Who is Insured to Drive My Car?

More insurance Q&A: “Who is insured to drive my car?”
A typical auto insurance policy will cover more people than you may think, but there are a few key definitions you need to be clear on regarding who has coverage while driving your car.
First, and most obvious, is the “named insured.”  This is the individual, corporation, [...]

Texting Isn’t the Biggest Distraction While Driving

Even though talking on cell phones and text messaging while driving have become lightening rods for legislation, other more traditional distractions are apparently more significant issues.
A survey of 3,000 drivers conducted by car leasing company Leasetrader.com found that texting while driving was very low on a long list of other, seemingly more dangerous distractions.
For male [...]

Do I Need Car Insurance if I Don’t Own a Car?

Insurance Q&A: “Do I need car insurance if I don’t own a car?”
Well, like all things in the insurance realm, yes and no.  Individual circumstances will determine whether or not you’ll have the need for an auto insurance policy and what type of coverage to buy.
The answer also depends on your personal financial situation and [...]