Shuman Roy is an entrepreneur, business owner, and musician. He started RoysNoys, LLC in 2013 as a music production and education service company. He also offers small business consulting and advisory services to help businesses get from start-up mode to turn-key operations. Shuman earned his M.B.A from the Stern School of Business in 2001 and has an undergraduate degree from Manhattan College in ...

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Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...

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Reviewed by Joel Ohman
Founder, CFP®

UPDATED: Aug 20, 2021

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The Truth in a Nutshell

  • Assurity Life Insurance Company provides life insurance coverage to individuals and businesses
  • Assurity term life insurance rates are at least $9/month
  • A.M. Best gave Assurity Life an “A-,” which is the fourth-highest rating at the agency

Are you looking for more information on the Assurity Life Insurance Company because you’re interested in becoming a customer? You’ve come to the right place for more information on who they are as a company and what they have to offer in terms of customer service and prices.

The definition of Assurity means “firm promise”, but can Assurity Life Insurance Company promise you reliable life insurance coverage? And how much does life insurance cost at Assurity Life?

Our guide explains everything you need to know about Assurity Life insurance quotes, products, third-party ratings, and even information regarding their employees. Continue reading to learn more about affordable Assurity life insurance.

Enter your ZIP code in the free comparison tool above to compare the best insurance companies near you and secure the best rates.

What Assurity life insurance products are available?

There are three types of life insurance policies at Assurity Life Insurance Company. Let’s look at a breakdown of each life insurance plan and compare benefits:

Assurity Life Insurance (Individual Policies)
Life Insurance BenefitsTerm Life InsuranceWhole Life InsuranceUniversal Life Insurance
Guaranteed death benefit
Lifetime coverage
Lower cost per month
Stable premiums
Access to a cash value
Living benefits
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Based on the chart, whole life insurance carries more benefits. However, universal life insurance is a permanent life insurance option with investment opportunities.

Meanwhile, term life insurance provides the cheapest rates out of the three available insurance plans.

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Are there other Assurity Life insurance products?

The answer is yes. Assurity Life has individual and business insurance products outside of life insurance. Let’s look at a list of available coverage options for potential Assurity Life customers.

  • Disability Income Insurance (individual & business)
  • Critical Illness Insurance (individual & business)
  • Accidental Death Insurance (individual)
  • Accident Expense Insurance (business)
  • Annuities (individual)
  • Cancer Expense Insurance (business)
  • Hospital Indemnity (business)
  • Term Life Insurance (individual & business)
  • Whole Life Insurance (individual & business)
  • Universal Life Insurance (individual & business)
  • Voluntary Employee Benefits (business)

If you carry other Assurity insurance policies, consider bundling Assurity products to qualify for a discount. For example, bundling Assurity disability insurance with your life insurance when you have a high-risk career will ensure that your income and life insurance rates are covered if you have a life-changing accident.

How much are Assurity life insurance rates?

Before you buy Assurity life insurance, examine some sample term life insurance rates. Since there are different types of life insurance, it would be in your best interest to compare them. Let’s see how much you’ll pay per month based on ten and 20-year term policies with $100,000 in death benefits:

Assurity Term Life Insurance Rates by Age, Gender, and $100K Death Benefits
Age of Non-Smoking PolicyholderAssurity Monthly Rates Based on 10-Year/$100K Policy (Male)Assurity Monthly Rates Based on 10-Year/$100K Policy (Female)Assurity Monthly Rates Based on 20-Year/$100K Policy (Male)Assurity Monthly Rates Based on 20-Year/$100K Policy (Female)
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These rates are based on age, gender, death benefits, and the health of the policyholder. After these factors are applied to Assurity life insurance quotes, you’ll get life insurance rates similar to what you see above, usually sent right to your email.

However, your life insurance cost at Assurity is determined by your personal factors.

Does Assurity Life Insurance Company have any good ratings?

According to A.M. Best, Assurity Life Insurance Company has an “A-,” which hasn’t changed since 2004.

Assurity Life has an “A+” at the Better Business Bureau (BBB) and has been an accredited company since 1992.

The National Association of Insurance Commissioners (NAIC) reported only one customer complaint in 2020. This goes to show that their employees take helping and providing proper information very seriously. If you have to spend any amount of time on the phone with customer service, you understand as a consumer the importance of trusting the agents on the other end of the line. A good employer will make sure that customer satisfaction is a top priority.

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How do you file an Assurity life insurance claim online?

Assurity Life has a website, but you can only file a claim by phone or email. Here’s a list of Assurity Life contact information for new and existing claims.

  • Assurity Life Claims Phone Number – 1-800-869-0355 Ext. 4484
  • Assurity Life Insurance Claims Email[email protected]
  • Assurity Life Insurance Fax Number – 1-800-869-0368

The best way to file a claim is to contact Assurity Life and let them know you need to report a new claim or follow up on an existing claim. A representative can quickly answer any frequently asked questions and move you through to the next step.

If you have an Assurity Life insurance login, you may be able to monitor the status of your claim online.

What is the Assurity life insurance company overview?

Assurity was founded in 1890 and is currently based in Nebraska. The company’s current parent organization is called Assurity Holdings, Inc. which has eight subsidiaries.

In 2020, Assurity Life Insurance Company made over $264 million in direct premiums. However, their market share is 0.02% of the life insurance industry.

Assurity Life Insurance: What’s the bottom line?

Assurity life insurance is the cheapest when you’re younger, but expect to pay more if you get permanent life insurance. If you have a bigger budget, bundle other insurance options to cover the gaps where life insurance won’t touch.

Now that you know a lot more about Assurity life insurance, use our free online quote tool to compare multiple companies in your local area and find the best life insurance. Finding quotes for life insurance policies online can save you time and energy, with the added benefit of doing the research right from your home. Make sure you find a team that works best with you, and that you trust the company you’re ultimately going to go with.