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PostInsurance Q&A: “Is car insurance transferable to another vehicle?” We here at TTAI aren’t exactly sure what’s being asked. So we’ll provide some general information on this topic by the way of a few examples. In many cases, the simple answer is yes. But the devil is in the details. Sometimes, you have to take...
Insurance Q&A: “Is car insurance transferable to anoth...
PostInsurance Q&A: “Is insurance for a 2-door car expensive?” Not every driver is going to be concerned about how many doors come with their car, but sometimes it just matters! But just to be clear, are we talking about a 2-door Yugo? Those aren’t too expensive to insure to the best of our knowledge.Read More:...
Insurance Q&A: “Is insurance for a 2-door car expensiv...
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PostInsurance Q&A: “Is insurance cheaper for older cars?” If you’re a driver who is into collecting antique, older vehicles, you may have wondered this from time to time. Even if we’re only talking about older models rather than vintage ones, the answer to this age old question is a big, fat maybe. Glad we could...
Insurance Q&A: “Is insurance cheaper for older cars?�...
PostInsurance Q&A: “How do insurance companies find out about speeding tickets?” First thing first: drivers who like to live in the fast lane, slow down! Statistics show that ‘speeders’ typically have more accidents and that speed is a significant factor in how severe a particular accident can be. Drivers who cruise at high speeds are...
Insurance Q&A: “How do insurance companies find out ab...
PostInsurance Q&A: “Why do insurance companies total cars?” When it comes down to it, the insurance industry is a “for-profit” outfit. They charge you for collision and comprehensive coverage based on the value of your vehicle. You then pay for the amount of liability insurance you want. State minimums are relatively low, but some policies...
Insurance Q&A: “Why do insurance companies total cars?...
PostIf you have incidents like accidents or traffic citations on your record, some insurance companies offer programs like accident forgiveness or ticket forgiveness, which can save you money. Some insurance carriers may provide ticket forgiveness as a reward for good driving by applying a discount to your policy, while others provide it as optional coverage...
If you have incidents like accidents or traffic citations on...
PostInsurance Q&A: “Why do insurance companies have deductibles?” Not a bad question. After all, we pay insurance premiums so the insurance company will take care of us in the event we have a property damage claim on our homeowner’s insurance policy or physical damage to our vehicle. What gives with taking our hard earned money...
Insurance Q&A: “Why do insurance companies have deduct...
Post“OK, Mrs. Thompson, your premium is going to be a very favorable…oh, wait a second…I am seeing an insurance claim you filed a few years back on your homeowners insurance. That’s going to significantly impact your premium.” If you’ve heard this or anything like the scenario above, or anything such as the statement, “you still...
“OK, Mrs. Thompson, your premium is going to be a very fav...
PostIt should be noted that there are thousands of car insurance companies out there with almost unlimited ways of determining insurance premiums. And there are likely a bunch of them that decrease car insurance premiums for those over the age of 21. Although, a discount for turning the legal drinking age seems a little counter-intuitive....
It should be noted that there are thousands of car insurance...
PostInsurance Q&A: “Is insurance included when you lease a car?” If the leasing company you’ve decided to go with is including car insurance as part of the lease agreement, don’t sign it!Read More: Types of Car Insurance Coverage Odds are the car insurance you’re being offered is simply an additional ‘convenience’ option provided by the...
Insurance Q&A: “Is insurance included when you lease a...
PostInsurance companies check grades only if you are applying for a good student discount. These car insurance discounts can be a great way to save on a policy, as adding a teen driver to an insurance policy can make rates double. The good student discount affords a break in premium for students who maintain a...
Insurance companies check grades only if you are applying fo...
PostInsurance Q&A: “Is insurance cheaper for cars or trucks?” A question that many drivers have, considering it could be the deciding factor of which vehicle they end up purchasing. The answer, however, depends on what type of car and what type of truck we’re talking about.Read More: Types of Car Insurance Coverage If you’re comparing...
Insurance Q&A: “Is insurance cheaper for cars or truck...
PostSo you’ve decided to lease a new car rather than buy it outright, congratulations! You’re going to make a leasing company out there very happy. While there’s heated debate about which option is more cost effective in the long run, the insurance side of the decision is really a non-issue. Insurance premiums can be higher...
So you’ve decided to lease a new car rather than buy it ou...
PostHere’s what you need to know… Car insurance for convertibles is more expensive Repairs are more expensive for convertibles Convertibles are more easily stolen Will the insurance cost of a convertible be higher than any other vehicle? Owning a convertible is cool, but being cool isn’t cheap. Are insurance rates different by car? The short...
Here’s what you need to know… Car insurance for ...
PostInsurance Q&A: “Can I buy insurance for someone else’s car?” Most of us don’t enjoy buying insurance for our own property, let alone someone else’s belongings. But the fact is it may be quite necessary to obtain insurance coverage for someone else’s car.Read More: Types of Car Insurance Coverage When is this necessary? Vehicles are...
Insurance Q&A: “Can I buy insurance for someone else�...
PostInsurance Q&A: “How much is RV insurance?” If you’re a fan of the open road, you may be wondering what it all costs, wheels excluded.Read More: Types of Car Insurance Coverage In short, insurance companies determine RV insurance rates the same way car insurance rates are determined. Here are just a few of the factors...
Insurance Q&A: “How much is RV insurance?” If you...
PostWhether you’re a recently licensed driver buying your first car or simply purchasing a new car to replace “old reliable,” you will need to factor in the costs and options of how to insure your recent addition to the family. There are many things to consider to be certain you are properly covered while ensuring...
Whether you’re a recently licensed driver buying your ...
PostBelow is a list of the top commercial auto insurance companies in Texas, based on written insurance premium. This doesn’t necessarily mean they are the top rated as far as customer service or even profitability, rather the list shows who brought in how much money and what their loss ratio was for 2009, which is expressed...
Below is a list of the top commercial auto insurance compani...
PostInsurance Q&A: “Do insurance companies check driving records?” Well, some do…and some don’t. The answer depends on the risk profile of the insurance company you most closely match up with or perhaps the one you decide to apply to. Every time an insurance company runs you CLUE and MVR reports, they have to pay. So...
Insurance Q&A: “Do insurance companies check driving r...
PostIt would be great if the sticker price were the only consideration when making a decision to buy that new car you’ve been eyeballing. But with the economy still barely sputtering along and unemployment holding steady, or increasing, depending on who you talk to, most of us need to consider the overall cost of car...
It would be great if the sticker price were the only conside...
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