Honda Accord Tops Most Stolen List
Read now for a list of the most stolen vehicles in the U.S. from the National Insurance Crime Bureau. The Honda Accord and Civic top the list of most stolen cars, along with the Toyota Camry and the full-size Chevy Pickup. Make sure you have comprehensive insurance coverage to protect you from car theft. Enter your ZIP code below to start comparing car insurance quotes for free.
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
UPDATED: Sep 13, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider. Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance related. We update our site regularly, and all content is reviewed by life insurance experts.
The National Insurance Crime Bureau released its “Hot Wheels” report this week, which details the “hottest cars” as reported by law enforcement each year.
By hot, we don’t mean a dented Corvette driven by Lance Burton. We’re talking stolen baby!
So without further ado, here is the list of the most stolen vehicles in the nation during 2010:
1. 1994 Honda Accord
2. 1995 Honda Civic
3. 1991 Toyota Camry
4. 1999 Chevrolet Pickup (Full Size)
5. 1997 Ford F150 Series/Pickup
6. 2004 Dodge Ram
7. 2000 Dodge Caravan
8. 1994 Acura Integra
9. 2002 Ford Explorer
10. 1999 Ford Taurus
Unsurprisingly, popular cars such as the Honda Accord and Civic, along with the Toyota Camry, topped the list. These models have long been notorious for being a target of car thieves and those looking to steal personal belongings out of them causing property damage.
It’s a simple law of numbers in some ways. Honda Civics and Accords are affordable and reliable. So there are thousands on the road at any given time of all ages. If a car thief is looking for a car to break in or steal, there’s a good chance they’ll be in the proximity of at least one Civic or Accord. As you can see from the list above, Hondas aren’t the only targets.
For the first time since 2002, thieves went for domestic brands as opposed to foreign, as Ford grabbed three of the top 10 spots, Dodge two, and Chevy one.
The good news is vehicle theft was down 7.2 percent from figures seen in 2009 and is now at its lowest level since 1967!
You can thank improved technology for that – most cars these days have some level of security, whether it be an alarm, an immobilizing device, or a tracking device, unlike some older models still on the road. While common insurance requirements don’t include car alarms, you may qualify for discounts if you have one. More importantly, you could save yourself a lot of hassle in not having to file a covered claim.
Where does car insurance come in?
We’re glad you asked. The report found that certain models of older cars and trucks were a popular choice for thieves because of the value of their parts. While cars typically lose value with age, working parts that are compatible with older cars can be hard to come by. Dedicated car enthusiasts who want to restore classic cars may pay top dollar for used but functional parts.
Of course, this creates an issue for car owners who lose their classic cars to thieves who strip them for parts. There’s a bigger problem, though. Many of these older cars aren’t properly insured against theft.
The other component is collision insurance coverage, which covers your vehicle in the event of a collision.
Physical damage coverage is optional, unless your lease your car and it is required by the loss payee.
Without “comp,” you’d be out of luck if your car were to be stolen. This is why you may want to think twice about dropping it, even if it’s an older car. There’s another important factor to consider.
In a traditional sense, the auto insurance deductible could exceed the value of your older car. So it wouldn’t make sense to carry the coverage, as you wouldn’t see a dime from the insurance company. If you’re carrying a traditional policy on a classic car, they may not know how to properly value your car, especially with the custom parts and restoration required to keep classic cars looking their best. This is why more people are buying custom policies meant for classic cars.
For the record, regardless of how old or worthless your car is, you’re still required to carry proof of insurance for the state minimum car insurance (liability-only car insurance) if it’s street legal. The minimum amounts cover bodily injury and a modest amount of property damage after a small accident. Having higher liability policies to cover bigger accidents has become increasingly common for drivers who want to protect their interests.
This protects other drivers from your negligence, and is the “mandatory” component of car insurance. Having a higher amount of the right type of insurance could save you from being sued for additional damages including the legal fees to sue you.
If you’ve got questions about your auto insurance coverage, contact your insurance company or insurance agent to ensure you’re properly covered in the event of theft. You can discuss things like additional insureds, business insurance if you’re driving for work, and more.
(photo: Rennett Stowe)