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Founder, CFP®

UPDATED: Oct 29, 2021

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The Highlights

  • You can choose from Delaware HMO and PPO Medicare Advantage plans
  • There are 5 Medicare Avantage companies in Delaware
  • If you choose Medicare Advantage, you’ll still need to pay your Delaware original Medicare premium

There are several options in Delaware for Medicare Advantage plans. Medicare Advantage (Medicare Part C) is offered by five companies in Delaware; and options such as HMO, PPO, and POS may be available depending on which county you live in.

To make sure you’re getting the best DE Medicare provider and plan for your needs, compare rates and out-of-pocket costs to find the ideal coverage and cost combination for you.

If you’re ready to compare Medicare plans from the top companies in your county or across Delaware, enter your ZIP code for fast, free DE Medicare quotes today.

The Complete List of Delaware Medicare Advantage Companies

There are many companies offering Part C Medicare Advantage in DE. Below, you’ll find a complete listing of health insurance companies that offer Medicare Advantage plans in Delaware, the counties those plans are offered in, and the number of plans each company offers.

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Medicare Advantage Companies in Delaware

Company Number of Plans Counties
Aetna Medicare 5 Sussex, Kent, New Castle
Cigna 6 Sussex, Kent, New Castle
Humana 4 Sussex, Kent, New Castle
Lasso Healthcare 2 Sussex, Kent, New Castle
UnitedHealthcare 6 Sussex, Kent, New Castle

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Delaware Medicare Advantage Plans by Company

We’ve put together a list of all of plans available from each DE Medicare company to help you compare Medicare Advantage plans by company in Delaware. Take a look at the plans here.

Medicare Plans in Delaware Offered by Cigna

Though plans can vary from county to county, Cigna offers these Medicare plans in Delaware.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
Cigna TotalCare (HMO D-SNP) H2108-001 Sussex, Kent, New Castle Local HMO $0.00 for people who qualify for both Medicare and Medicaid.
Cigna Preferred Medicare (HMO) H2108-028 Sussex, Kent, New Castle Local HMO $0.00
Cigna Traditions Medicare (HMO I-SNP) H2108-020 Sussex, Kent, New Castle Local HMO $32.30
Cigna Achieve Medicare (HMO C-SNP) H2108-029 Sussex, Kent, New Castle Local HMO $69.00
Cigna True Choice Plus Medicare (PPO) H7849-009 New Castle Local PPO $59.00
Cigna True Choice Medicare (PPO) H7849-008 New Castle Local PPO $0.00

Medicare Plans in Delaware Offered by UnitedHealthcare

Though plans can vary from county to county, UnitedHealthcare offers these Medicare plans in Delaware.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
UnitedHealthcare Nursing Home Plan 2 (PPO I-SNP) H0710-017 Sussex, Kent, New Castle Local PPO $37.20
AARP Medicare Advantage Choice (PPO) H2228-093 Sussex, Kent, New Castle Local PPO $0.00
AARP Medicare Advantage Patriot (HMO) H7445-006 Sussex, Kent, New Castle Local HMO * $0.00
UnitedHealthcare Nursing Home Plan 1 (PPO I-SNP) H2228-010 Sussex, Kent, New Castle Local PPO $32.30
UnitedHealthcare Dual Complete (HMO D-SNP) H3113-011 Sussex, Kent, New Castle Local HMO $0.00 for people who qualify for both Medicare and Medicaid.
AARP Medicare Advantage (HMO) H7445-005 Sussex, Kent, New Castle Local HMO $0.00

Medicare Plans in Delaware Offered by Lasso Healthcare

Though plans can vary from county to county, Lasso Healthcare offers these Medicare plans in Delaware.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
Lasso Healthcare Growth (MSA) H1924-001 Sussex, Kent, New Castle MSA* MSAs do not have a monthly premium.
Lasso Healthcare Growth Plus (MSA) H1924-004 Sussex, Kent, New Castle MSA* MSAs do not have a monthly premium.

