Monthly Archives: June 2011

Insurance Bundling Leads to Lower Customer Satisfaction

Insurance Bundling Leads to Lower Customer Satisfaction
June 30, 2011 No Comments »

You may have heard of “insurance bundling,” where auto and homeowner’s insurance policies (or another type of insurance) are written by the same company in order to save money on insurance premium. (See: Progressive bundling for more on that.) Well, ... Read More »

Full Coverage Car Insurance vs. Liability Only

Full Coverage Car Insurance vs. Liability Only
June 29, 2011 No Comments »

Insurance match-ups: “Full coverage car insurance vs. liability only.” We get a lot of questions about the difference between full coverage and liability-only insurance policies. It’s not surprising, given the endless number of insurance options available to us as consumers. ... Read More »

Why Do Insurance Companies Have Deductibles?

June 29, 2011 No Comments »

Insurance Q&A: “Why do insurance companies have deductibles?” Not a bad question. After all, we pay insurance premiums so the insurance company will take care of us in the event we have a property damage claim on our homeowner’s insurance ... Read More »

Is Insurance Needed For a Permit?

June 28, 2011 No Comments »

Insurance Q&A: “Is insurance needed for a permit?” Not if you can convince the person who you’re 15-year-old just injured (and whose car he/she just totaled) to pay for their own medical expenses and to repair their own car! In ... Read More »

Term Life vs. Whole Life Insurance

June 27, 2011 No Comments »

Insurance match-ups: “Term life vs. whole life insurance.” Ah, one of life’s, or more accurately, death’s, most contemplated decisions. One you certainly can’t afford to mess up. After all, the point of life insurance is to make sure surviving loved ... Read More »

How Do I Prove A Reported Insurance Claim Isn’t Mine?

June 24, 2011 No Comments »

“OK, Mrs. Thompson, your premium is going to be a very favorable…oh, wait a second…I am seeing an insurance claim you filed a few years back on your homeowners insurance. That’s going to significantly impact your premium.” If you’ve heard ... Read More »

Do Insurance Rates Go Down at 21?

June 23, 2011 No Comments »

Car insurance Q&A: “Do insurance rates go down at 21?” First off, congratulations on legally being able to drink a libation. As far as this question goes, it’s a little bit of yes, and a little bit of no. It ... Read More »

Does Insurance Cover My Roof If My Neighbor’s Tree Falls On It?

June 23, 2011 No Comments »

Here’s a cliché, but common insurance question: “Does insurance cover my roof if my neighbor’s tree falls on it?” Fences make great neighbors. Anyone who has had neighbors (which is most of us) can agree that it is difficult to ... Read More »

Credit Scores and Car Insurance Rates

June 21, 2011 No Comments »

You’ve probably heard recently that credit scoring comes into play when setting your car insurance premium. Well, it doesn’t just come into play – it’s actually a major driver of car insurance rates, according to a new study from CarInsurance.com. ... Read More »

Is Insurance Included When You Lease a Car?

June 21, 2011 No Comments »

Insurance Q&A: “Is insurance included when you lease a car?” If the leasing company you’ve decided to go with is including car insurance as part of the lease agreement, don’t sign it! Odds are the car insurance you’re being offered ... Read More »