tier 4: 50%
Tier 5: 25%
Humana Basic Rx Plan (PDP)
S5884 – 102 – 0
by Humana
Monthly Premium: $35.10
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $1.00
Tier 3: 20%
Tier 4: 35%
Tier 5: 25%
Humana Premier Rx Plan (PDP)
S5884 – 149 – 0
by Humana
Monthly Premium: $65.40
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $4.00
Tier 3: $45.00
Tier 4: 49%
Tier 5: 25%
Humana Walmart Value Rx Plan (PDP)
S5884 – 182 – 0
by Humana
Monthly Premium: $17.20
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $4.00
Tier 3: 17%
Tier 4: 35%
Tier 5: 25%
Mutual of Omaha Rx Plus (PDP)
S7126 – 002 – 0
by Mutual of Omaha Rx
Monthly Premium: $87.10
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $2.00
Tier 3: 20%
Tier 4: 39%
Tier 5: 25%
Mutual of Omaha Rx Premier (PDP)
S7126 – 072 – 0
by Mutual of Omaha Rx
Monthly Premium: $25.10
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $2.00
Tier 3: 23%
Tier 4: 45%
Tier 5: 25%
SilverScript Choice (PDP)
S5601 – 004 – 0
by Aetna Medicare
Monthly Premium: $32.90
Annual Deductible: $225
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $5.00
Tier 3: $35.00
Tier 4: 41%
Tier 5: 29%
SilverScript Plus (PDP)
S5601 – 005 – 0
by Aetna Medicare
Monthly Premium: $72.00
Annual Deductible: $0
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: Yes
Tier 1: $0.00
Tier 2: $2.00
Tier 3: $47.00
Tier 4: 45%
Tier 5: 33%
SilverScript SmartRx (PDP)
S5601 – 177 – 0
by Aetna Medicare
Monthly Premium: $7.20
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $19.00
Tier 3: $46.00
Tier 4: 49%
Tier 5: 25%
WellCare Classic (PDP)
S4802 – 076 – 0
by WellCare
Monthly Premium: $31.00
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $2.00
Tier 3: $30.00
Tier 4: 34%
Tier 5: 25%
WellCare Medicare Rx Saver (PDP)
S5810 – 036 – 0
by WellCare
Monthly Premium: $35.70
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $2.00
Tier 3: $42.00
Tier 4: 37%
Tier 5: 25%
WellCare Medicare Rx Select (PDP)
S5810 – 276 – 0
by WellCare
Monthly Premium: $26.40
Annual Deductible: $400
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $3.00
Tier 3: $47.00
Tier 4: 42%
Tier 5: 25%
WellCare Medicare Rx Value Plus (PDP)
S5768 – 126 – 0
by WellCare
Monthly Premium: $74.40
Annual Deductible: $0
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $4.00
Tier 3: $47.00
Tier 4: 47%
Tier 5: 33%
WellCare Value Script (PDP)
S4802 – 137 – 0
by WellCare
Monthly Premium: $16.20
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $8.00
Tier 3: $43.00
Tier 4: 47%
Tier 5: 25%
WellCare Wellness Rx (PDP)
S4802 – 171 – 0
by WellCare
Monthly Premium: $14.40
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $8.00
Tier 3: $40.00
Tier 4: 46%
Tier 5: 25%

Compare Rhode Island Medicare Advantage Quotes

Now that you know all about Medicare Advantage and Part D plans in RI, it’s time to compare rates and find your best deal. Enter your ZIP code for fast, free Rhode Island Medicare quotes and start saving today.