Types of Auto Insurance Coverage

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Med Pay vs. Personal Injury Protection

Insurance shoppers in states where no-fault insurance options are available may be wondering if they need Med Pay or Personal Injury Protection (PIP). PIP is often better known, and it can be a valuable asset no matter where you live. It covers medical costs following an auto accident, and it can cover lost wages and...

Insurance shoppers in states where no-fault insurance option...

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Pay As You Go Car Insurance

“Pay-as-you-go car insurance” is a relatively new type of insurance coverage borne out of the ongoing struggle to lower the cost of insurance and offer a wider variety of insurance options. Pay-as-you-go car insurance is an insurance policy with premiums calculated based on how frequently you drive and how far you drive. Drivers who drive...

“Pay-as-you-go car insurance” is a relatively new type o...

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Deer Insurance

Depending on where you live, hitting a deer may be a big concern to you, especially during certain times of the year.Read More: Types of Car Insurance Coverage Collisions with deer are far more numerous during mating season, which is typically between the months of October and December. You may be covered by your auto...

Depending on where you live, hitting a deer may be a big con...

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Property Damage Liability vs. Physical Damage Coverage

Insurance can be difficult to grasp. Many of the terms used to express coverage sound similar but have completely different meanings. For example, property damage liability and physical damage coverage are two of the most commonly misunderstood and confused types of coverage.Read More: Types of Car Insurance Coverage While they almost sound exactly the same...

Insurance can be difficult to grasp. Many of the terms used ...

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Named Non-Owner Auto Insurance Coverage

Insurance Q&A: “Can I buy car insurance without owning a car?” You don’t own a car, but want to ensure you’re covered when driving another person’s vehicle. Sounds logical, right?Read More: Types of Car Insurance Coverage What is a named non-owner auto insurance policy? Fortunately, it is possible to purchase liability, medical payments, personal injury...

Insurance Q&A: “Can I buy car insurance without ow...

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What is an SR-22 filing?

  There are only a few possible reasons why you’re inquiring about SR-22 insurance.  Either you’ve been convicted of driving a vehicle without proof of mandatory liability insurance, or one of many other moving violations considered to be major driving offenses…the most common being a DUI/DWI. However, driving without coverage could also see you with...

  There are only a few possible reasons why you’re in...

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Out-of-State Auto Insurance Coverage

You’ve been dreaming of that Hawaiian vacation all year, but in an effort to save some cash, decided to visit your in-laws in a nearby state instead.Read More: Types of Car Insurance Coverage With that in mind, the last thing you need to be worrying about is your auto insurance coverage while driving out-of-state. Well,...

You’ve been dreaming of that Hawaiian vacation all year, b...

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Combined Single Limit Liability

Here’s what you need to know… Combined single limit liability is auto insurance coverage that combines bodily injury and property damage coverage Combined single limits are commonly used for commercial vehicle coverage Combined single limit liability is often more expensive than split-limit coverage What is CSL insurance? There’s no need to worry, it’s nothing sinister....

Here’s what you need to know… Combined single li...

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