Shuman Roy is an entrepreneur, business owner, and musician. He started RoysNoys, LLC in 2013 as a music production and education service company. He also offers small business consulting and advisory services to help businesses get from start-up mode to turn-key operations. Shuman earned his M.B.A from the Stern School of Business in 2001 and has an undergraduate degree from Manhattan College in ...

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...

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Reviewed by Joel Ohman
Founder, CFP® Joel Ohman

UPDATED: Jul 19, 2021

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Company Details
Address: 7119 Florida Blvd G
City: Baton Rouge
State: Louisiana
ZIP Code: 70806
Phone Number: 225-926-7000
Year Founded: 2009
AM Best Rating: N/A

If you are searching for new, more affordable car insurance in 2021, you may have come across GoAuto Insurance.

This small company operates out of Louisiana, Nevada, and Ohio and provides basic coverage to its customers in those communities.

To learn what is an insurance quote that would work for you, and what this company offers, we’ve done a GoAuto Insurance Review, to help you to decide if they are a match for you and your family.

Want to look at other car insurance providers near you? Enter your ZIP code above and we will help you find the right insurance company for you.

What coverage does GoAuto Insurance provide? 

In our GoAuto insurance review, we found that GoAuto Insurance offers basic coverage in an effort to keep its costs low and provide the best rates for its customers.

To this end, they offer the following coverage types:

  • comprehensive coverage
  • collision coverage
  • under/uninsured property damage coverage
  • under/uninsured bodily injury coverage
  • medical payments
  • towing coverage
  • rental reimbursement coverage

While this coverage is very simple, GoAuto Insurance does offer options to customize your policy. You can choose your deductible amount, what coverages you want, and how to pay them, either monthly or quarterly.

This ability to customize your policy gives GoAuto Insurance a big-company feel despite its size and may allow for more people to take advantage of their rates.

GoAuto Insurance specializes in car insurance, they do not provide any additional insurance types, such as homeowners insurance, renter’s insurance, or health insurance.

Because of this, they do not provide any of the benefits that come from bundling these insure types, such as discounts or one-stop shopping for insurance. .

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Does GoAuto offer discounts? 

To get a better idea of what discounts the company offers, we submitted a GoAuto Insurance quote. Based upon that quote, we discovered the following discounts were available:

  • Anti-locking breaks
  • Airbags
  • Military discount
  • Good Driver

These discounts are very commonly offered by the majority of car insurance companies.

While it is not a comprehensive list of all the discounts that GoAuto Insurance may offer, it does give the impression that they may provide the most common insurance discounts.

Are there complaints against GoAuto Insurance? 

The majority of the offices for the GoAuto Insurance company are located in Louisiana, so to get an idea of the number of complaints against them, we will use the information provided by the Louisiana Department of Insurance (LDI).

According to their complaint index, GoAuto Insurance has an index of  2.43. This is calculated by comparing the number of complaints, currently 57, to the total policy that has been written.

The LDI measures any index over one to be an above-average number of complaints. This means that GoAuto Insurance has a relatively high complaint index for its size.

Is GoAuto Insurance affordable? 

We took out a quote with GoAuto Insurance and tweaked it to represent a large number of drivers.

We changed ages, genders, and car types to ensure that we had a good idea of how their rates compare to the average monthly premiums in the state of Louisiana.

While our quotes ranged everywhere from $270 to $350, the average minimum monthly premium in Louisiana is anywhere from $111 to $190, depending on where you look.

This would suggest that their rates are perhaps not affordable, however, it’s good to remember that there are a great number of factors that can affect your rates.

Because of this, it is important to always gather and compare multiple quotes and speak to insurance agents to get the best information before you choose your auto insurance policy.

Is GoAuto Insurance right for you or are you still searching? If you want to find more car insurance companies near you, enter your ZIP code below and we will help you compile a list of local providers.