Hurricane Insurance

Well, now that Hurricane Irene has drawn your attention, let’s talk “hurricane insurance. “ Odds are you’re likely covered by your current property insurance policy, whether it’s renters insurance, landlords or a homeowner’s insurance policy. Basically, if you live in an area of the country where these types of storms aren’t the norm, insurers are [...]

Water Seepage & Leakage Coverage

Insurance companies recognize that a large number of homeowners’ insurance claims result from various types of water damage. As a result, they have broken water damage down to a few different types. Each insurer then decides which type of water damage coverage they want to insure you against and exactly how much coverage they will [...]

Foundation Insurance

Foundation damage to a home can happen at any time. Are you covered? You may be surprised when you get the answer from your insurer. Foundation damage coverage is not automatically covered on most homeowner’s insurance policies. (Top 10 homeowners losses not covered) In many cases, foundation coverage is excluded, and you may have to [...]

Does Flood Insurance Cover My Basement Against Seepage?

Our flood insurance articles tend to get a few more visits this time of year. After record snowfall this past winter, we’re expecting to field quite a few more inquiries about flood insurance coverage. Many insurance agents will tell you they have a hard time convincing their insured to purchase flood insurance, as many homeowners [...]