Drivewise App from Allstate: Earn Points and Cash Back for Safe Driving

May 18, 2016 5 Comments »
Drivewise App from Allstate: Earn Points and Cash Back for Safe Driving

Allstate recently launched its “Drivewise App” that allows you to earn cash back and rewards for driving safely. And it’s available to anyone, not just those who are insured by Allstate.

How Drivewise Works


First off, Drivewise is just a smartphone app that you can download for iOS or Android, unlike the similar but more involved Snapshot from Progressive.

Once you download the app, simply keep it running the background and drive as you normally would. You don’t need to turn it on and off when you start and stop trips.

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It will automatically detect a trip is occurring as long as you drive at least 20 mph for a short distance and your phone has location services enabled with at least 25% battery power (that power thing might be an issue for some heavy phone users).

As you drive, you’ll be given feedback from the app (such as in-trip alerts if you exceed 80 mph or hard brake) while earning rewards that can be used to purchase select merchandise, gift cards, and more.

If you’re an Android user, you can activate an optional service that automatically texts others to let them know you’re driving (this is great for making our roads safer!).

And after each trip, you’ll get insights into your driving patterns and tips on how to drive safely.

If you’re an Allstate customer, your rates will not go up as a result of your driving, they say. However, Allstate customers “can get cash in their pocket when they add Drivewise to their policy.”

Apparently you get up to 10% off your auto insurance premium just for using the Drivewise app, and up to 20% off your policy every six months based on your safe driving in the form of a check or policy credit.

I believe you need to call your Allstate agent to sign up for the Drivewise service to get the discount, though it may be automated via the app as well if you indicate you’re an existing Allstate customer

Non-Allstate customers can use Drivewise too but they simply earn points as no discount can be given on a non-existent policy.

How to Earn Points with Allstate Drivewise


The Allstate Drivewise app rewards you for the following safe driving habits:

  • Safe speeds (avoiding driving over 80 mph)
  • Safe stops (avoiding hard braking)
  • Safe hours (avoiding late-night driving)

To get started, you get 10,000 Allstate Rewards points just for downloading the Drivewise app and completing enrollment, and another 5,000 for visiting their rewards site for the first time.

Every week, you can snag another 200 points each for avoiding high speeds and hard braking. You can also complete “safe driving challenges” to earn even more points.

If there are multiple driver in your household, they too can earn rewards via this program.

Eventually you can use those points to buy stuff through the Allstate store from companies like Nike, Oakley, Samsung, etc. Or take part in auctions, local offers, and daily deals.

It’s unclear how valuable they are on a per point basis, but the good news is the Allstate Rewards do not expire.

What Are They Doing with the Drivewise Data?

The company actually collecting the data is called Arity. They capture all types of stuff, including miles driven, acceleration data, braking behavior, cornering, speed, trip start and end time, and route information.

Our assumption is that this data is being collected to better determine driving behavior and analyze certain risks. They’re basically giving you points in return for invaluable data, whether you have an auto policy with Allstate or not.

This information can help companies like Allstate better calculate premiums, discounts, and rewards for driving performance.

It may actually be interesting to see all that data to learn how you drive and what you might be doing wrong (or could improve on).

Oh, and the Drivewise app will also help you find your car if you can’t remember where you parked for whatever reason.

If you practice safe driving habits, you can earn Allstate Rewards points, which as mentioned can be redeemed for gift cards from a variety of retailers, or for merchandise.

Where Allstate Drivewise Is Available

It should be noted that the Drivewise app is not available to drivers nationwide.

It is currently only available in the following states: Georgia, Idaho, Iowa, Kansas, Maine, Montana, Nebraska, New Hampshire, North Dakota, Rhode Island, South Dakota, Vermont, Virginia, West Virginia, Wyoming, and DC.

The state list seemed to grow larger at one point then shrink again, per info pulled from their website, though we’re not sure why. Perhaps some extensive testing is happening.

Either way, notably missing are highly populated states such as California, Florida, New Jersey, New York, and Texas.

As mentioned, you don’t need to get a quote from Allstate nor do you need to purchase their insurance to participate in Allstate Rewards. Just know that they might be using your driving data for who knows what.

Additionally, Drivewise is an optional feature for Allstate drivers. You can add it if you want to save some money on your policy – just understand that they probably won’t reward bad driving habits.

Personally, I’d rather my driving habits not be tracked constantly, even though I’m a responsible driver. It’s the continuous tracking that doesn’t sit well for one reason or another.

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  1. kathy q September 2, 2016 at 6:31 pm -

    My family has been using the drivewise for three months. It has shown us that my husband and I are fine. Our 18 year old daughter, however, rides the tail of the car in front of her. That’s what the data showed, by listing the number of her hard and extreme brake uses. I like it. We get a discount but obviously our daughter does not.

  2. SS July 17, 2017 at 6:31 pm -

    You list initials of states that this applies to, incl. TX, but next indicate highly populated states are not included- and you then also include Texas- which way is it?

  3. Staff July 18, 2017 at 12:50 pm -


    Apologies, it appears Allstate added some states then removed them. It should be accurate as of now.

  4. Nadpuram Srivatsan December 7, 2017 at 9:18 am -

    how do i go to shop with points? I want to purchase some gift cards.

  5. Staff December 8, 2017 at 12:51 pm -

    You can redeem and use points on the Allstate Rewards website.

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