Monthly Archives: November 2010

Car Insurance Nearly 10 Percent Cheaper for Women

November 30, 2010 No Comments »

Car insurance is nine percent cheaper for women than it is for men, according to data from insurance comparison service InsWeb. The company revealed that the current national median car insurance premium for women is $698 for a six-month policy ... Read More »

Cheapest and Most Expensive Cars to Insure in 2010

November 29, 2010 1 Comment »

Earlier this month, InsWeb released their list of the “cheapest and most expensive cars to insure” for 2010. The company developed the list by comparing car insurance quotes requested by its customers between January and September of this year for ... Read More »

How Does Life Insurance Work?

November 29, 2010 No Comments »

Life insurance is designed to pay out a financial “benefit” to your loved ones (beneficiaries) in the event of your death. Of course, you will need to pay an insurance premium to ensure the benefit is actually paid out. Why ... Read More »

What Is Covered By Flood Insurance?

November 21, 2010 No Comments »

Residential flood insurance, available only through the National Flood Insurance Program (NFIP), has specific rules that determine what is and isn’t covered by the policy. In fact, the type of coverage available to you is dependent on the construction of ... Read More »

Who Pays for Unemployment Insurance?

November 19, 2010 No Comments »

Insurance Q&A: “Who pays for unemployment insurance?” There seems to be a bit of uncertainty about who pays for unemployment insurance. One of the main misconceptions floating around out there is that employees pay for the unemployment insurance benefits out ... Read More »

Renters Insurance Grows in Importance as Foreclosures Rise

November 18, 2010 No Comments »

The number of renters in America is on the rise as foreclosures continue to take out homeowners everyday. In fact, a staggering 37.1 million housing units were occupied by renters in the second quarter, up from 34.3 million units in ... Read More »

Deer Vehicle Collisions Total More than 1.6 Million Per Year

November 17, 2010 No Comments »

If you’re still thinking about skimping on your car insurance, know that there are more than 1.6 million deer-vehicle collisions each year, according to the Insurance Information Institute. And though the number of miles driven by U.S. motorists over the ... Read More »

Insurance Industry Customer Satisfaction Declining

November 15, 2010 No Comments »

Who knew customer satisfaction was ever really that great to begin with? Insurance professionals take this information with a grain of salt, as insurance premiums have been increasing slightly over the past couple of years. As you may expect, there ... Read More »

What is a Mortgagee Clause?

November 15, 2010 2 Comments »

You might be familiar with this term if you “own” a home, but still owe money to the bank via your mortgage. Let’s square away some basic definitions before we go into detail. Mortgagor: This is you. The borrower. Mortgagee: ... Read More »

Top Commercial Auto Insurance Companies in Texas

November 10, 2010 No Comments »

Below is a list of the top commercial auto insurance companies in Texas, based on written insurance premium. This doesn’t necessarily mean they are the top rated as far as customer service or even profitability, rather the list shows who ... Read More »