Insurance Help

Shop Your Car Insurance Annually. Loyalty Does Not Pay

January 9, 2012 No Comments »

Insurance companies make more money when they retain customers over the long term because the acquisition cost (to advertise and issue policies) is one of the largest expenses they incur. Once you become a customer, if you don’t file any ... Read More »

Is Life Insurance Tax Deductible?

January 3, 2012 No Comments »

Insurance Q&A: “Is life insurance tax deductible?” Who’s Asking? The answer depends on who’s asking. Generally, personal life insurance premiums are not tax deductible. So if you have a term life or whole life insurance policy, you are not able ... Read More »

Is Homeowners Insurance Tax Deductible?

December 27, 2011 No Comments »

Insurance Q&A: “Is homeowner’s insurance tax deductible?” The true cost of owning a piece of property is often substantially higher than just your monthly mortgage payment. The two biggest additional costs come in the form of property taxes and insurance. ... Read More »

Car Insurance Pricing: What’s Under Your Control?

December 19, 2011 No Comments »

Most of us buy the car we “want,” “deserve,” or “think we can afford.” It isn’t until later that we actually worry about the related insurance costs. But is there a way to be proactive and buy a car we ... Read More »

What Is an Auto Insurance ID Card?

December 15, 2011 No Comments »

Hopefully you’re not asking this question because you were pulled over while driving uninsured! Put simply, an “auto insurance ID card” is a document that demonstrates evidence of your current insurance coverage. You will receive an auto insurance ID card ... Read More »

The 10 Best Times to Shop Your Insurance Rate

The 10 Best Times to Shop Your Insurance Rate
December 7, 2011 No Comments »

It breaks our heart to know that most people consider insurance a necessary evil and only want to “deal” with it when they absolutely have to. But is this approach a good idea? Probably not. Insurance is likely one of ... Read More »

Mileage Based Car Insurance: A Good Idea?

December 5, 2011 No Comments »

Mobile phone companies rake in millions of dollars each year on overage charges, lovingly known as “overages.” You buy a specific number of minutes to save a few bucks on your bill, then you unknowingly “go over” and are hit ... Read More »

What is a Statement of No Loss?

November 29, 2011 1 Comment »

Okay, so you’ve missed your insurance payment and you coverage has lapsed. Yeah, that’s right; insurance is a no-pay, no-play game. If you don’t make a timely payment within the “grace period,” your coverage stops. If we’re talking about your ... Read More »

Condominium Unit Owners Insurance

November 28, 2011 No Comments »

Unlike a homeowner’s insurance policy, condominium (and renters) insurance policies are designed to cover your personal property and liability, not the physical structure you live in. The coverage difference is due to a key aspect of insurance, which says you ... Read More »

Five Insurance Fees To Watch Out For

November 23, 2011 No Comments »

Insurance can be one of the biggest expenses in our monthly budgets. Unfortunately, this doesn’t seem to stop insurers from tacking on fees when they sell us policies. While some are impossible to dodge, you may have more of a ... Read More »