Car Insurance Pricing: What’s Under Your Control?

Most of us buy the car we “want,” “deserve,” or “think we can afford.” It isn’t until later that we actually worry about the related insurance costs. But is there a way to be proactive and buy a car we know will give us the best shot at saving on auto insurance? Put simply, yes. [...]

What is an Auto Insurance ID Card?

Hopefully you’re not asking this question because you were pulled over while driving uninsured! Put simply, an “auto insurance ID card” is a document that demonstrates evidence of your current insurance coverage. You will receive an auto insurance ID card for every covered vehicle on your policy. It is important to make sure you get [...]

The 10 Best Times to Shop Your Insurance Rate

It breaks our heart to know that most people consider insurance a necessary evil and only want to “deal” with it when they absolutely have to. But is this approach a good idea? Probably not. Insurance is likely one of the biggest items in a household budget and should receive equal attention as such. The [...]

Mileage Based Car Insurance: A Good Idea?

Mobile phone companies rake in millions of dollars each year on overage charges, lovingly known as “overages.” You buy a specific number of minutes to save a few bucks on your bill, then you unknowingly “go over” and are hit with a bill that costs hundreds more than the “unlimited” plan you didn’t opt for. [...]

What is a Statement of No Loss?

Okay, so you’ve missed your insurance payment and you coverage has lapsed. Yeah, that’s right; insurance is a no-pay, no-play game. If you don’t make a timely payment within the “grace period,” your coverage stops. If we’re talking about your car insurance, pull over. Don’t risk driving uninsured. The consequences can be dire. Try to [...]