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You may have read our recent post about State Farm non-renewing 10,000 home insurance policies in Florida. That’ll probably ensure they are making enough money, right? WRONG. State Farm plans to increase the cost of homeowners insurance policies by 5% in Alabama to increase future profits, according to National Underwriter. The whole “Like a Good [...]
Coming on the heels of a 3.9% rate increase in March of 2011, Farmers Insurance plans to increase homeowners insurance rates another 10% in the Lone Star State. This latest rate increase will affect roughly 350,000 insured in the state of Texas, and will take effect March 16, per the Dallas Morning News. Ouch! Why [...]
Like a good neighbor…State Farm may borrow your hedge trimmer and not return it! But worse yet, the company plans to send 10,000 Florida homeowners in search of new coverage next year, according to National Underwriter. Yep, the second largest personal property insurer in the Sunshine State will non-renew 10,000 home insurance policies. Ouch. Why [...]
Wondering where it’s safest to operate your vehicle? Well, a new survey revealed that Fort Collins, Colorado was the safest spot in the country for the second year running, according to CarInsuranceRates.com, an insurance quote provider. The company noted that the average driver there has a sizable 14 years between accidents and a 30 percent [...]
Insurance Q&A: “What is an insurance binder?” Insurance is a business of promises and paperwork. Usually, in that order. The insured promises to pay an insurance premium and the insurer promises to pay for covered insurance claims during the policy period. Each party’s promises are secured by an insurance policy, which is ultimately a binding [...]