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How Does Life Insurance Work?

Life insurance is designed to pay out a financial “benefit” to your loved ones (beneficiaries) in the event of your death. Of course, you will need to pay an insurance premium to ensure the benefit is actually paid out. Why You Need Life Insurance Life insurance is a [...]

What Is Covered By Flood Insurance?

Residential flood insurance, available only through the National Flood Insurance Program (NFIP), has specific rules that determine what is and isn’t covered by the policy. In fact, the type of coverage available to you is dependent on the construction of your home and [...]

Who Pays for Unemployment Insurance?

Insurance Q&A: “Who pays for unemployment insurance?” There seems to be a bit of uncertainty about who pays for unemployment insurance. One of the main misconceptions floating around out there is that employees pay for the unemployment insurance [...]

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