Most Expensive Cars to Insure

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A big chunk of your auto insurance premium is determined by what kind of car you drive, so we thought it’d be prudent to look at the “most expensive cars to insure.”

The geniuses at Forbes.com once again came up with the list, which is based on a 40-year old male driver who commutes 12 miles per day to work, has policy limits of $100,000 for injury liability for one person, $300,000 for total injuries, and $50,000 for property damage (learn more about auto insurance liability limits).

There is a $500 deductible for collision and comprehensive coverage, and the policy includes uninsured motorist coverage.

Keep in mind that these numbers must be taken with a grain of salt, because a number of factors contribute to how expensive or inexpensive your car insurance will be, aside from the value of the car itself (how are car insurance rates determined).

For example, your individual driving record may bump your rate considerably, as will your age and driving experience, and your location.

But all things being equal, let’s take a look at the most expensive cars to insure, by annual insurance premium, shall we:

1.    Nissan GT-R – $2,533
2.    Dodge Viper – $2,446
3.    BMW M6 – $2,236
4.    Ford Shelby GT500 – $2,186
5.    Mercedes-Benz G-Class – $2,088
6.     Audi S8 – $2,071
7.    BMW M5 – $2,020
8.    Hummer H2 – $1,912
9.    Lexus ISF – $1,881
10.    Porsche 911 – $1,819

(photo: mujitra)

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