Karen Condor

Insurance and Finance Writer

Karen Condor is an insurance and finance writer who has degrees in both journalism and communications. She began her career as a reporter covering local and state affairs. Her extensive experience includes management positions in newspapers, magazines, newsletters, and online marketing content. She has utilized her researching, writing, and communications talents in the areas of human resources...

Insurance and Finance Writer

Jeff Root

Licensed Insurance Agent

Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...

Licensed Insurance Agent

UPDATED: Dec 12, 2023

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider. Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance related. We update our site regularly, and all content is reviewed by life insurance experts.

UPDATED: Dec 12, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider. Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 12, 2023Fact Checked

pay

Uninsured drivers in Kansas may want to rethink their decision.

The Kansas Legislature has passed the so-called “No Pay/No Play” bill (SB 136), a piece of legislation that aims to encourage more drivers to purchase auto insurance, which is mandated by state law.

Their goal is to reduce the number of uninsured drivers on Kansas roadways, according to a press release from the Property and Casualty Insurers Association of America (PCI).

How Does the Proposed Law Work?

A No Pay/No Play law would prohibit the ability of drivers to recover non-economic damages in the event they suffer bodily injury as a result of an accident if they do not have personal injury protection coverage (PIP).

What we’re talking about here is “pain and suffering” damages. Uninsured motorists would still legally be able to collect damages for bodily injury and property damage that results from another’s negligence…just not the “extra” money beyond that.

Kansas is taking the position that if you’re not capable of providing certain benefits (i.e. pain and suffering damages) if you’re the at-fault driver, then you don’t deserve to collect them yourself if someone harms you.

And it’s not acting as a rogue state here. The release notes that Alaska, California, Iowa, Louisiana, Michigan, New Jersey, North Dakota and Oregon all have statutes based on the concept of no pay/no play as well.

In addition to Kansas, Minnesota and Montana also considered no pay/no play legislation this year.

Contact a local independent insurance agent or get insurance quotes online if you think now might be a good time to revisit the idea of purchasing insurance coverage.

Read more: Is car insurance required in every state?

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Karen Condor

Insurance and Finance Writer

Karen Condor is an insurance and finance writer who has degrees in both journalism and communications. She began her career as a reporter covering local and state affairs. Her extensive experience includes management positions in newspapers, magazines, newsletters, and online marketing content. She has utilized her researching, writing, and communications talents in the areas of human resources...

Insurance and Finance Writer

Jeff Root

Licensed Insurance Agent

Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance related. We update our site regularly, and all content is reviewed by life insurance experts.