Monthly Archives: December 2010

Top Safety Pick Won’t Lower your Car Insurance Premium

December 23, 2010 No Comments »

You probably won’t be offered a lower car insurance premium as a direct result of choosing to drive a vehicle with a higher safety rating. Higher safety ratings are associated with minimizing bodily injury in the event of an accident. ... Read More »

Identity Theft Insurance

December 22, 2010 No Comments »

Estimates show identity theft is quickly taking over as the number one crime committed in the U.S. Some reports estimate that there are over 10 million victims of identity theft annually. As a result, it’s becoming increasingly impossible to avoid ... Read More »

Less Crime May Mean Lower Insurance Premiums

December 22, 2010 No Comments »

The FBI recently released its Preliminary Semiannual Uniform Crime Report, which revealed that violent crime and property crime were down in 2010. What does this have to do with insurance? Well, the more crime that takes place; the higher the ... Read More »

66 Vehicles Earn Top Safety Pick Award for 2011

December 22, 2010 No Comments »

Sixty-six vehicles were named TOP SAFETY PICK recipients for 2011, according to a survey released today by the Insurance Institute for Highway Safety. The total included 40 cars, 25 SUVs, and a minivan, and is up from 58 a year ... Read More »

New Car Insurance

December 21, 2010 No Comments »

Whether you’re a recently licensed driver buying your first car or simply purchasing a new car to replace “old reliable,” you will need to factor in the costs and options of how to insure your recent addition to the family. ... Read More »

New Car Replacement Insurance vs. Gap Insurance

December 20, 2010 3 Comments »

Insurance match-ups: “New car replacement vs. gap insurance.” First off, congratulations on the purchase of your new car. Now let’s make sure you have the right insurance to cover your new baby. You’ve likely heard that a new car loses ... Read More »

Staged Accident Insurance Claims Rise 46 Percent

December 15, 2010 No Comments »

As if the economic recession isn’t bad enough, the National Insurance Crime Bureau recently released a report showing that fraudulent claims from staged accidents jumped 46% from 2007 to 2009. Over this same period, the ratio of staged accident QCs ... Read More »

30 Million Drunk Drivers on U.S. Roadways

December 14, 2010 No Comments »

As if the case for uninsured motorist coverage wasn’t made by common sense alone, a survey recently released by the Substance Abuse and Mental Health Services Administration revealed an estimated 30.6 million people drove under the influence of alcohol in ... Read More »

Five Biggest Insurance Mistakes

December 9, 2010 No Comments »

The Insurance Information Institute recently highlighted the five biggest insurance mistakes to avoid. Insuring a Home For Its Real Estate Value Topping the list was insuring a home for its real estate value instead of its replacement costs (Replacement Cost ... Read More »

Do I Need to Inventory My Homes Contents?

December 7, 2010 No Comments »

Homeowner’s insurance Q&A: “Do I need to inventory my home’s contents?” Insurance agents regularly get asked this question when helping clients purchase homeowner’s insurance or renter’s insurance policies. Typically, it’s asked with a skeptical overtone…as though the insurance company may ... Read More »