Medicare Plans in Delaware Offered by Aetna Medicare

Though plans can vary from county to county, Aetna Medicare offers these Medicare plans in Delaware.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
Aetna Medicare Value (PPO) H5521-262 Sussex, Kent, New Castle Local PPO $0.00
Aetna Medicare Advantra Value (HMO) H3959-055 Sussex, Kent, New Castle Local HMO $0.00
Aetna Medicare Premier Plus (PPO) H5521-095 Sussex, Kent, New Castle Local PPO $98.00
Aetna Medicare Elite (HMO) H3931-104 Sussex, Kent, New Castle Local HMO $0.00
Aetna Medicare Premier Plus (HMO) H3931-102 Sussex, Kent, New Castle Local HMO $100.00

Medicare Plans in Delaware Offered by Humana

Though plans can vary from county to county, Humana offers these Medicare plans in Delaware.

Plan Name Base Plan ID Counties Plan Type Monthly Premium
Humana Gold Plus SNP-DE H6622-051 (HMO D-SNP) H6622-051 Sussex, Kent, New Castle Local HMO $0.00 for people who qualify for both Medicare and Medicaid.
Humana Gold Plus H6622-010 (HMO) H6622-010 Sussex, Kent, New Castle Local HMO $0.00
HumanaChoice H5216-028 (PPO) H5216-028 Sussex, Kent, New Castle Local PPO $69.00
Humana Honor (PPO) H5216-127 Sussex, Kent, New Castle Local PPO* $0.00

Delaware Medicare Advantage Plans With No Additional Cost

If you decide to get Medicare Advantage in Delaware, you still have to pay your original Medicare Part B premium. Many DE Medicare companies offer Advantage plans that don’t cost any more than your original Medicare premium. Take a look at your options.

Zero-Cost {?{?state}} Medicare Advantage Plans

Plan Name County Preferred Pharmacy Copay/ Coinsurance 30-Day Supply MOOP for Part A & B Benefits
Lasso Healthcare Growth (MSA) – H1924-001-0 Kent, Sussex, New Castle This Plan does NOT include prescription drug coverage. N/A
Lasso Healthcare Growth Plus (MSA) – H1924-004-0 Kent, Sussex, New Castle This Plan does NOT include prescription drug coverage. N/A
AARP Medicare Advantage (HMO) – H7445-005-0 Kent, Sussex, New Castle Preferred Generic: $0.00, Generic: $8.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 33% $4,500
AARP Medicare Advantage Choice (PPO) – H2228-093-0 Kent, Sussex, New Castle Preferred Generic: $0.00, Generic: $10.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 33% $5,900
AARP Medicare Advantage Patriot (HMO) – H7445-006-0 Kent, Sussex, New Castle This Plan does NOT include prescription drug coverage. $5,900
Aetna Medicare Advantra Value (HMO) – H3959-055-0 Kent, Sussex, New Castle Preferred Generic: $0.00, Generic: $5.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 30% $7,550
Aetna Medicare Elite (HMO) – H3931-104-0 Kent, Sussex, New Castle Preferred Generic: $0.00, Generic: $10.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 31% $7,550
Aetna Medicare Value (PPO) – H5521-262-0 Kent, Sussex, New Castle Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 29% $7,550
Cigna Preferred Medicare (HMO) – H2108-028-0 Kent, Sussex, New Castle Preferred Generic: $0.00, Generic: $5.00, Preferred Brand: $42.00, Non-Preferred Drug: $95.00, Specialty Tier: 33% $6,900
Humana Gold Plus H6622-010 (HMO) – H6622-010-0 New Castle Preferred Generic: $2.00, Generic: $8.00, Preferred Brand: $45.00, Non-Preferred Drug: $95.00, Specialty Tier: 33% $4,900
Humana Honor (PPO) – H5216-127-0 Kent, Sussex, New Castle This Plan does NOT include prescription drug coverage. $6,700
Cigna TotalCare (HMO D-SNP) – H2108-001-0 Kent, Sussex, New Castle Tier 1: 15%, Tier 2: 15%, Tier 3: 15%, Tier 4: 15%, Tier 5: 15% N/A
Humana Gold Plus SNP-DE H6622-051 (HMO D-SNP) – H6622-051-0 Kent, Sussex, New Castle Preferred Generic: $3.00, Generic: $20.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 25% N/A
UnitedHealthcare Dual Complete (HMO D-SNP) – H3113-011-0 Kent, Sussex, New Castle Tier 1: $0.00, Tier 2: $0.00, Tier 3: $0.00, Tier 4: $0.00, Tier 5: $0.00 N/A
Cigna True Choice Medicare (PPO) – H7849-008-0 New Castle Preferred Generic: $0.00, Generic: $5.00, Preferred Brand: $42.00, Non-Preferred Drug: $95.00, Specialty Tier: 33% $7,300

