Least Expensive Cars to Insure

June 15, 2009 No Comments »

smart fortwo

We’ve looked at the most expensive cars to insure, so it’d only be natural to look at the “least expensive cars to insure” as well.

As expected, most cars that made this list are cheap to buy or lease, and come from the smaller car manufacturers, such as Kia, Saturn, and Hyundai; some Minivans also made the list.

Once again, the data comes from Forbes, and is based on an annual auto insurance policy for a 40-year old male driver with policy limits of $100,000 for bodily injury for one person, $300,000 for total injuries, and $50,000 for property damage (auto insurance liability limits).

This supposed driver commutes an average of 12 miles per day to work, has a $500 deductible for collision and comprehensive coverage, and has elected to purchase uninsured motorist coverage.

As noted in the article for expensive auto insurance premiums, the numbers shouldn’t be taken at face value, as a number of other factors will determine your actual premium, depending upon things like your age, driving record, and more (how car insurance rates are determined).

That said, here’s the list of the cheapest cars to insure:

1.    Hyundai Santa Fe – $832
2.    Kia Sportage – $840
3.    Hyundai Entourage – $848
4.    Kia Sedona – $857
5.    Kia Rio5 – $870
6.    Honda Odyssey – $871
7.    Smart fortwo – $881
8.    Saturn Vue – $911
9.    Mazda Tribute – $913
10.    Chrysler Town & Country – $915

(photo: drewgstephens)

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