Life Insurance
Accidental Death & Dismemberment Coverage
It’s not a subject we love to bring up, but it beats burying your head in the sand. Accidental Death & Dismemberment coverage, also known as “AD&D,” is a type of life insurance policy (or rider) that will pay out ... Read More »
What Is an Insurance Rider?
Insurance Q&A: “What is an insurance rider?” Similar to an insurance endorsement, a rider is a provision added to a policy that adds additional coverage beyond what is offered on the standard coverage form. But why is this necessary? Why ... Read More »
Overcharged for Insurance?
Like it or not, insurance takes a good chunk out of just about everyone’s budget. But what’s worse is being “overcharged for your insurance.” Of course, the phrase “overcharged” implies price gouging of some kind, which probably isn’t the case ... Read More »
Are Insurance Quotes Free?
Insurance Q&A: “Are insurance quotes free?” It’s quite common for insurance related advertisements to end with, “Call today for a free quote!” That magical offer might lead the average insurance consumer to believe getting quotes from another company would cost ... Read More »
How Do Life Insurance Companies Test for Tobacco Use?
Insurance Q&A: “How do life insurance companies test for tobacco use?” Life insurance is designed to pay out a death benefit in the event you, ahem, die (how does life insurance work?). Smoking significantly increases your chances of an early ... Read More »
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