Standalone Medicare Part D Plans in Delaware

There is a wide variety of Medicare Part D plans available in every state, and Delaware is no exception. Keep in mind that plans vary by county, and don’t forget to check that your DE Medicare Advantage plan doesn’t already include Part D prescription drug coverage.

Standalone Medicare Part D Plans in Delaware

Plan Details Tiers
AARP MedicareRx Preferred (PDP)
S5820 – 004 – 0
by UnitedHealthcare
Monthly Premium: $87.90
Annual Deductible: $0
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $5.00
Tier 2: $10.00
Tier 3: $45.00
Tier 4: 40%
Tier 5: 33%
AARP MedicareRx Saver Plus (PDP)
S5921 – 350 – 0
by UnitedHealthcare
Monthly Premium: $28.90
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $7.00
Tier 3: $31.00
Tier 4: 40%
Tier 5: 25%
AARP MedicareRx Walgreens (PDP)
S5921 – 387 – 0
by UnitedHealthcare
Monthly Premium: $31.60
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $6.00
Tier 3: $40.00
Tier 4: 40%
Tier 5: 25%
Cigna Secure Rx (PDP)
S5617 – 214 – 0
by Cigna
Monthly Premium: $27.50
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $2.00
Tier 3: $33.00
Tier 4: 50%
Tier 5: 25%
Cigna Secure-Essential Rx (PDP)
S5617 – 284 – 0
by Cigna
Monthly Premium: $24.00
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $2.00
Tier 3: 18%
Tier 4: 42%
Tier 5: 25%
Cigna Secure-Extra Rx (PDP)
S5617 – 250 – 0
by Cigna
Monthly Premium: $57.50
Annual Deductible: $100
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: Yes
Tier 1: $4.00
Tier 2: $10.00
Tier 3: $42.00
Tier 4: 50%
Tier 5: 31%
Clear Spring Health Premier Rx (PDP)
S6946 – 031 – 0
by Clear Spring Health
Monthly Premium: $13.70
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $3.00
Tier 3: $40.00
Tier 4: 40%
Tier 5: 25%
Clear Spring Health Value Rx (PDP)
S6946 – 002 – 0
by Clear Spring Health
Monthly Premium: $28.10
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $3.00
Tier 3: $42.00
Tier 4: 33%
Tier 5: 25%
Elixir RxPlus (PDP)
S7694 – 122 – 0
by Elixir Insurance
Monthly Premium: $15.10
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $6.00
Tier 3: $43.00
Tier 4: 45%
Tier 5: 25%
Elixir RxSecure (PDP)
S7694 – 005 – 0
by Elixir Insurance
Monthly Premium: $29.40
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $7.00
Tier 3: 15%
Tier 4: 29%
Tier 5: 25%
Express Scripts Medicare – Choice (PDP)
S5660 – 208 – 0
by Express Scripts Medicare
Monthly Premium: $65.70
Annual Deductible: $100
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: Yes
Tier 1: $2.00
Tier 2: $7.00
Tier 3: $42.00
Tier 4: 50%
Tier 5: 31%
Express Scripts Medicare – Saver (PDP)
S5660 – 221 – 0
by Express Scripts Medicare
Monthly Premium: $28.50
Annual Deductible: $285
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $2.00
Tier 2: $7.00
Tier 3: $35.00
Tier 4: 50%
Tier 5: 28%
Express Scripts Medicare – Value (PDP)
S5660 – 107 – 0
by Express Scripts Medicare
Monthly Premium: $30.50
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $3.00
