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Insurance Pricing Cycles: Hard vs. Soft Market

Similar to how the broader economy shifts from expansion to recession, the insurance market has a cycle as well. There are two distinct periods of the cycle, known as the “hard” and “soft” markets. While you would need an advanced degree in insurance t …

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What is an Insurance Producer?

Well, let’s start by defining “producer.” If you look up the word in any old dictionary, it will say something to the effect of, “someone who produces.” Sheesh. Thanks for the clarification. When it comes to the insurance industry, a producer is anyone …

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