Monthly Archives: August 2011

How Much Does Insurance Go Up With 1 Point?

August 31, 2011 No Comments »

Insurance Points Can Cost You Big, But How Much Exactly? Insurance Q&A: “How much does insurance go up with 1 point?” Ah, the “insurance point system”…so elusive, so vague. Perhaps even clandestine? Nonetheless, many states have developed point systems to ... Read More »

Overcharged for Insurance?

August 29, 2011 No Comments »

Like it or not, insurance takes a good chunk out of just about everyone’s budget. But what’s worse is being “overcharged for your insurance.” Of course, the phrase “overcharged” implies price gouging of some kind, which probably isn’t the case ... Read More »

Is Car Insurance More Expensive In California?

August 23, 2011 No Comments »

Insurance Q&A: “Is car insurance more expensive in California?” Yes and No. Insurance, similar to say housing, is more expensive in California than most other states, but not all. Perhaps surprisingly, Californians do not hold the top spot when it ... Read More »

Are Insurance Quotes Free?

August 18, 2011 No Comments »

Insurance Q&A: “Are insurance quotes free?” It’s quite common for insurance related advertisements to end with, “Call today for a free quote!” That magical offer might lead the average insurance consumer to believe getting quotes from another company would cost ... Read More »

The Top Six State Run Insurance Websites

August 18, 2011 No Comments »

Maybe you didn’t know your state even had an insurance website? And that may say a lot about either your state’s website or your personal insurance I.Q. But each state does indeed have a Department of Insurance that regulates all ... Read More »

Is Insurance Cheaper When You’re Married?

August 15, 2011 No Comments »

Insurance Q&A: “Is insurance cheaper when you’re married?” For the record, no one is going to believe you’re putting off asking her to marry you because you’re worried about your car insurance costs. If that’s what’s holding you back, you ... Read More »

Is Insurance Paid Monthly or Yearly?

August 12, 2011 No Comments »

Insurance Q&A: “Is insurance paid monthly or yearly?” The short answer is “both.” Just like anything else you pay for, the purchase and payment of an insurance policy can be completed in various ways. The specifics are too many to ... Read More »

How Much Does Insurance Go Up After a DUI?

August 11, 2011 No Comments »

Insurance Q&A: “How much does insurance go up after a DUI?” We’ll spare you the stern “talking to,” and get straight to the details here. A DUI is one of the biggest insurance no-no’s out there and therefore one of ... Read More »

Do Insurance Companies Share Information?

August 9, 2011 2 Comments »

Insurance Q&A: “Do insurance companies share information?” They sure do, but not in the manner you may be thinking. Insurance companies don’t contact one another to discuss an individual’s motor vehicle records and insurance claims history in order to determine ... Read More »

Is Insurance Cheaper If You Own the Car?

August 8, 2011 No Comments »

Insurance Q&A: “Is insurance cheaper if you own the car?” It certainly can be cheaper, but the answer is really up to you. Auto insurance policies offer multiple coverage types. Typically, you are required to purchase liability car insurance coverage ... Read More »