Tier 3: $35.00
Tier 4: 47%
Tier 5: 25%
Humana Basic Rx Plan (PDP)
S5884 – 103 – 0
by Humana
Monthly Premium: $30.30
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $1.00
Tier 3: 20%
Tier 4: 33%
Tier 5: 25%
Humana Premier Rx Plan (PDP)
S5884 – 151 – 0
by Humana
Monthly Premium: $66.00
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $4.00
Tier 3: $45.00
Tier 4: 49%
Tier 5: 25%
Humana Walmart Value Rx Plan (PDP)
S5884 – 184 – 0
by Humana
Monthly Premium: $17.20
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $4.00
Tier 3: 19%
Tier 4: 35%
Tier 5: 25%
Mutual of Omaha Rx Plus (PDP)
S7126 – 004 – 0
by Mutual of Omaha Rx
Monthly Premium: $97.50
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $2.00
Tier 3: 20%
Tier 4: 34%
Tier 5: 25%
Mutual of Omaha Rx Premier (PDP)
S7126 – 074 – 0
by Mutual of Omaha Rx
Monthly Premium: $24.20
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $2.00
Tier 3: 23%
Tier 4: 43%
Tier 5: 25%
SilverScript Choice (PDP)
S5601 – 010 – 0
by Aetna Medicare
Monthly Premium: $28.20
Annual Deductible: $400
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $5.00
Tier 3: $35.00
Tier 4: 40%
Tier 5: 25%
SilverScript Plus (PDP)
S5601 – 011 – 0
by Aetna Medicare
Monthly Premium: $65.90
Annual Deductible: $0
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: Yes
Tier 1: $0.00
Tier 2: $2.00
Tier 3: $47.00
Tier 4: 50%
Tier 5: 33%
SilverScript SmartRx (PDP)
S5601 – 180 – 0
by Aetna Medicare
Monthly Premium: $7.30
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $19.00
Tier 3: $46.00
Tier 4: 49%
Tier 5: 25%
WellCare Classic (PDP)
S4802 – 079 – 0
by WellCare
Monthly Premium: $28.30
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $4.00
Tier 3: $32.00
Tier 4: 33%
Tier 5: 25%
WellCare Medicare Rx Saver (PDP)
S5810 – 039 – 0
by WellCare
Monthly Premium: $30.00
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $4.00
Tier 3: $43.00
Tier 4: 36%
Tier 5: 25%
WellCare Medicare Rx Select (PDP)
S5810 – 279 – 0
by WellCare
Monthly Premium: $26.40
Annual Deductible: $425
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $3.00
Tier 3: $47.00
Tier 4: 42%
Tier 5: 25%
WellCare Medicare Rx Value Plus (PDP)
S5768 – 128 – 0
by WellCare
Monthly Premium: $76.60
Annual Deductible: $0
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $4.00
Tier 3: $47.00
Tier 4: 47%
Tier 5: 33%
WellCare Value Script (PDP)
S4802 – 140 – 0
by WellCare
Monthly Premium: $16.20
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $8.00
Tier 3: $43.00
Tier 4: 47%
Tier 5: 25%
WellCare Wellness Rx (PDP)
S4802 – 174 – 0
by WellCare
Monthly Premium: $14.90
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $8.00
Tier 3: $40.00
Tier 4: 46%
Tier 5: 25%

Compare Delaware Medicare Advantage Quotes

Now that you know all about Medicare Advantage and Part D plans in DE, it’s time to compare rates and find your best deal. Enter your ZIP code for fast, free Delaware Medicare quotes and start saving today.