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Insurance Q&A: “What is a time deductible?” Most of us are familiar with the concept of an insurance deductible. Whether it’s the co-pay on a health insurance policy, the wind and hail deductible on a homeowner’s insurance policy, or the comprehensive and collision deductible on an auto policy, we are expected to share in the [...]
If we haven’t lost you already, read on and we’ll try to provide a basic overview of the differences between three common types of auto insurance policies. It’s no wonder that we can get a little lost when dealing with the proper way to insure ourselves against liability and property damage claims that result from [...]
Insurance Q&A: “What is an insurance quote?” “Call today for a quote…Click here for a quote…See your local insurance agent for a quote.” It never ends. We are constantly pestered by ads on TV, the radio and the Internet to “get quotes” to save money on our insurance. But, what exactly is a quote? The [...]
Insurance Q&A: “Are insurance quotes free?” It’s quite common for insurance related advertisements to end with, “Call today for a free quote!” That magical offer might lead the average insurance consumer to believe getting quotes from another company would cost them some hard earned money. But, is that really the case? It’s questions like this [...]
Insurance Q&A: “Is insurance paid monthly or yearly?” The short answer is “both.” Just like anything else you pay for, the purchase and payment of an insurance policy can be completed in various ways. The specifics are too many to detail in this post, but we’ll go over the basics to get your question answered. [...]