Why Insurance Won’t Cover Some Roof Claims

Agents all across America deal with this situation on a regular basis. There tends to be some confusion on the matter, so let’s talk about some basic insurance principals to get a handle on the topic.
Keep in mind; every insurance claim includes individual details and circumstances that make it nearly impossible to render a [...]

Top 10 Homeowner’s Insurance Companies

Last year, State Farm was the top homeowner’s insurance company, based on direct insurance premium written.
The well-known company, which is also the leading car insurance company, wrote $14.7 billion in homeowner’s insurance, while claiming a staggering 21.6% of total market share.
Allstate was a distant second with $6.8 billion in premium written, helping it gather 10% [...]

Average Cost of Homeowner’s Insurance

The average cost of homeowner’s insurance has been rising steadily over the past decade, according to data from the Insurance Institute.
In fact, the average homeowner’s insurance premium, which was just $508 in the year 2000, is estimated to climb to $879 this year.
That’s nearly a 75% jump in the cost of homeowner’s insurance, not welcome [...]

Top Homeowner’s Insurance Companies in Texas

Below is a list of the top 20 homeowner’s insurance companies in Texas during 2009, based on written insurance premium.
Keep in mind that these companies aren’t necessarily the top rated or the ones you should go with – they’re just the most frequently used by Texas homeowners.
As you can see, State Farm was the top [...]

Why Is My Home’s Replacement Cost So High?

Every day in America, insurance agents find themselves answering this very question…and for good reason.
Homeowners are bowled over when a property they purchased for $200,000 is required to be insured for $300,000 or more.
You may be wondering how this is possible, especially in a market where home prices are falling daily.
Your Home Has Three [...]